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We offer car insurance in Harford (Cortland County), NY:



Car Insurance Agents within 50 miles of Harford, NY

Affordable Auto Insurance

155 State St, Auburn, NY - 13021 - 1839 near State St,van Anden St

Call: (315) 282-2282
Get a Quote

Allstate Insurance

213 North St, Auburn, NY - 13021 - 1302  near North St,dayton St

Call: (805) 984-2009
Get a Quote

Allstate Insurance

191 Main St, Afton, NY - 13730 - 1373  near Caswell St,main St

Call: (607) 639-1930
Get a Quote


Harford, NY Auto Insurance Rates

Harford, NY residents can save $710 by comparing multiple quotes & reading reviews & research on Harford car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,120 $1,780 $9,560

Harford Car Insurance Rate Comparisons

Harford, NY's average car insurance of $1780 differs from Lapeer, NY (+$30), Munsons Corners, NY (+$70), Berkshire, NY (+$30) and New York (-$411)

Harford Lapeer, NY Munsons Corners, NY Berkshire, NY New York
Median Insurance Rates $1780 +$30 +$70 +$30 -$411

Harford Car Insurance Savings By Neighborhood & Street Area

Harford Driver Street Residence & Car Locations Car Details in Harford Harford Driver Demographics Harford Auto Insurance Estimates Recent Harford Insurance Savings
East Virgil
Carpenter Hill Rd2003 Mazda Protege LX19 year teenager$3,319$551
Tower Rd2004 Toyota Camry LE V617 year male teenager$3,352$928
Muckey Spur Rd2007 Chrysler Town and Country Limited38 year woman$1,508$604
Parker St2005 Lexus ES 330 Base34 year married man$2,736$403
Hauck Hill Rd2014 Dodge Grand Caravan SE66 year male senior$2,060$423
Cooper Hill Rd2013 Honda Civic LX80 year female senior$1,672$659
Co Rd 1222008 Acura MDX Base31 year man$2,515$565
Palmer Rd2013 Ford Fusion SE42 year married woman$1,500$923
Co Rd 1262013 Kia Optima LX72 year senior$1,828$861
Phillips Rd2014 Hyundai Tucson SE19 year female teenager$3,347$867

Harford Post DUI Car Insurance Rates

Harford Cortland Caroline Cortland West New York
Median Post DUI Insurance Rate $3310 -$1491 +$56 +$149 -$764
Male Teenager Post DUI Insurance Rate $6984 -$3147 +$119 +$314 -$1613
Female Teenager Post DUI Insurance Rate $6487 -$2924 +$110 +$292 -$1497

The Post DUI insurance in Harford, NY's is $3310 compared to Cortland (-$1491), Caroline (+$56), Cortland West (+$149) and New York (-$764)

In Harford, a male teenager with Post DUI pays $497 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler Town and Country Limited in Harford, NY would pay $6364 on auto insurance while a female teenager POST DUI would pay $5912.

Harford Car Insurance by Segment

Harford Teenagers Car Insurance Rates Comparison

62 Harford Teenagers (6% of total population), 50% Male & 50% Female.

Harford Caroline Forest Home Munsons Corners New York
All Teenagers $3631 +$61 -$1897 +$143 -$839
Male Teenager $3755 +$64 -$1962 +$148 -$867
Female Teenager $3488 +$59 -$1822 +$138 -$805

Harford teenagers pay $3631 in insurance in contrast with Caroline (+$61), Forest Home (-$1897), Munsons Corners (+$143) and New York (-$839). The difference between Male & Female teenagers in Harford is $267

Example

  • 2010 Lincoln MKS Base Male Teenager Insurance Rate $3,865
  • 2013 Jeep Wrangler Unlimited Sport Female Teenager Insurance Rate $2,996

Harford Men & Women Car Insurance

925 Harford Adults (100% of total population), 54% Men & 46% Women.

Harford East Ithaca Dryden Forest Home New York
All Women $1655 +$93 +$93 -$865 -$382
Married Women $1602 +$90 +$90 -$837 -$370
All Men $2474 +$139 +$139 -$1293 -$572
Married Men $2385 +$134 +$134 -$1246 -$551

The typical insurance rate of $2474 that Harford Men pay varies from East Ithaca (+$139), Dryden (+$139), Forest Home (-$1293) and New York (-$572). In Harford, married men pay $783 more than married women.

Example

  • 2013 Volkswagen CC Sport Married Men Insurance Rate $2,241
  • 2007 Cadillac Escalade EXT Base Married Women Insurance Rate $2,659

Harford Senior Car Insurance

193 Harford Seniors (20% of total population), 47% Senior Men & 53% Senior Women.

Harford Berkshire Dryden Northeast Ithaca New York
All Seniors $2011 +$34 +$113 -$90 -$465
Senior Men $2136 +$36 +$120 -$96 -$494
Senior Women $1851 +$31 +$104 -$83 -$428

Harford seniors pay $2011 in insurance compared to Berkshire (+$34), Dryden (+$113), Northeast Ithaca (-$90) and New York (-$465). In Harford, senior men pay $285 more than senior women.

Harford Car Insurance Discounts for Multiple Vehicles

Harford Population with 1 Vehicle 120 (35% of Harford population), 2 Vehicles 120 (35% of the Harford population) and 3 vehicles 55 (16% of the population)

Harford Cortland County Cortland McGraw New York
2 Vehicles $3382 +$228 -$1523 +$133 -$780
3 Vehicles $5162 +$348 -$2325 +$203 -$1191
4 Vehicles $6942 +$468 -$3127 +$273 -$1602

Harford Insurance Rates by Make

Harford Acura Insurance

Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX cost roughly $1744 to $1751 in Harford compared to Acura TL (-$130) Acura MDX (+$250) & Acura RDX (+$250).

Acura ZDX insurance rate is $1997 in Harford. A 2012 Acura ZDX 2 Door 4WD's insurance costs in Harford is $1970 and differs from nearby locations such as Cayuta (+$630), Chenango Bridge (+$690), Erin (+$690), Enfield (+$740) and Otselic (+$760).

Harford Audi Insurance

Harford rates for Audi A4 models such as 2.0T & 2.0T Quattro are about $1926 to $1903 compared to Audi S4 (-$310) Audi Q7 (-$320) & Audi Q5 (+$40).

Audi A8 L Quattro insurance rate is $2668 in Harford. The rates for a car such as 2012 Audi A8 L Quattro 4 Door Sedan AWD would be about $2630 which is about 6% of the total cost of a car.

Audi S5 3.0 Quattro insurance rate is $2327 in Harford. Insurance for a 2011 Audi S5 3.0 Quattro 2 Door Convertible AWD in Harford is $2290 while nearby places such as Spafford, Cortlandville, Cortland West, Pharsalia and Johnson City are costlier by $600, $700, $820, $820 and $850 respectively

Audi A6 models such as 2.0T & 3.0 Quattro cost about $1921 to $2214 in Harford. A 2009 Audi A6 2.0T 4 Door Sedan's insurance costs in Harford is $1890 and differs from close by places such as Lansing (+$550), Chemung (+$580), Niles (+$640), Triangle (+$680) and Groton (+$720).

ModelsInsurance RateChemungPrebleLedyardMcGraw
TTS$2260-$700-$740-$760-$790
TT$2150-$660-$710-$720-$760
A3$1830-$560-$600-$620-$640
A5$1990-$610-$660-$670-$700
A7$2220-$680-$730-$750-$780

Harford BMW Insurance

BMW 6 series models such as 650i & 640i cost roughly $4175 to $3846 in Harford compared to BMW 7 series (+$1020) BMW 3 series (+$1640) & BMW 1 series (+$1960).

BMW 5 series models such as 528i, GT, 535i & 550i cost approximately $1929 to $2345 in Harford. Insurance for a 2008 BMW 535i 4 Door Sedan in Harford is $2140 in contrast with nearby places such as Endicott (-$720), Skaneateles (+$270), Berkshire (+$690), Odessa (+$720) and McGraw (+$750).

ModelsInsurance RateBartonCandorEndwellOwego
Z series$2240-$740-$740-$800-$800
X series$2030-$670-$670-$730-$730
M series$2730-$900-$900-$980-$980

Harford Buick Insurance

Buick Regal insurance rate is $1609 in Harford. The rates for a car such as 2009 Buick Regal 4 Door Sedan would be about $1580 which is about 10% of the total cost of a car.

Buick Enclave insurance rate is $1600 in Harford. Insurance for a 2010 Buick Enclave 4 Door 2WD Utility in Harford is $1580 and differs from places such as Genoa (+$510), Pitcher (+$560), Truxton (+$590), Whitney Point (+$590) and Otselic (+$610).

Harford rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are nearly $1600 to $1664. A 2011 Buick Lacrosse Premium II 4 Door Sedan's insurance costs in Harford is $1580 while nearby places such as Northeast Ithaca, Spencer, Tioga County, Catharine and Newfield are costlier by $380, $490, $510, $560 and $560 respectively

Harford Cadillac Insurance

ModelsInsurance RateRichfordCayutaSouth HillMcGraw
Escalade$2130-$660-$690-$700-$750
SRX$1790-$550-$580-$590-$630
CTS$1890-$580-$610-$620-$660

Harford Chevrolet Insurance

Harford rates for Chevrolet Silverado models such as 1500 LT, 1500 LTZ & 1500 Work Truck are about $1622 to $1575 compared to Chevrolet Avalanche (-$120) Chevrolet Cruze (-$50) & Chevrolet Express (+$60).

Chevrolet Malibu models such as LS, LT & LTZ cost around $1575 to $1731 in Harford. The rates for a car such as 2009 Chevrolet Malibu LTZ 4 Door Sedan would be about $1700 which is about 5% of the total cost of a car.

ModelsInsurance RateDickinsonSemproniusEndwellEast Ithaca
Equinox$1570-$530-$530-$560-$590
Corvette$2130-$720-$720-$760-$800
Camaro$1800-$610-$610-$650-$670

Harford Chrysler Insurance

ModelsInsurance RatePrebleCoventryMaineVan Etten
300$1710-$560-$580-$640-$640
200$1680-$550-$570-$630-$630
Town$1490-$490-$500-$560-$560
300C$1750-$580-$590-$650-$650

Harford Dodge Insurance

Harford rates for Dodge Challenger models such as SRT8, SXT & R/T are roughly $2060 to $1806 compared to Dodge Grand (+$330) Dodge Charger (-$70) & Dodge Avenger (+$100).

Dodge Durango models such as SXT, Crew, R/T & Citadel cost roughly $1673 to $1798 in Harford. Insurance for a 2009 Dodge Durango SXT 4 Door 2WD Wagon in Harford is $1650 and differs from close by regions such as Moravia (+$560), McGraw (+$580), Cortland West (+$590), Trumansburg (+$620) and German (+$620).

Harford rates for Dodge Journey models such as SXT & Crew are nearly $1530 to $1560. The rates for a car such as 2009 Dodge Journey Crew 4 Door 2WD Wagon would be about $1530 which is about 8% of the total cost of a car.

Harford Ford Insurance

Harford rates for Ford Taurus models such as Limited, SHO AWD, SEL AWD, Limited AWD, SEL & SE are around $1713 to $1603 compared to Ford Focus (+$40) Ford Edge (+$90) & Ford Expedition (-$40).

ModelsInsurance RateOxfordMcDonoughTaylorSmithville Flats
Flex$1690-$520-$610-$640-$640
Explorer$1640-$500-$590-$620-$620
F-150$1600-$490-$570-$610-$610
Transit$1520-$470-$550-$580-$580
Fiesta$1580-$490-$570-$600-$600
Fusion$1650-$510-$590-$630-$630
Mustang$1890-$580-$680-$720-$720

Harford GMC Insurance

GMC Terrain models such as SLE1 AWD & SLE1 cost roughly $1545 to $1501 in Harford compared to GMC Sierra (-$250) GMC Acadia (-$80) & GMC Yukon (-$170).

Harford Honda Insurance

Harford rates for Honda Pilot models such as Touring, LX & EX are approximately $1696 to $1577 compared to Honda CR-V (+$110) Honda Accord (-$40) & Honda Insight (-$90).

Harford rates for Honda CR-Z models such as CR-Z & EX are approximately $1707 to $1755. The rates for a car such as 2013 Honda CR-Z EX 2 Door Coupe Hybrid would be about $1730 which is about 10% of the total cost of a car.

ModelsInsurance RateVestalDrydenTaylorGroton
Fit$1590-$540-$590-$610-$610
Civic$1800-$610-$670-$690-$690
Odyssey$1520-$510-$570-$580-$580

Harford Hyundai Insurance

Harford rates for Hyundai Equus is $2197 compared to Hyundai Genesis (+$300) Hyundai Elantra (+$470) & Hyundai Veloster (+$550).

ModelsInsurance RateBerkshireBartonVestalLittle Meadows, PA
Accent$1690-$540-$560-$570-$930
Tucson$1530-$490-$500-$520-$840
Sonata$1690-$540-$560-$570-$930

Harford Jeep Insurance

Harford rates for Jeep Compass models such as Sport & Limited are approximately $1500 to $1544. Insurance for a 2012 Jeep Compass Limited 4WD 4 Door Utility in Harford is $1520 while nearby places such as Lansing, Berkshire, Dickinson and Apalachin are costlier by $450, $490, $510 and $530 respectively whereas Cortland is cheaper by $430.

Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland cost about $1583 to $1610 in Harford. Insurance for a 2009 Jeep Grand Cherokee Overland 4WD 4 Door Utility in Harford is $1580 and differs from nearby locations such as Sempronius (+$530), Smithville (+$590), Whitney Point (+$590), Fabius (+$590) and Tioga (+$600).

Harford rates for Jeep Patriot models such as Sport & Limited are around $1408 to $1519. The rates for a car such as 2008 Jeep Patriot Sport 2WD 4 Door Utility would be about $1390 which is about 3% of the total cost of a car.

Harford Kia Insurance

Kia Forte models such as LX, Koup EX, EX, SX & Koup SX cost roughly $1734 to $1747 in Harford compared to Kia Optima (-$50) Kia Sorento (+$110) & Kia Sedona (+$130).

ModelsInsurance RateBerkshireLedyardPharsaliaVenice
Rio$1730-$560-$580-$620-$660
Soul$1620-$520-$550-$580-$620
Sportage$1580-$510-$530-$570-$600

Harford Lexus Insurance

Harford rates for Lexus ES 350 is $1811 compared to Lexus GX (-$80) Lexus RX (-$60) & Lexus LS (-$670).

Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F cost approximately $1838 to $3015 in Harford. Insurance for a 2011 Lexus IS 350C 2 Door Convertible in Harford is $2040 while nearby places such as Cayuta, Candor, Newfield, Enfield and Groton are costlier by $660, $670, $720, $760 and $780 respectively

Lexus GX460 Premium insurance rate is $1890 in Harford. The rates for a car such as 2012 Lexus GX460 Premium 4 Door Utility would be about $1860 which is about 10% of the total cost of a car.

Harford Lincoln Insurance

Harford rates for Lincoln Navigator models such as Navigator & L are about $1934 to $2016 compared to Lincoln MKZ (+$180) Lincoln MKT (+$170) & Lincoln MKX (+$280).

Lincoln MKS insurance rate is $1897 in Harford. The rates for a car such as 2012 Lincoln MKS 4 Door Sedan would be about $1870 which is about 5% of the total cost of a car.

Harford Mazda Insurance

Harford rates for Mazda Mazda6i models such as Touring Plus, Touring & Mazda6i are roughly $1639 to $1670 compared to Mazda Mazda3s (-$140) Mazda Mazda5 (-$0) & Mazda Mazda6s (-$140).

ModelsInsurance RateSpencerCayutaGeorgetownTioga
MX5$1560-$480-$500-$550-$590
CX-9$1590-$490-$510-$560-$610
Mazda3i$1730-$530-$560-$610-$660
Mazda2$1590-$490-$510-$560-$610
Mazdaspeed3$1820-$560-$590-$640-$690

Harford Nissan Insurance

Nissan Maxima models such as SV & S cost about $1915 in Harford compared to Nissan Altima (+$30) Nissan 370Z (+$20) & Nissan Armada (+$70).

Nissan Murano models such as SV, S, SL, LE & CrossCabriolet cost about $1568 to $1682 in Harford. A 2011 Nissan Murano LE 4WD 4 Door Utility's insurance costs in Harford is $1580 and is in contrast with nearby places such as Berkshire (+$510), Covert (+$530), Owego (+$570), Cortland West (+$570) and Groton (+$600).

ModelsInsurance RateLapeerNilesColesvilleCincinnatus
Pathfinder$1560-$500-$530-$560-$590
NV3500$1680-$540-$570-$600-$640
Rogue$1640-$530-$550-$590-$620
Titan$1710-$550-$580-$610-$650
Quest$1670-$540-$560-$600-$640
Versa$1610-$520-$540-$580-$610
Juke$1650-$530-$560-$590-$630
Sentra$1820-$590-$610-$650-$690

Harford Toyota Insurance

Toyota 4Runner models such as SR5 & Limited cost roughly $1604 to $1631 in Harford compared to Toyota Camry (-$40) Toyota Sienna (+$170) & Toyota Corolla (-$30).

ModelsInsurance RateSpencerTullyTaylorOtselic
Avalon$1640-$500-$610-$620-$640
Sequoia$1660-$510-$620-$630-$640
Prius$1600-$490-$600-$610-$620

Harford Volkswagen Insurance

Volkswagen Touareg models such as TDI, Hybrid & Touareg cost roughly $1956 to $1737 in Harford compared to Volkswagen Jetta (+$350) Volkswagen GTI (+$280) & Volkswagen Eos (+$110).

Harford rates for Volkswagen CC models such as Lux, Sport & VR6 4Motion are about $1742 to $1852. The rates for a car such as 2013 Volkswagen CC Lux 4 Door Sedan Turbo would be about $1720 which is about 2% of the total cost of a car.

ModelsInsurance RateNewark ValleyBinghamton UniversityGlen AubreyJohnson City
Golf$1670-$590-$590-$600-$620
Tiguan$1760-$620-$620-$630-$660
Passat$1650-$580-$580-$590-$620


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