Enter ZIP Code

Cheap Auto Insurance U.S.Cheap Car Insurance New York → Germantown (Columbia County)

Looking for cheap car insurance in Germantown (NY)? You have come to the right place!

On our website you will see quotes and rates offered by insurance companies, as well as be able to choose and send an application online.

We know how good it is to be safe in a car while driving but various situations may happen sometimes. That's why it's better to insure your car first after buying.

What do you need to do for this? Enter your ZIP code, choose an insurance company or agency, and send your request.

Soon you'll get a reply from the company representative. We wish you a safe driving and a good mood!

We offer car insurance in Germantown (Columbia County), NY:



Car Insurance Agents in Germantown, NY

Allstate Insurance

Main St , Germantown, NY - 12526   near Lasher Ave,old Saw Mill Rd

Call: (518) 537-5665
Get a Quote

Allstate Insurance Agency

1 Church Ave, Germantown, NY - 12526 - 1253  near County Route 8,main St

Call: (518) 537-6244
Get a Quote

FINGAR INSURANCE

Po Box 158 , Germantown, NY - 12526 - 1253  near Best Ln,meachers Attean Ln

Call: (518) 537-6244
Get a Quote

First Niagara Bank

4291 State Route 9G , Germantown, NY - 12526 - 5627  near Gingerbread Haus

Call: (518) 537-7730
Get a Quote


Germantown, NY Auto Insurance Rates

Germantown, NY residents can save $660 by comparing multiple quotes & reading reviews & research on Germantown car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,030 $1,640 $8,800

Germantown Car Insurance Rate Comparisons

Germantown, NY's average car insurance of $1640 differs from Lorenz Park, NY (+$220), Catskill, NY (+$250), Hudson, NY (-$407) and New York (-$271)

Germantown Lorenz Park, NY Catskill, NY Hudson, NY New York
Median Insurance Rates $1640 +$220 +$250 -$407 -$271

Germantown Car Insurance Savings By Neighborhood & Street Area

Germantown Driver Street Residence & Car Locations Car Details in Germantown Germantown Driver Demographics Germantown Auto Insurance Estimates Recent Germantown Insurance Savings
Other Area
Helsley Rd2004 Toyota Camry LE16 year teenager$3,000$318
Viewmont Rd2004 Lexus ES 330 Base17 year male teenager$3,956$831
Eastern Pkwy2007 Chrysler Town and Country Touring16 year female teenager$2,926$461
Round Top Rd2005 Acura MDX Touring w/RES w/Navi81 year senior$1,874$979
Underhill Ln2004 Nissan 350Z Touring25 year man$2,126$818
Hover Ave2011 Hyundai Tucson GLS71 year male senior$1,891$406
Young America Rd2013 Dodge Grand Caravan SE47 year married woman$1,420$774
Procius Hover Rd2013 Honda Civic LX70 year female senior$1,539$785
Hilltop Rd2013 Mazda MAZDA6 i Touring Plus25 year married man$2,022$879
Best Ln2013 Ford Fusion SE38 year woman$1,431$479

Germantown Post DUI Car Insurance Rates

Germantown Tivoli Clermont Jefferson Heights New York
Median Post DUI Insurance Rate $3050 -$577 -$391 +$130 -$504
Male Teenager Post DUI Insurance Rate $6435 -$1216 -$824 +$275 -$1064
Female Teenager Post DUI Insurance Rate $5978 -$1131 -$767 +$254 -$988

The Post DUI insurance in Germantown, NY's is $3050 compared to Tivoli (-$577), Clermont (-$391), Jefferson Heights (+$130) and New York (-$504)

In Germantown, a male teenager with Post DUI pays $457 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler Town and Country Touring in Germantown, NY would pay $5859 on auto insurance while a female teenager POST DUI would pay $5442.

Germantown Car Insurance by Segment

Germantown Teenagers Car Insurance Rates Comparison

19 Germantown Teenagers (1% of total population), 42% Male & 58% Female.

Germantown Leeds Red Hook Tivoli New York
All Teenagers $3345 +$286 -$612 -$632 -$553
Male Teenager $3460 +$295 -$633 -$654 -$572
Female Teenager $3214 +$274 -$588 -$608 -$531

Germantown teenagers pay $3345 in insurance in contrast with Leeds (+$286), Red Hook (-$612), Tivoli (-$632) and New York (-$553). The difference between Male & Female teenagers in Germantown is $246

Example

  • 2014 Kia Optima LX Male Teenager Insurance Rate $3,143
  • 2012 Buick LaCrosse Premium 1 Female Teenager Insurance Rate $2,916

Germantown Men & Women Car Insurance

996 Germantown Adults (100% of total population), 42% Men & 58% Women.

Germantown Taghkanic Athens Claverack-Red Mills New York
All Women $1525 -$65 +$214 +$176 -$252
Married Women $1476 -$63 +$207 +$171 -$244
All Men $2279 -$97 +$320 +$264 -$377
Married Men $2197 -$94 +$308 +$255 -$363

The typical insurance rate of $2279 that Germantown Men pay varies from Taghkanic (-$97), Athens (+$320), Claverack-Red Mills (+$264) and New York (-$377). In Germantown, married men pay $721 more than married women.

Example

  • 2007 Cadillac Escalade EXT Base Married Men Insurance Rate $2,070
  • 2014 Jeep Wrangler Unlimited Sport Married Women Insurance Rate $1,880

Germantown Senior Car Insurance

206 Germantown Seniors (20% of total population), 36% Senior Men & 64% Senior Women.

Germantown Tivoli Leeds Hudson New York
All Seniors $1853 -$351 +$158 -$460 -$307
Senior Men $1968 -$372 +$168 -$489 -$326
Senior Women $1705 -$322 +$146 -$423 -$282

Germantown seniors pay $1853 in insurance compared to Tivoli (-$351), Leeds (+$158), Hudson (-$460) and New York (-$307). In Germantown, senior men pay $263 more than senior women.

Germantown Car Insurance Discounts for Multiple Vehicles

Germantown Population with 1 Vehicle 73 (21% of Germantown population), 2 Vehicles 178 (50% of the Germantown population) and 3 vehicles 67 (19% of the population)

Germantown Tivoli Jefferson Heights Catskill New York
2 Vehicles $3116 -$589 +$133 +$475 -$514
3 Vehicles $4756 -$899 +$203 +$725 -$785
4 Vehicles $6396 -$1209 +$273 +$975 -$1056

Germantown Insurance Rates by Make

Germantown Acura Insurance

Acura RDX models such as RDX & Tech cost about $1450 to $1515 in Germantown compared to Acura TL (-$340) Acura TSX (-$220) & Acura MDX (+$10).

Acura ZDX insurance rate is $1840 in Germantown. A 2011 Acura ZDX 2 Door 4WD's insurance costs in Germantown is $1810 while nearby places such as Copake Lake, Durham, Lincoln Park and Coeymans are costlier by $240, $680, $680 and $700 respectively whereas Malden-on-Hudson is cheaper by $700.

Germantown Audi Insurance

Germantown rates for Audi A6 models such as 2.0T & 3.0 Quattro are nearly $1770 to $2040 compared to Audi TT (+$60) Audi A3 (+$360) & Audi A4 (+$260).

Audi Q5 2.0T insurance rate is $1741 in Germantown. A 2010 Audi Q5 2.0T 4 Door MPV AWD's insurance costs in Germantown is $1710 while nearby places such as Tannersville, Windham, Kinderhook, Niverville and Phoenicia are costlier by $260, $310, $310, $390 and $430 respectively

Audi TTS 2.0 Quattro insurance rate is $2038 in Germantown. Insurance for a 2010 Audi TTS 2.0 Quattro 2 Door Coupe AWD in Germantown is $2010 & varies from places such as Rhinecliff (-$160), Marbletown (+$130), Tillson (+$490), Saugerties South (+$540) and Ravena (+$780).

ModelsInsurance RateWoodstockPort EwenLorenz ParkRavena
Q7$2070+$420-$590-$740-$800
S5$2140+$440-$610-$770-$830
S4$2070+$420-$590-$740-$800
A5$1830+$370-$520-$660-$710
A7$2050+$420-$590-$740-$800
A8$2460+$500-$700-$880-$950

Germantown BMW Insurance

Germantown rates for BMW 5 series models such as 528i, GT, 535i & 550i are roughly $1777 to $2161 compared to BMW 3 series (-$20) BMW X series (+$140) & BMW 6 series (-$1530).

Germantown rates for BMW 1 series models such as 128i & 135i are around $1666 to $1814. Insurance for a 2008 BMW 128i 2 Door Coupe in Germantown is $1640 and differs from nearby locations such as Columbia County (+$400), Claverack-Red Mills (+$550), Kingston (+$580), Castleton-on-Hudson (+$580) and Catskill (+$620).

ModelsInsurance RateAccordStanfordTannersvilleLexington
Z series$2060+$160-$80-$320-$500
7 series$2610+$210-$100-$400-$630
M series$2520+$200-$90-$390-$610

Germantown Buick Insurance

Buick Regal insurance rate is $1483 in Germantown. A 2009 Buick Regal 4 Door Sedan's insurance costs in Germantown is $1460 while nearby places such as Highland, Columbia County, Schodack and Westerlo are costlier by $270, $350, $360 and $490 respectively whereas Milan is cheaper by $210.

Buick Enclave insurance rate is $1474 in Germantown. A 2010 Buick Enclave 4 Door 2WD Utility's insurance costs in Germantown is $1450 & varies from nearby places such as Washington (-$310), Ancram (+$130), Lake Katrine (+$440), Rosendale (+$460) and Stottville (+$480).

Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse cost nearly $1474 to $1533 in Germantown. The rates for a car such as 2008 Buick Lacrosse 4 Door Sedan Hybrid would be about $1510 which is about 6% of the total cost of a car.

Germantown Cadillac Insurance

ModelsInsurance RateMillbrookSaugerties SouthCoeymansCoxsackie
Escalade$1970+$110-$530-$760-$760
SRX$1650+$100-$450-$640-$640
CTS$1740+$100-$470-$670-$670

Germantown Chevrolet Insurance

Germantown rates for Chevrolet Avalanche models such as LS, LTZ & LT are around $1604 to $1492 compared to Chevrolet Corvette (-$360) Chevrolet Malibu (+$60) & Chevrolet Camaro (-$50).

Germantown rates for Chevrolet Equinox models such as LS, 1LT, LS AWD, 2LT, LT AWD, LTZ, 2LT AWD & LTZ AWD are nearly $1365 to $1498. Insurance for a 2013 Chevrolet Equinox 2LT AWD 4WD 4 Door Utility in Germantown is $1430 and varies from close by places such as Malden-on-Hudson (-$550), West Hurley (+$160), Esopus (+$340), Copake (+$500) and Stockport (+$540).

ModelsInsurance RateAncramLloydGreenportRosendale Hamlet
Cruze$1540-$140-$160-$550-$600
Express$1440-$130-$150-$520-$560
Silverado$1500-$130-$150-$540-$580

Germantown Chrysler Insurance

Germantown rates for Chrysler 200 models such as Limited, LX & Touring are nearly $1546 to $1515 compared to Chrysler 300C (-$60) Chrysler 300 (-$20) & Chrysler Town (+$170).

Germantown Dodge Insurance

Dodge Durango models such as Citadel, R/T, SXT & Crew cost around $1656 to $1574 in Germantown compared to Dodge Charger (-$170) Dodge Challenger (-$90) & Dodge Grand (+$210).

Dodge Avenger models such as SE, R/T & SXT cost roughly $1571 to $1578 in Germantown. The rates for a car such as 2012 Dodge Avenger R/T 4 Door Sedan would be about $1550 which is about 9% of the total cost of a car.

Germantown rates for Dodge Journey models such as SXT & Crew are around $1409 to $1437. A 2008 Dodge Journey SXT 4 Door 2WD Wagon's insurance costs in Germantown is $1390 while nearby places such as Great Barrington, MA, Lexington, Saugerties South, Coeymans and Sharon, CT are costlier by $200, $340, $380, $540 and $980 respectively

Germantown Ford Insurance

Ford Fiesta models such as S & SE cost roughly $1456 to $1457 in Germantown compared to Ford Flex (-$100) Ford Focus (-$80) & Ford Transit (+$60).

ModelsInsurance RateAncramHyde ParkArlingtonSheffield, MA
Explorer$1510-$130-$210-$220-$380
F-150$1470-$130-$210-$220-$370
Expedition$1610-$140-$220-$240-$400
Taurus$1580-$140-$220-$230-$390
Fusion$1520-$130-$210-$220-$380
Edge$1490-$130-$210-$220-$370
Mustang$1740-$150-$240-$260-$430

Germantown GMC Insurance

ModelsInsurance RateGreat Barrington, MANivervilleColumbia CountySharon, CT
Sierra$1620-$240-$370-$390-$1140
Acadia$1470-$220-$330-$360-$1030
Terrain$1390-$200-$320-$340-$980
Yukon$1550-$230-$350-$370-$1090

Germantown Honda Insurance

Germantown rates for Honda CR-Z models such as CR-Z & EX are approximately $1572 to $1617 compared to Honda Insight (+$40) Honda Accord (+$80) & Honda Fit (+$160).

Honda CR-V models such as EX & EX-L cost around $1339 to $1401 in Germantown. Insurance for a 2009 Honda CR-V EX-L 4 Door 2WD 2.4L in Germantown is $1380 in contrast with places such as Malden-on-Hudson (-$530), Zena (+$70), High Falls (+$160), Windham (+$250) and Lakeville, CT (+$1020).

ModelsInsurance RateLloydPreston-Potter HollowGreenportSalisbury, CT
Civic$1660-$170-$510-$600-$1120
Odyssey$1400-$140-$430-$500-$940
Pilot$1500-$150-$460-$540-$1010

Germantown Hyundai Insurance

Hyundai Elantra models such as GLS & Limited cost around $1547 to $1592 in Germantown compared to Hyundai Equus (-$430) Hyundai Tucson (+$180) & Hyundai Accent (+$30).

ModelsInsurance RateChathamAncramHurleySharon, CT
Veloster$1520-$110-$130-$250-$1070
Sonata$1560-$120-$140-$250-$1100
Genesis$1750-$130-$150-$280-$1230

Germantown Jeep Insurance

ModelsInsurance RateMalden-on-HudsonWest HurleyWindhamAthens
Patriot$1400+$540-$150-$260-$510
Grand$1470+$570-$160-$270-$540
Compass$1420+$550-$160-$260-$520

Germantown Kia Insurance

Germantown rates for Kia Rio models such as LX, 5-door LX, 5-door SX & SX are roughly $1547 to $1596 compared to Kia Sorento (+$120) Kia Soul (+$100) & Kia Sedona (+$140).

Kia Optima models such as LX, EX & SX cost roughly $1538 to $1635 in Germantown. The rates for a car such as 2010 Kia Optima EX 4 Door Sedan would be about $1590 which is about 10% of the total cost of a car.

Kia Sportage models such as Sportage, LX, EX & SX cost about $1360 to $1495 in Germantown. A 2013 Kia Sportage EX 2WD 4 Door Utility's insurance costs in Germantown is $1440 while nearby places such as Tillson, Sheffield, MA, Rosendale and Stockport are costlier by $350, $360, $450 and $550 respectively whereas Malden-on-Hudson is cheaper by $560.

Kia Forte models such as EX, Koup EX, SX, LX & Koup SX cost around $1536 to $1610 in Germantown. A 2013 Kia Forte SX 2WD 4 Door Hatchback's insurance costs in Germantown is $1570 compared to close by regions such as Clinton (-$450), Rhinebeck (-$410), Shokan (+$150), Tillson (+$380) and Schodack (+$390).

Germantown Lexus Insurance

Lexus LS models such as 460 L & 460 cost roughly $2314 to $2182 in Germantown compared to Lexus RX (+$570) Lexus ES (+$620) & Lexus IS (+$450).

Lexus GX460 Premium insurance rate is $1741 in Germantown. Insurance for a 2008 Lexus GX460 Premium 4 Door Utility in Germantown is $1710 while nearby places such as Ancram, Arlington, Jewett, Greenport and Halcott are costlier by $150, $250, $350, $610 and $660 respectively

Lexus GX 460 insurance rate is $1741 in Germantown. Insurance for a 2012 Lexus GX 460 4 Door Utility AWD in Germantown is $1720 is different from close by places such as Shokan (+$160), Fairview (+$350), Haviland (+$430), Schodack (+$430) and Coeymans (+$670).

Germantown Lincoln Insurance

Germantown rates for Lincoln Navigator models such as Navigator & L are nearly $1782 to $1858 compared to Lincoln MKT (+$160) Lincoln MKS (-$10) & Lincoln MKX (+$260).

Germantown rates for Lincoln MKZ models such as MKZ & Hybrid are nearly $1649 to $1699. A 2008 Lincoln MKZ Hybrid 4 Door Sedan's insurance costs in Germantown is $1670 and differs from nearby locations such as Haviland (+$420), Schodack (+$420), Sheffield, MA (+$420), Coeymans (+$650) and North Canaan, CT (+$810).

Germantown Mazda Insurance

Mazda MX5 models such as Miata Grand Touring & Miata Sport cost about $1439 to $1333 in Germantown compared to Mazda Mazdaspeed3 (-$240) Mazda Mazda3i (-$150) & Mazda Mazda6i (-$70).

ModelsInsurance RateWoodstockTaghkanicHavilandWesterlo
CX-9$1470+$300-$220-$370-$500
Mazda2$1470+$300-$220-$370-$500
Mazda5$1510+$310-$220-$380-$510
Mazda6s$1640+$330-$240-$410-$550
Mazda3s$1640+$330-$240-$410-$550

Germantown Nissan Insurance

Nissan Versa models such as SL & S cost nearly $1408 to $1487 in Germantown compared to Nissan Pathfinder (+$50) Nissan Quest (-$50) & Nissan Altima (-$250).

Nissan Rogue S insurance rate is $1507 in Germantown. A 2012 Nissan Rogue S 4WD 4 Door Utility's insurance costs in Germantown is $1490 while nearby places such as Chatham, Port Ewen, Stuyvesant and Rosendale Hamlet are costlier by $110, $430, $490 and $580 respectively whereas Hudson is cheaper by $150.

ModelsInsurance RateZenaConesvilleCopakeLorenz Park
NV3500$1550-$80-$520-$540-$560
Titan$1580-$80-$530-$560-$570
370Z$1760-$90-$590-$620-$630
Murano$1470-$80-$500-$520-$530
Armada$1700-$90-$570-$600-$610
Juke$1520-$80-$510-$530-$550
Sentra$1670-$90-$560-$590-$600
Maxima$1760-$90-$590-$620-$630

Germantown Toyota Insurance

Germantown rates for Toyota Avalon Limited is $1513 compared to Toyota 4Runner (+$10) Toyota Sequoia (-$20) & Toyota Sienna (+$160).

ModelsInsurance RateLexingtonSaugerties SouthLincoln ParkHousatonic, MA
Corolla$1530-$370-$410-$570-$710
Camry$1540-$370-$420-$570-$710
Prius$1470-$360-$400-$550-$680

Germantown Volkswagen Insurance

Germantown rates for Volkswagen CC models such as VR6 4Motion, Lux & Sport are roughly $1707 to $1613 compared to Volkswagen Tiguan (-$0) Volkswagen Touareg (-$180) & Volkswagen GTI (+$70).

Volkswagen Golf models such as Golf & TDI cost roughly $1419 to $1572 in Germantown. A 2013 Volkswagen Golf TDI 2 Door Hatchback's insurance costs in Germantown is $1550 & differs from places such as Zena (+$80), Marbletown (+$100), Copake Lake (+$200), Stuyvesant (+$510) and Lorenz Park (+$560).

ModelsInsurance RateChathamLexingtonKingstonLincoln Park
Eos$1700-$130-$410-$600-$630
Jetta$1480-$110-$360-$520-$550
Passat$1520-$110-$370-$530-$570


We also offer auto insurance in these cities NY:

  • Cheap Car Insurance in Georgetown (Madison County), NY
  • Cheap Car Insurance in Gerry (Chautauqua County), NY
  • Cheap Car Insurance in Getzville (Erie County), NY
  • Cheap Car Insurance in Ghent (Columbia County), NY
  • Cheap Car Insurance in Gilbertsville (Otsego County), NY