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On our website you will see quotes and rates offered by insurance companies, as well as be able to choose and send an application online.

We know how good it is to be safe in a car while driving but various situations may happen sometimes. That's why it's better to insure your car first after buying.

What do you need to do for this? Enter your ZIP code, choose an insurance company or agency, and send your request.

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We offer car insurance in Durham (Greene County), NY:



Car Insurance Agents within 50 miles of Durham, NY

A L Hofaker Inc

215 Wolf Rd, Albany, NY - 12205 - 1220 near Homewood Suites By Hilton

Call: (518) 438-2818
Get a Quote

Allstate Insurance

269 New Scotland Ave, Albany, NY - 12208 - 3144  near Grove Ave,new Scotland Ave

Call: (518) 453-1010
Get a Quote

Allstate Insurance

164 Guy Park Ave, Amsterdam, NY - 12010 - 1201  near Brandt Pl,guy Park Ave

Call: (518) 843-1890
Get a Quote

BEATTY SCOTT K AGENCY INC

129 Wallins Corners Rd, Amsterdam, NY - 12010 - 1201  near Genessee Ln,wallins Corners Rd

Call: (518) 843-0522
Get a Quote


Durham, NY Auto Insurance Rates

Durham, NY residents can save $750 by comparing multiple quotes & reading reviews & research on Durham car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,180 $1,880 $10,080

Durham Car Insurance Rate Comparisons

Durham, NY's average car insurance of $1880 differs from Jewett, NY (-$230), Leeds, NY (-$100), Palenville, NY (+$20) and New York (-$511)

Durham Jewett, NY Leeds, NY Palenville, NY New York
Median Insurance Rates $1880 -$230 -$100 +$20 -$511

Durham Car Insurance Savings By Neighborhood & Street Area

Durham Driver Street Residence & Car Locations Car Details in Durham Durham Driver Demographics Durham Auto Insurance Estimates Recent Durham Insurance Savings
Cornwallville
Old Tyler Rd2003 Toyota Camry LE37 year married man$2,260$777
Saybrook Hill Rd2006 Chrysler Town & Country Touring71 year male senior$2,062$523
Gulf School House Rd2005 Lexus ES 330 Base38 year woman$1,999$731
Sunset Rd2006 Acura MDX Touring w/Navi45 year married woman$1,716$644
Makley Rd2012 Mazda MAZDA6 i Touring17 year teenager$3,519$638
Park Ln2010 Buick LaCrosse CXL16 year male teenager$3,595$669
Durso Ave2004 Nissan 350Z Enthusiast53 year man$2,442$954
Saybrook Valley Rd2011 Volkswagen Tiguan S18 year female teenager$3,494$495
Co Rd 222013 Honda Civic LX78 year senior$1,917$632
Co Rd 202011 Hyundai Tucson GLS62 year female senior$1,875$508

Durham Post DUI Car Insurance Rates

Durham Greene County Lexington Rensselaerville New York
Median Post DUI Insurance Rate $3496 +$38 -$334 -$18 -$950
Male Teenager Post DUI Insurance Rate $7376 +$80 -$705 -$39 -$2005
Female Teenager Post DUI Insurance Rate $6852 +$74 -$655 -$36 -$1862

The Post DUI insurance in Durham, NY's is $3496 compared to Greene County (+$38), Lexington (-$334), Rensselaerville (-$18) and New York (-$950)

In Durham, a male teenager with Post DUI pays $524 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Lexus ES 330 Base in Durham, NY would pay $8436 on auto insurance while a female teenager POST DUI would pay $7838.

Durham Car Insurance by Segment

Durham Teenagers Car Insurance Rates Comparison

121 Durham Teenagers (4% of total population), 51% Male & 49% Female.

Durham Jewett Windham Palenville New York
All Teenagers $3835 -$469 -$531 +$41 -$1043
Male Teenager $3966 -$485 -$548 +$43 -$1078
Female Teenager $3684 -$450 -$509 +$40 -$1001

Durham teenagers pay $3835 in insurance in contrast with Jewett (-$469), Windham (-$531), Palenville (+$41) and New York (-$1043). The difference between Male & Female teenagers in Durham is $282

Example

  • 2014 Kia Optima LX Male Teenager Insurance Rate $3,603
  • 2011 Lincoln MKS Base Female Teenager Insurance Rate $3,786

Durham Men & Women Car Insurance

2721 Durham Adults (100% of total population), 48% Men & 52% Women.

Durham Conesville Cairo Hunter New York
All Women $1748 -$47 -$19 -$149 -$475
Married Women $1692 -$45 -$18 -$144 -$460
All Men $2613 -$70 -$28 -$223 -$711
Married Men $2519 -$67 -$27 -$215 -$685

The typical insurance rate of $2613 that Durham Men pay varies from Conesville (-$70), Cairo (-$28), Hunter (-$223) and New York (-$711). In Durham, married men pay $827 more than married women.

Example

  • 2013 Dodge Grand Caravan SE Married Men Insurance Rate $2,374
  • 2013 Chevrolet Silverado 3500HD CC Work Truck Married Women Insurance Rate $2,432

Durham Senior Car Insurance

751 Durham Seniors (27% of total population), 51% Senior Men & 49% Senior Women.

Durham Cairo Broome Windham New York
All Seniors $2124 -$23 -$23 -$294 -$578
Senior Men $2256 -$24 -$24 -$312 -$614
Senior Women $1955 -$21 -$21 -$271 -$532

Durham seniors pay $2124 in insurance compared to Cairo (-$23), Broome (-$23), Windham (-$294) and New York (-$578). In Durham, senior men pay $301 more than senior women.

Durham Car Insurance Discounts for Multiple Vehicles

Durham Population with 1 Vehicle 417 (42% of Durham population), 2 Vehicles 344 (35% of the Durham population) and 3 vehicles 147 (15% of the population)

Durham Lexington Tannersville Cairo New York
2 Vehicles $3572 -$342 -$570 -$38 -$970
3 Vehicles $5452 -$522 -$870 -$58 -$1481
4 Vehicles $7332 -$702 -$1170 -$78 -$1992

Durham Insurance Rates by Make

Durham Acura Insurance

Durham rates for Acura RDX models such as RDX & Tech are nearly $1663 to $1737 compared to Acura MDX (+$10) Acura TSX (-$250) & Acura ZDX (-$370).

Acura TL models such as TL, Advance, Tech, SH, SH Advance & SH Tech cost nearly $1932 to $2216 in Durham. A 2009 Acura TL SH Advance 4 Door Sedan AWD's insurance costs in Durham is $2110 while nearby places such as Kinderhook, Jewett, Shandaken, Valatie and Middleburgh are costlier by $390, $430, $560, $570 and $680 respectively

Durham Audi Insurance

Durham rates for Audi TTS 2.0 Quattro is $2337 compared to Audi S4 (+$20) Audi A4 (+$350) & Audi A5 (+$290).

ModelsInsurance RateSchenectadyEsperanceSchoharieHampton Manor
Q5$2000+$500-$640-$700-$720
Q7$2380+$590-$770-$840-$850
TT$2270+$570-$730-$800-$810
S5$2460+$610-$790-$860-$880
A3$1930+$480-$620-$680-$690
A7$2350+$590-$760-$830-$840
A6$2340+$580-$750-$820-$840
A8$2820+$700-$910-$990-$1010

Durham BMW Insurance

Durham rates for BMW 7 series models such as 750Li, 740LI, 740I & 750i are roughly $3210 to $2990 compared to BMW X series (+$850) BMW 6 series (-$1070) & BMW M series (+$100).

BMW 1 series models such as 128i & 135i cost approximately $1910 to $2080 in Durham. Insurance for a 2011 BMW 135i 2 Door Convertible in Durham is $2050 compared to places such as Hurley (+$330), Niverville (+$470), Glasco (+$660), Esperance (+$660) and Conesville (+$690).

ModelsInsurance RateEast GreenbushEsperanceBroomeHalcott
Z series$2360-$760-$760-$850-$920
3 series$2330-$750-$750-$840-$900
5 series$2300-$740-$740-$820-$890

Durham Buick Insurance

Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse cost roughly $1690 to $1757 in Durham. The rates for a car such as 2013 Buick Lacrosse Premium I 4 Door Sedan would be about $1700 which is about 10% of the total cost of a car.

Buick Enclave insurance rate is $1690 in Durham. A 2010 Buick Enclave 4 Door 2WD Utility's insurance costs in Durham is $1660 and varies from close by places such as Knox (+$490), East Greenbush (+$530), Stuyvesant (+$550), Castleton-on-Hudson (+$580) and Ravena (+$640).

Buick Regal insurance rate is $1700 in Durham. A 2012 Buick Regal 4 Door Sedan's insurance costs in Durham is $1680 while nearby places such as Fleischmanns, Claverack-Red Mills and Harpersfield are costlier by $550, $570 and $650 respectively whereas Colonie and Woodstock are cheaper by $440 and $340 respectively.

Durham Cadillac Insurance

Durham rates for Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid are about $2156 to $2558. Insurance for a 2012 Cadillac Escalade Platinum Hybrid 4 Door Utility in Durham is $2520 and differs from close by places such as Albany County (+$720), Ghent (+$810), Greenport (+$900), Cairo (+$900) and Charleston (+$960).

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost nearly $1936 to $2346 in Durham. The rates for a car such as 2013 Cadillac CTS 2 Door Coupe would be about $1970 which is about 9% of the total cost of a car.

Durham rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are around $1752 to $1952. A 2008 Cadillac SRX Performance Turbo AWD 4 Door Utility's insurance costs in Durham is $1860 while nearby places such as Phoenicia, Richmondville, Westerlo, Rensselaerville and Charleston are costlier by $460, $600, $630, $680 and $710 respectively

Durham Chevrolet Insurance

Durham rates for Chevrolet Silverado models such as 1500 LT, 1500 LTZ & 1500 Work Truck are about $1713 to $1664 compared to Chevrolet Avalanche (-$130) Chevrolet Corvette (-$540) & Chevrolet Express (+$60).

Chevrolet Cruze models such as LS, Eco, LT & LTZ cost about $1694 to $1811 in Durham. The rates for a car such as 2011 Chevrolet Cruze LT 4 Door Sedan Turbo would be about $1730 which is about 10% of the total cost of a car.

ModelsInsurance RateGermantownEast GreenbushCharlestonGilboa
Equinox$1660-$330-$530-$630-$660
Malibu$1760-$350-$570-$670-$700
Camaro$1900-$380-$610-$720-$750

Durham Chrysler Insurance

Chrysler Town models such as & Country Limited, & Country Touring & & Country Touring L cost about $1636 to $1576 in Durham compared to Chrysler 300 (-$220) Chrysler 200 (-$190) & Chrysler 300C (-$270).

Durham Dodge Insurance

Durham rates for Dodge Grand Caravan SXT is $1560 compared to Dodge Challenger (-$350) Dodge Journey (-$90) & Dodge Charger (-$430).

Durham rates for Dodge Avenger models such as SE, R/T & SXT are roughly $1801 to $1809. A 2012 Dodge Avenger R/T 4 Door Sedan's insurance costs in Durham is $1780 and is in contrast with nearby locations such as Ghent (+$570), Philmont (+$600), Athens (+$650), Harpersfield (+$690) and Greene County (+$690).

Durham rates for Dodge Durango models such as SXT, Crew, R/T & Citadel are about $1767 to $1899. A 2013 Dodge Durango Citadel 4 Door 2WD Wagon's insurance costs in Durham is $1870 while nearby places such as Guilderland, Schodack, Stottville, Fleischmanns and Schoharie are costlier by $300, $470, $620, $620 and $660 respectively

Durham Ford Insurance

Durham rates for Ford Edge models such as Sport, Limited, SE & SEL are roughly $1712 to $1647 compared to Ford Taurus (-$100) Ford Flex (-$80) & Ford F-150 (+$30).

ModelsInsurance RateRensselaerCopake LakeGreenportStockport
Explorer$1730+$370-$230-$620-$660
Expedition$1840+$390-$240-$660-$700
Transit$1600+$340-$210-$570-$610
Fiesta$1670+$350-$220-$600-$640
Focus$1770+$380-$230-$630-$670
Fusion$1740+$370-$230-$620-$660
Mustang$1990+$420-$260-$710-$760

Durham GMC Insurance

ModelsInsurance RateAlbanyVoorheesvilleSchodackSaugerties
Sierra$1860+$490-$380-$460-$460
Acadia$1680+$440-$340-$420-$420
Terrain$1600+$420-$330-$400-$400
Yukon$1780+$470-$370-$440-$440

Durham Honda Insurance

Honda Pilot models such as Touring, LX & EX cost around $1792 to $1665 in Durham compared to Honda Accord (-$40) Honda CR-V (+$110) & Honda Odyssey (+$110).

Honda Fit models such as Fit & Sport cost about $1657 to $1678 in Durham. The rates for a car such as 2008 Honda Fit 5 Door Hatchback would be about $1630 which is about 3% of the total cost of a car.

ModelsInsurance RateSchodackWestmereValatieStuyvesant
Civic$1900-$470-$490-$510-$630
CR-Z$1850-$460-$470-$500-$610
Insight$1820-$450-$470-$490-$600

Durham Hyundai Insurance

Hyundai Genesis models such as 2.0T Premium, 2.0T Track, 3.8 Track, 2.0T, R-Spec, Genesis & 3.8 Grand Touring cost approximately $1901 to $2004 in Durham compared to Hyundai Veloster (+$250) Hyundai Equus (-$320) & Hyundai Tucson (+$380).

Durham rates for Hyundai Accent models such as GS, SE & GLS are nearly $1763 to $1804. The rates for a car such as 2011 Hyundai Accent GLS 4 Door Sedan would be about $1780 which is about 4% of the total cost of a car.

Hyundai Elantra models such as GLS & Limited cost approximately $1774 to $1825 in Durham. Insurance for a 2011 Hyundai Elantra GLS 4 Door Sedan in Durham is $1750 while nearby places such as Tannersville, Phoenicia, Stottville, Ulster and Greene County are costlier by $270, $440, $580, $600 and $680 respectively

Durham rates for Hyundai Sonata models such as GLS, SE & Limited are around $1709 to $1822. Insurance for a 2008 Hyundai Sonata SE 4 Door Sedan in Durham is $1730 and differs from close by regions such as Colonie (-$450), Chatham (+$130), Lexington (+$420), Valatie (+$470) and Coxsackie (+$670).

Durham Jeep Insurance

Durham rates for Jeep Patriot models such as Sport & Limited are nearly $1487 to $1605. The rates for a car such as 2009 Jeep Patriot Limited 2WD 4 Door Utility would be about $1580 which is about 6% of the total cost of a car.

Durham rates for Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland are nearly $1672 to $1701. Insurance for a 2012 Jeep Grand Cherokee Limited 4WD 4 Door Utility in Durham is $1650 & differs from close by places such as Altamont (+$290), Jefferson (+$560), Lorenz Park (+$590), Palenville (+$640) and Coxsackie (+$640).

Jeep Compass models such as Sport & Limited cost nearly $1584 to $1631 in Durham. Insurance for a 2009 Jeep Compass Limited 4WD 4 Door Utility in Durham is $1600 while nearby places such as Jefferson Heights, Fleischmanns, Rotterdam, Lorenz Park and Hobart are costlier by $400, $530, $570, $570 and $570 respectively

Durham Kia Insurance

Durham rates for Kia Optima models such as EX, SX & LX are about $1851 to $1763 compared to Kia Sedona (+$190) Kia Forte (+$50) & Kia Rio (+$20).

ModelsInsurance RateRichmondvilleBerneAthensCoeymans
Soul$1710-$550-$610-$630-$660
Sportage$1670-$540-$600-$610-$650
Sorento$1680-$540-$600-$610-$650

Durham Lexus Insurance

Durham rates for Lexus GX 460 is $1996 compared to Lexus LS (-$620) Lexus ES (+$90) & Lexus IS (-$110).

Durham rates for Lexus RX models such as 350 & 450h are around $1893 to $1970. A 2009 Lexus RX 450h 4 Door Utility Hybrid's insurance costs in Durham is $1940 while nearby places such as Copake Lake, Stottville, Kingston and Roxbury are costlier by $260, $640, $680 and $700 respectively whereas Woodstock is cheaper by $400.

Lexus GX460 Premium insurance rate is $1996 in Durham. A 2013 Lexus GX460 Premium 4 Door Utility's insurance costs in Durham is $1970 compared to nearby locations such as Gallatin (+$170), Guilderland (+$320), Wright (+$610), Bovina (+$650) and Delanson (+$660).

Durham Lincoln Insurance

Durham rates for Lincoln MKZ models such as MKZ & Hybrid are roughly $1890 to $1948 compared to Lincoln MKS (-$210) Lincoln MKT (-$10) & Lincoln Navigator (-$190).

Lincoln MKX insurance rate is $1787 in Durham. The rates for a car such as 2010 Lincoln MKX 4 Door 4WD SUV would be about $1760 which is about 6% of the total cost of a car.

Durham Mazda Insurance

Durham rates for Mazda Mazda6s models such as Touring Plus & Mazda6s are approximately $1807 to $1882 compared to Mazda Mazda6i (+$150) Mazda Mazda2 (+$200) & Mazda Mazdaspeed3 (-$50).

Durham rates for Mazda Mazda3s models such as Touring, Sport & Grand Touring are about $1838 to $1882. A 2011 Mazda Mazda3s Touring 5 Door Hatchback's insurance costs in Durham is $1810 while nearby places such as Copake Lake, Voorheesville, Stuyvesant, Stockport and Coeymans are costlier by $240, $370, $600, $690 and $700 respectively

ModelsInsurance RateJewettJeffersonKingstonHampton Manor
MX5$1650-$340-$560-$580-$590
CX-9$1680-$340-$570-$590-$600
Mazda3i$1820-$370-$610-$640-$650
Mazda5$1730-$360-$580-$610-$620

Durham Nissan Insurance

Nissan 370Z models such as 370Z & Nismo cost roughly $1967 to $2011 in Durham compared to Nissan Murano (+$330) Nissan Armada (+$60) & Nissan Juke (+$270).

ModelsInsurance RateShokanPhoeniciaKnoxDelanson
Pathfinder$1650-$160-$410-$480-$560
NV3500$1770-$170-$440-$520-$600
Altima$2000-$190-$500-$590-$670
Rogue$1730-$170-$430-$510-$580
Titan$1810-$170-$450-$530-$610
Quest$1760-$170-$440-$520-$590
Versa$1710-$160-$430-$500-$580
Sentra$1920-$180-$480-$560-$650
Maxima$2020-$190-$500-$590-$680

Durham Toyota Insurance

Toyota Sequoia models such as Platinum, SR5 & Limited cost approximately $1755 to $1746 in Durham compared to Toyota Prius (+$80) Toyota Camry (-$10) & Toyota Sienna (+$220).

ModelsInsurance RateTaghkanicWindhamMargaretvillePreston-Potter Hollow
Corolla$1750-$260-$320-$530-$540
Avalon$1730-$250-$320-$520-$530
4Runner$1720-$250-$320-$520-$530

Durham Volkswagen Insurance

Durham rates for Volkswagen Tiguan models such as SE & SEL are nearly $1842 to $1859 compared to Volkswagen Touareg (-$210) Volkswagen GTI (+$80) & Volkswagen CC (-$0).

Volkswagen Eos 2.0T insurance rate is $1950 in Durham. Insurance for a 2010 Volkswagen Eos 2.0T 2 Door Convertible Turbo in Durham is $1920 while nearby places such as Westmere, Saugerties South, Charleston and Coxsackie are costlier by $490, $520, $730 and $740 respectively whereas Albany is cheaper by $510.

ModelsInsurance RateJewettPreston-Potter HollowPine HillRavena
Golf$1770-$360-$540-$630-$690
Jetta$1700-$350-$520-$610-$660
Passat$1750-$360-$540-$630-$680


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