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We offer car insurance in Elma (Erie County), NY:



Car Insurance Agents in Elma, NY

Farm Family Life Insurance

7000 Seneca St, Elma, NY - 14059 - 1406 near Jamison Rd,seneca St

Call: (716) 655-5900
Get a Quote

Jack Coy - State Farm Insurance Agent

2331 Bowen Rd, Elma, NY - 14059 - 9415 

Call: (716) 652-6090
Get a Quote


Elma, NY Auto Insurance Rates

Elma, NY residents can save $730 by comparing multiple quotes & reading reviews & research on Elma car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,150 $1,830 $9,820

Elma Car Insurance Rate Comparisons

Elma, NY's average car insurance of $1830 differs from Cheektowaga, NY (-$20), Williamsville, NY (-$729), Depew, NY (-$724) and New York (-$461)

Elma Cheektowaga, NY Williamsville, NY Depew, NY New York
Median Insurance Rates $1830 -$20 -$729 -$724 -$461

Elma Car Insurance Savings By Neighborhood & Street Area

Elma Driver Street Residence & Car Locations Car Details in Elma Elma Driver Demographics Elma Auto Insurance Estimates Recent Elma Insurance Savings
Spring Brook
Meadowbrook Dr2006 Mazda MAZDA3 s17 year female teenager$3,273$797
N Star Rd2004 Lexus ES 330 Base19 year male teenager$4,431$734
Willardshire Rd2009 Toyota Corolla LE33 year married woman$1,478$815
N Davis Rd2013 Volkswagen Tiguan S62 year male senior$2,083$665
Winona Rd2010 Buick LaCrosse CXS52 year woman$1,547$944
Jamison Road
Pleasantview Dr2007 Acura MDX Base31 year man$2,582$472
Pinewood Trl2014 Honda Civic LX64 year senior$1,862$644
Kalla Ln2010 Audi A4 2.0T Premium16 year teenager$4,316$672
Summerdale Dr2014 Kia Optima LX69 year female senior$1,724$903
Ostrander Rd2009 Nissan 370Z Touring31 year married man$2,294$909

Elma Post DUI Car Insurance Rates

Elma Hamburg Lackawanna Harris Hill New York
Median Post DUI Insurance Rate $3403 -$1344 -$666 +$38 -$857
Male Teenager Post DUI Insurance Rate $7181 -$2838 -$1406 +$78 -$1810
Female Teenager Post DUI Insurance Rate $6669 -$2635 -$1303 +$75 -$1679

The Post DUI insurance in Elma, NY's is $3403 compared to Hamburg (-$1344), Lackawanna (-$666), Harris Hill (+$38) and New York (-$857)

In Elma, a male teenager with Post DUI pays $512 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Toyota Corolla LE in Elma, NY would pay $6446 on auto insurance while a female teenager POST DUI would pay $5989.

Elma Car Insurance by Segment

Elma Teenagers Car Insurance Rates Comparison

693 Elma Teenagers (6% of total population), 57% Male & 43% Female.

Elma Williamsville Depew Town Line New York
All Teenagers $3733 -$1487 -$1477 +$41 -$941
Male Teenager $3861 -$1538 -$1528 +$42 -$973
Female Teenager $3586 -$1429 -$1419 +$40 -$903

Elma teenagers pay $3733 in insurance in contrast with Williamsville (-$1487), Depew (-$1477), Town Line (+$41) and New York (-$941). The difference between Male & Female teenagers in Elma is $275

Example

  • 2014 Dodge Grand Caravan SE Male Teenager Insurance Rate $3,728
  • 2013 Ford Fusion SE Female Teenager Insurance Rate $3,363

Elma Men & Women Car Insurance

11349 Elma Adults (100% of total population), 51% Men & 49% Women.

Elma Williamsville Buffalo Town Line New York
All Women $1701 -$678 -$55 +$19 -$428
Married Women $1647 -$657 -$54 +$18 -$415
All Men $2543 -$1013 -$83 +$28 -$641
Married Men $2452 -$977 -$81 +$27 -$618

The typical insurance rate of $2543 that Elma Men pay varies from Williamsville (-$1013), Buffalo (-$83), Town Line (+$28) and New York (-$641). In Elma, married men pay $805 more than married women.

Example

  • 2010 Lincoln MKS AWD Married Men Insurance Rate $2,354
  • 2013 GMC Sierra 1500 Work Truck Married Women Insurance Rate $2,312

Elma Senior Car Insurance

3324 Elma Seniors (29% of total population), 47% Senior Men & 53% Senior Women.

Elma Aurora Erie County Elma Center New York
All Seniors $2067 +$46 +$80 +$34 -$521
Senior Men $2196 +$48 +$84 +$36 -$554
Senior Women $1903 +$41 +$73 +$31 -$480

Elma seniors pay $2067 in insurance compared to Aurora (+$46), Erie County (+$80), Elma Center (+$34) and New York (-$521). In Elma, senior men pay $293 more than senior women.

Elma Car Insurance Discounts for Multiple Vehicles

Elma Population with 1 Vehicle 1177 (26% of Elma population), 2 Vehicles 2058 (46% of the Elma population) and 3 vehicles 905 (20% of the population)

Elma Lancaster Town Line East Aurora New York
2 Vehicles $3477 -$1438 +$38 -$1425 -$875
3 Vehicles $5307 -$2195 +$58 -$2175 -$1336
4 Vehicles $7137 -$2952 +$78 -$2925 -$1797

Elma Insurance Rates by Make

Elma Acura Insurance

Elma rates for Acura ZDX is $2053 compared to Acura RDX (+$360) Acura TSX (+$110) & Acura MDX (+$360).

Acura TL models such as TL, Advance, Tech, SH, SH Advance & SH Tech cost around $1880 to $2157 in Elma. The rates for a car such as 2008 Acura TL Tech 4 Door Sedan would be about $2040 which is about 4% of the total cost of a car.

Elma Audi Insurance

Elma rates for Audi TTS 2.0 Quattro is $2275 compared to Audi A4 (+$340) Audi S5 (-$70) & Audi A5 (+$270).

Audi A8 L Quattro insurance rate is $2742 in Elma. The rates for a car such as 2010 Audi A8 L Quattro 4 Door Sedan AWD would be about $2700 which is about 5% of the total cost of a car.

Elma rates for Audi A3 models such as 2.0T, 2.0 TDI Premium Plus, 2.0 TDI & 2.0T Quattro are around $1820 to $2035. Insurance for a 2008 Audi A3 2.0T Quattro 4 Door Wagon AWD in Elma is $2000 and differs from close by regions such as Darien (+$620), Concord (+$660), Delevan (+$720), Orangeville (+$750) and Collins (+$760).

ModelsInsurance RateBillington HeightsWyoming CountyAlabamaShelby
Q5$1940-$370-$640-$740-$750
Q7$2320-$440-$760-$880-$900
TT$2210-$420-$730-$840-$860
S4$2310-$440-$760-$880-$900
A7$2280-$430-$750-$870-$880
A6$2280-$430-$750-$870-$880

Elma BMW Insurance

BMW 5 series models such as 528i, GT, 535i & 550i cost roughly $1983 to $2411 in Elma compared to BMW 7 series (-$670) BMW X series (+$160) & BMW M series (-$570).

BMW 1 series models such as 128i & 135i cost about $1859 to $2025 in Elma. A 2012 BMW 128i 2 Door Coupe's insurance costs in Elma is $1830 while nearby places such as Yorkshire, Evans, Cambria and University at Buffalo are costlier by $550, $550, $560 and $700 respectively whereas Medina is cheaper by $430.

ModelsInsurance RateWest SenecaWheatfieldUniversity at BuffaloAmherst
Z series$2300-$760-$860-$880-$890
6 series$3950-$1300-$1470-$1500-$1530
3 series$2270-$750-$850-$860-$880

Elma Buick Insurance

ModelsInsurance RateLewistonPikeNiagaraErie County
Lacrosse$1680-$540-$640-$650-$650
Enclave$1690-$540-$640-$660-$660
Regal$1650-$530-$630-$640-$640

Elma Cadillac Insurance

Elma rates for Cadillac CTS models such as Luxury, Premium, CTS, Performance & V are approximately $1884 to $2284. The rates for a car such as 2013 Cadillac CTS Performance 2 Door Coupe would be about $1980 which is about 3% of the total cost of a car.

Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD cost roughly $1705 to $1900 in Elma. A 2011 Cadillac SRX 4 Door Utility's insurance costs in Elma is $1680 while nearby places such as Buffalo, Persia, Blasdell, Collins and University at Buffalo are costlier by $490, $500, $520, $640 and $640 respectively

Elma rates for Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid are nearly $2098 to $2490. Insurance for a 2008 Cadillac Escalade Luxury 4 Door Utility Ethanol in Elma is $2090 & varies from places such as Ashford (+$640), Blasdell (+$640), Pembroke (+$640), Elma Center (+$750) and Orangeville (+$780).

Elma Chevrolet Insurance

Elma rates for Chevrolet Silverado models such as 1500 LT, 1500 LTZ & 1500 Work Truck are approximately $1668 to $1620 compared to Chevrolet Malibu (-$50) Chevrolet Equinox (+$60) & Chevrolet Corvette (-$520).

Elma rates for Chevrolet Express models such as 1500, 1500 LS, 3500 LS & 3500 are roughly $1494 to $1678. A 2012 Chevrolet Express 1500 LS 4WD 3 Door Van's insurance costs in Elma is $1580 while nearby places such as Sloan, Ridgeway, Wheatfield, Eagle and Alabama are costlier by $470, $570, $590, $600 and $600 respectively

ModelsInsurance RateLancasterWanakahWyoming CountySardinia
Cruze$1710+$370-$510-$560-$640
Camaro$1850+$400-$560-$610-$690
Avalanche$1790+$390-$540-$590-$670

Elma Chrysler Insurance

ModelsInsurance RateDarienCambriaCorfuShelby
300$1750-$540-$540-$630-$680
200$1730-$530-$530-$620-$670
Town$1530-$470-$470-$550-$590
300C$1800-$550-$550-$650-$700

Elma Dodge Insurance

Elma rates for Dodge Challenger models such as SRT8, SXT & R/T are nearly $2118 to $1856 compared to Dodge Charger (-$80) Dodge Durango (+$100) & Dodge Journey (+$250).

Elma rates for Dodge Avenger models such as SE, R/T & SXT are roughly $1753 to $1761. Insurance for a 2008 Dodge Avenger SXT 4 Door Sedan in Elma is $1730 is different from close by regions such as Billington Heights (+$330), Eggertsville (+$520), Wilson (+$520), West Seneca (+$570) and Newfane (+$670).

Dodge Grand Caravan SXT insurance rate is $1518 in Elma. The rates for a car such as 2009 Dodge Grand Caravan SXT 2WD 4 Door Van would be about $1490 which is about 4% of the total cost of a car.

Elma Ford Insurance

Ford Fiesta models such as S & SE cost roughly $1625 to $1626 in Elma compared to Ford Explorer (-$60) Ford Expedition (-$170) & Ford F-150 (-$10).

Elma rates for Ford Edge models such as SE, SEL, Sport & Limited are approximately $1400 to $1673. The rates for a car such as 2008 Ford Edge Sport 4 Door 2WD Utility would be about $1640 which is about 8% of the total cost of a car.

Elma rates for Ford Transit models such as Connect XLT & Connect XLT Premium are about $1535 to $1558. A 2012 Ford Transit Connect XLT Premium 4 Door Wagon's insurance costs in Elma is $1540 compared to close by places such as Williamsville (-$300), Niagara Falls (-$180), Lackawanna (+$120), Town Line (+$540) and Marilla (+$600).

Ford Mustang models such as Mustang, GT, Shelby GT500 & Boss 302 cost roughly $1792 to $2252 in Elma. Insurance for a 2008 Ford Mustang GT 2 Door Coupe in Elma is $1910 while nearby places such as Billington Heights, Blasdell and Shelby are costlier by $360, $590 and $740 respectively whereas Batavia and North Tonawanda are cheaper by $430 and $330 respectively.

ModelsInsurance RateMedinaLime LakeConcordShelby
Flex$1740+$410-$520-$570-$670
Focus$1720+$400-$520-$570-$670
Taurus$1760+$410-$530-$580-$680
Fusion$1700+$400-$510-$560-$660

Elma GMC Insurance

GMC Acadia models such as SLT, Denali & SLE cost approximately $1530 to $1636 in Elma compared to GMC Yukon (-$90) GMC Terrain (+$80) & GMC Sierra (-$170).

Elma Honda Insurance

Honda Fit models such as Sport & Fit cost roughly $1633 to $1613 in Elma compared to Honda Odyssey (+$70) Honda Civic (-$220) & Honda CR-Z (-$170).

Honda Pilot models such as LX, EX & Touring cost around $1584 to $1744 in Elma. A 2013 Honda Pilot LX 5 Door 2WD SUV's insurance costs in Elma is $1560 in contrast with nearby locations such as Otto (+$480), Sunset Bay (+$510), Perrysburg (+$560), Eden (+$560) and Amherst (+$610).

ModelsInsurance RateKenmoreBuffaloWyoming CountyErie County
Accord$1720+$160-$500-$570-$670
CR-V$1560+$140-$460-$510-$610
Insight$1770+$160-$520-$580-$690

Elma Hyundai Insurance

Hyundai Sonata models such as Limited, GLS & SE cost around $1773 to $1712 in Elma compared to Hyundai Tucson (+$170) Hyundai Accent (-$0) & Hyundai Genesis (-$210).

Hyundai Veloster insurance rate is $1698 in Elma. Insurance for a 2010 Hyundai Veloster 2 Door Hatchback in Elma is $1670 and varies from places such as Otto (+$510), Ransomville (+$510), Genesee County (+$550), West Seneca (+$550) and Wyoming County (+$550).

Elma rates for Hyundai Elantra models such as GLS & Limited are approximately $1727 to $1776. A 2013 Hyundai Elantra GLS 4 Door Sedan's insurance costs in Elma is $1700 while nearby places such as West Valley, Aurora, Wheatfield and Bethany are costlier by $510, $620, $630 and $630 respectively whereas Niagara Falls is cheaper by $200.

Hyundai Equus insurance rate is $2259 in Elma. The rates for a car such as 2008 Hyundai Equus 4 Door Sedan would be about $2220 which is about 7% of the total cost of a car.

Elma Jeep Insurance

Jeep Patriot models such as Sport & Limited cost approximately $1447 to $1562 in Elma. Insurance for a 2008 Jeep Patriot Sport 2WD 4 Door Utility in Elma is $1420 & differs from close by places such as Persia (+$430), Blasdell (+$440), Holland (+$470), Lake Erie Beach (+$470) and Concord (+$470).

Elma rates for Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland are approximately $1628 to $1656. A 2010 Jeep Grand Cherokee Overland 4WD 4 Door Utility's insurance costs in Elma is $1630 while nearby places such as Bennington, South Lockport, Sheldon and Alden are costlier by $530, $530, $540 and $570 respectively whereas Lockport is cheaper by $350.

Elma rates for Jeep Compass models such as Sport & Limited are roughly $1542 to $1588. The rates for a car such as 2011 Jeep Compass Sport 2WD 4 Door Utility would be about $1520 which is about 10% of the total cost of a car.

Elma Kia Insurance

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost roughly $1727 to $1781 in Elma compared to Kia Soul (+$120) Kia Sportage (+$160) & Kia Sedona (+$170).

Kia Forte models such as EX, Koup EX, SX, LX & Koup SX cost about $1715 to $1796 in Elma. The rates for a car such as 2008 Kia Forte Koup SX 2WD 2 Door Coupe would be about $1770 which is about 5% of the total cost of a car.

Elma rates for Kia Sorento models such as LX, EX & SX are approximately $1636 to $1716. A 2012 Kia Sorento SX 2WD 4 Door Utility's insurance costs in Elma is $1690 in contrast with close by regions such as East Aurora (-$360), Ashford (+$520), East Otto (+$520), Concord (+$560) and Cattaraugus (+$630).

Elma rates for Kia Optima models such as LX, EX & SX are nearly $1716 to $1824. Insurance for a 2011 Kia Optima LX 4 Door Sedan in Elma is $1690 while nearby places such as Brant, Machias, Pike and North Collins are costlier by $510, $630, $640 and $640 respectively whereas Depew is cheaper by $320.

Elma Lexus Insurance

Elma rates for Lexus GX460 Premium is $1943 compared to Lexus GX (-$0) Lexus ES (+$80) & Lexus LS (-$610).

Elma rates for Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F are around $1890 to $3099. The rates for a car such as 2008 Lexus IS 350C 2 Door Convertible would be about $2090 which is about 2% of the total cost of a car.

Elma rates for Lexus RX models such as 350 & 450h are roughly $1843 to $1918. A 2011 Lexus RX 450h 4 Door Utility Hybrid's insurance costs in Elma is $1890 and differs from close by regions such as Medina (-$440), Lancaster (-$410), Cambria (+$580), Elma Center (+$680) and Perrysburg (+$680).

Elma Lincoln Insurance

Elma rates for Lincoln MKX is $1740 compared to Lincoln MKZ (-$100) Lincoln Navigator (-$290) & Lincoln MKT (-$110).

Lincoln MKS insurance rate is $1950 in Elma. A 2009 Lincoln MKS 4 Door Sedan's insurance costs in Elma is $1920 while nearby places such as West Valley, Attica, Barre, Middleport and Newfane are costlier by $580, $590, $630, $740 and $740 respectively

Elma Mazda Insurance

Mazda MX5 models such as Miata Grand Touring & Miata Sport cost roughly $1606 to $1487 in Elma compared to Mazda Mazda6i (-$80) Mazda Mazda3i (-$170) & Mazda Mazdaspeed3 (-$270).

ModelsInsurance RateWilliamsvilleOakfieldCheektowagaWyoming County
CX-9$1640+$320-$490-$530-$540
Mazda2$1640+$320-$490-$530-$540
Mazda5$1680+$330-$500-$540-$550
Mazda6s$1830+$360-$550-$590-$600
Mazda3s$1830+$360-$550-$590-$600

Elma Nissan Insurance

Elma rates for Nissan Rogue S is $1681 compared to Nissan Juke (-$20) Nissan NV3500 (-$50) & Nissan Maxima (-$290).

ModelsInsurance RateBillington HeightsDarienClarence CenterMarilla
Pathfinder$1600-$310-$490-$530-$620
Altima$1950-$370-$600-$640-$760
Titan$1760-$340-$540-$580-$680
370Z$1960-$370-$600-$650-$760
Murano$1630-$310-$500-$540-$630
Quest$1710-$330-$530-$560-$660
Versa$1660-$320-$510-$550-$640
Armada$1900-$360-$580-$630-$740
Sentra$1870-$360-$580-$620-$730

Elma Toyota Insurance

Elma rates for Toyota Corolla models such as L, S & LE are about $1703 to $1705 compared to Toyota 4Runner (+$30) Toyota Sienna (+$210) & Toyota Camry (-$10).

Toyota Sequoia models such as SR5, Limited & Platinum cost nearly $1614 to $1708 in Elma. A 2011 Toyota Sequoia SR5 2WD 4 Door Utility's insurance costs in Elma is $1590 and is in contrast with close by regions such as Medina (-$370), Tonawanda (-$300), Ashford (+$490), Farnham (+$510) and Pike (+$610).

Elma rates for Toyota Prius models such as c, v, Prius & Plug-In hybrid are around $1622 to $1724. The rates for a car such as 2010 Toyota Prius c 4 Door Hatchback Hybrid would be about $1600 which is about 7% of the total cost of a car.

Toyota Avalon Limited insurance rate is $1688 in Elma. Insurance for a 2013 Toyota Avalon Limited 4 Door Sedan in Elma is $1670 while nearby places such as Persia, Lewiston and Colden are costlier by $500, $540 and $610 respectively whereas Depew and Hamburg are cheaper by $320 and $320 respectively.

Elma Volkswagen Insurance

Volkswagen Jetta models such as TDI, S Sport, SE, S & SEL cost about $1839 to $1792 in Elma compared to Volkswagen GTI (-$80) Volkswagen Tiguan (-$160) & Volkswagen Eos (-$250).

Volkswagen Golf models such as Golf & TDI cost approximately $1584 to $1755 in Elma. A 2011 Volkswagen Golf 4 Door Hatchback's insurance costs in Elma is $1560 and differs from close by places such as Williamsville (-$310), Gainesville (+$510), Town Line (+$550), Java (+$580) and Orangeville (+$580).

ModelsInsurance RateDarienFarnhamGowandaEagle
CC$1810-$560-$580-$640-$690
Touareg$2010-$620-$650-$710-$760
Passat$1700-$520-$550-$600-$650


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