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We offer car insurance in Hartwick (Otsego County), NY:



Car Insurance Agents within 50 miles of Hartwick, NY

Allstate Insurance

191 Main St, Afton, NY - 13730 - 1373  near Caswell St,main St

Call: (607) 639-1930
Get a Quote


Hartwick, NY Auto Insurance Rates

Hartwick, NY residents can save $730 by comparing multiple quotes & reading reviews & research on Hartwick car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,150 $1,820 $9,780

Hartwick Car Insurance Rate Comparisons

Hartwick, NY's average car insurance of $1820 differs from Otsego, NY (-$250), Oneonta, NY (-$723), Cooperstown, NY (-$610) and New York (-$451)

Hartwick Otsego, NY Oneonta, NY Cooperstown, NY New York
Median Insurance Rates $1820 -$250 -$723 -$610 -$451

Hartwick Car Insurance Savings By Neighborhood & Street Area

Hartwick Driver Street Residence & Car Locations Car Details in Hartwick Hartwick Driver Demographics Hartwick Auto Insurance Estimates Recent Hartwick Insurance Savings
Paige Mobile Home Park
Whitehouse Rd2003 Toyota Camry XLE32 year man$2,261$310
Lake Rd2002 Mazda Protege DX19 year female teenager$3,245$558
Kallan Rd2005 Lexus ES 330 Base75 year male senior$2,497$713
Lippitt Rd2013 Honda Civic LX17 year male teenager$3,454$626
Perkins Rd2007 Chrysler Town and Country Limited29 year married woman$1,494$756
Earls Rd2011 Volkswagen Tiguan S33 year married man$2,310$359
Co Rd 11C2013 Ford Fusion SE19 year teenager$3,482$718
Schweitzer Rd2014 Kia Optima LX81 year senior$1,862$502
Brunner Rd2009 Acura MDX Base44 year woman$1,721$890
Co Hwy 452009 Nissan 370Z Touring66 year female senior$1,771$970

Hartwick Post DUI Car Insurance Rates

Hartwick New Lisbon Richfield Springs Middlefield New York
Median Post DUI Insurance Rate $3385 +$74 +$74 -$558 -$839
Male Teenager Post DUI Insurance Rate $7142 +$156 +$156 -$1177 -$1771
Female Teenager Post DUI Insurance Rate $6634 +$145 +$145 -$1094 -$1644

The Post DUI insurance in Hartwick, NY's is $3385 compared to New Lisbon (+$74), Richfield Springs (+$74), Middlefield (-$558) and New York (-$839)

In Hartwick, a male teenager with Post DUI pays $508 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Lexus ES 330 Base in Hartwick, NY would pay $8165 on auto insurance while a female teenager POST DUI would pay $7585.

Hartwick Car Insurance by Segment

Hartwick Teenagers Car Insurance Rates Comparison

160 Hartwick Teenagers (8% of total population), 56% Male & 44% Female.

Hartwick Otsego Pittsfield West End New York
All Teenagers $3712 -$510 +$143 +$143 -$920
Male Teenager $3840 -$528 +$147 +$147 -$952
Female Teenager $3567 -$490 +$137 +$137 -$884

Hartwick teenagers pay $3712 in insurance in contrast with Otsego (-$510), Pittsfield (+$143), West End (+$143) and New York (-$920). The difference between Male & Female teenagers in Hartwick is $273

Example

  • 2011 Lincoln MKS Base Male Teenager Insurance Rate $3,949
  • 2011 Buick LaCrosse CXS Female Teenager Insurance Rate $3,243

Hartwick Men & Women Car Insurance

1980 Hartwick Adults (100% of total population), 47% Men & 53% Women.

Hartwick Cooperstown Maryland Laurens New York
All Women $1692 -$567 -$9 +$9 -$419
Married Women $1638 -$549 -$9 +$9 -$406
All Men $2529 -$848 -$14 +$14 -$627
Married Men $2438 -$817 -$13 +$14 -$604

The typical insurance rate of $2529 that Hartwick Men pay varies from Cooperstown (-$848), Maryland (-$14), Laurens (+$14) and New York (-$627). In Hartwick, married men pay $800 more than married women.

Example

  • 2013 Jeep Wrangler Unlimited Sport Married Men Insurance Rate $2,713
  • 2014 Hyundai Tucson GLS Married Women Insurance Rate $2,340

Hartwick Senior Car Insurance

470 Hartwick Seniors (23% of total population), 36% Senior Men & 64% Senior Women.

Hartwick Davenport Richfield Otsego County New York
All Seniors $2056 +$11 +$34 -$34 -$510
Senior Men $2184 +$12 +$36 -$36 -$542
Senior Women $1892 +$11 +$32 -$31 -$469

Hartwick seniors pay $2056 in insurance compared to Davenport (+$11), Richfield (+$34), Otsego County (-$34) and New York (-$510). In Hartwick, senior men pay $292 more than senior women.

Hartwick Car Insurance Discounts for Multiple Vehicles

Hartwick Population with 1 Vehicle 348 (41% of Hartwick population), 2 Vehicles 318 (38% of the Hartwick population) and 3 vehicles 103 (12% of the population)

Hartwick Davenport Cooperstown Davenport Center New York
2 Vehicles $3458 +$19 -$1159 -$76 -$856
3 Vehicles $5278 +$29 -$1769 -$116 -$1307
4 Vehicles $7098 +$39 -$2379 -$156 -$1758

Hartwick Insurance Rates by Make

Hartwick Acura Insurance

Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX cost about $1784 to $1790 in Hartwick compared to Acura TL (-$130) Acura ZDX (-$110) & Acura RDX (+$250).

Acura MDX insurance rate is $1640 in Hartwick. Insurance for a 2010 Acura MDX 5 Door 4WD Utility in Hartwick is $1610 and differs from places such as Little Falls (-$410), Utica (-$230), Roseboom (+$520), Laurens (+$540) and Gilboa (+$640).

Hartwick Audi Insurance

Audi Q7 models such as 3.0 Quattro, S-line Prestige, Premium & TDI Prestige cost nearly $2103 to $2342 in Hartwick compared to Audi A7 (+$30) Audi A3 (+$430) & Audi A4 (+$330).

ModelsInsurance RateMiddlefieldOppenheimGilbertsvilleChadwicks
Q5$1930-$210-$580-$590-$690
TTS$2310-$250-$690-$710-$830
TT$2200-$240-$660-$680-$790
S5$2380-$260-$710-$730-$850
S4$2290-$250-$690-$700-$820
A5$2040-$230-$610-$630-$730
A6$2260-$250-$680-$700-$810
A8$2730-$300-$820-$840-$980

Hartwick BMW Insurance

Hartwick rates for BMW Z series models such as 28i sDRIVE, 35i sDRIVE & 35is sDRIVE are around $1926 to $2289 compared to BMW 6 series (-$1640) BMW X series (+$220) & BMW 7 series (-$610).

BMW M3 insurance rate is $2794 in Hartwick. The rates for a car such as 2009 BMW M3 2 Door Coupe would be about $2750 which is about 2% of the total cost of a car.

ModelsInsurance RateCentral BridgeColumbusHobartSharon
3 series$2250-$690-$760-$810-$870
5 series$2230-$690-$750-$800-$860
1 series$1940-$600-$650-$700-$750

Hartwick Buick Insurance

Hartwick rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are approximately $1636 to $1701. Insurance for a 2009 Buick Lacrosse Premium I 4 Door Sedan in Hartwick is $1640 while nearby places such as Manheim, Waterville, Chadwicks, New Hartford and Decatur are costlier by $500, $550, $590, $610 and $620 respectively

Buick Enclave insurance rate is $1636 in Hartwick. Insurance for a 2011 Buick Enclave 4 Door 2WD Utility in Hartwick is $1610 compared to close by places such as Frankfort (+$480), Hobart (+$580), Summit (+$600), Montgomery County (+$610) and Washington Mills (+$610).

Buick Regal insurance rate is $1645 in Hartwick. The rates for a car such as 2013 Buick Regal 4 Door Sedan would be about $1620 which is about 9% of the total cost of a car.

Hartwick Cadillac Insurance

ModelsInsurance RateFrankfortCanajoharieSchuylerCherry Valley
Escalade$2180-$650-$700-$810-$850
SRX$1830-$550-$590-$680-$710
CTS$1940-$580-$620-$720-$750

Hartwick Chevrolet Insurance

Hartwick rates for Chevrolet Cruze models such as Eco, LS, LTZ & LT are roughly $1693 to $1704 compared to Chevrolet Avalanche (-$80) Chevrolet Malibu (-$10) & Chevrolet Silverado (+$40).

Chevrolet Corvette models such as Corvette, GS, Z06 & ZR1 cost about $2137 to $3538 in Hartwick. Insurance for a 2011 Chevrolet Corvette GS 2 Door Convertible in Hartwick is $2140 compared to close by places such as Clayville (+$660), Litchfield (+$660), Masonville (+$660), Minden (+$810) and Fort Plain (+$830).

ModelsInsurance RateHerkimerCooperstownUnadillaMaryland
Equinox$1600+$400+$190-$480-$520
Express$1590+$400+$180-$480-$510
Camaro$1840+$460+$210-$550-$590

Hartwick Chrysler Insurance

ModelsInsurance RateCentral BridgeDanubeStamfordBloomville
300$1740-$540-$650-$650-$670
200$1720-$530-$640-$640-$670
Town$1530-$470-$570-$570-$590
300C$1790-$550-$670-$670-$690

Hartwick Dodge Insurance

Hartwick rates for Dodge Charger models such as SE, SXT, SRT8 & R/T are approximately $1849 to $1926 compared to Dodge Avenger (+$180) Dodge Challenger (+$80) & Dodge Journey (+$330).

Dodge Grand Caravan SXT insurance rate is $1510 in Hartwick. Insurance for a 2012 Dodge Grand Caravan SXT 2WD 4 Door Van in Hartwick is $1490 while nearby places such as Maryland, Delhi, Montgomery County and Fort Plain are costlier by $480, $560, $570 and $580 respectively whereas Herkimer is cheaper by $370.

Hartwick rates for Dodge Durango models such as SXT, Crew, R/T & Citadel are around $1710 to $1838. The rates for a car such as 2013 Dodge Durango Crew 4 Door 2WD Wagon would be about $1720 which is about 10% of the total cost of a car.

Hartwick Ford Insurance

Ford Edge models such as Sport, Limited, SE & SEL cost approximately $1657 to $1595 in Hartwick compared to Ford Taurus (-$90) Ford Transit (+$110) & Ford Fiesta (+$40).

Ford F-150 XLT insurance rate is $1562 in Hartwick. Insurance for a 2009 Ford F-150 XLT 4WD SuperCab Turbo Std Bed in Hartwick is $1540 and varies from nearby places such as Unadilla (+$460), Springfield (+$500), Delaware County (+$520), Burlington (+$550) and Seward (+$570).

Hartwick rates for Ford Focus models such as SE, S & Titanium are approximately $1645 to $1788. A 2013 Ford Focus S 4 Door Sedan's insurance costs in Hartwick is $1640 while nearby places such as Butternuts, Lebanon, Exeter, New Lisbon and Eaton are costlier by $550, $580, $580, $590 and $610 respectively

ModelsInsurance RateCooperstownEdmestonGuilfordSherburne
Flex$1730+$200-$530-$560-$660
Explorer$1680+$200-$520-$540-$640
Expedition$1790+$210-$550-$580-$680
Fusion$1690+$200-$520-$540-$640
Mustang$1930+$220-$590-$620-$730

Hartwick GMC Insurance

ModelsInsurance RateUticaMiddlevilleMarylandNew Hartford
Sierra$1800+$260-$540-$580-$670
Acadia$1630+$240-$490-$530-$610
Terrain$1550+$220-$470-$500-$580
Yukon$1720+$250-$520-$550-$640

Hartwick Honda Insurance

Hartwick rates for Honda Fit models such as Sport & Fit are roughly $1624 to $1604 compared to Honda CR-V (+$70) Honda Odyssey (+$70) & Honda CR-Z (-$170).

Hartwick rates for Honda Civic models such as LX & EX are around $1687 to $1724. Insurance for a 2012 Honda Civic LX 4 Door Sedan in Hartwick is $1660 while nearby places such as Manheim, Jefferson, Preston and Otego are costlier by $510, $560, $580 and $630 respectively whereas Herkimer is cheaper by $420.

ModelsInsurance RateRichmondvilleFairfieldBurlingtonSharon
Accord$1710-$550-$600-$610-$660
Insight$1760-$570-$620-$630-$680
Pilot$1670-$540-$590-$600-$650

Hartwick Hyundai Insurance

Hartwick rates for Hyundai Tucson models such as Limited, GL & GLS are approximately $1593 to $1564 compared to Hyundai Elantra (-$210) Hyundai Genesis (-$380) & Hyundai Equus (-$690).

ModelsInsurance RateFranklinRichmondvilleWashington MillsWestford
Veloster$1690-$510-$540-$640-$640
Accent$1730-$520-$560-$660-$660
Sonata$1730-$520-$560-$660-$660

Hartwick Jeep Insurance

ModelsInsurance RateOtsego CountyButternutsDanubePittsfield
Patriot$1550-$480-$520-$580-$590
Grand$1630-$500-$550-$610-$620
Compass$1580-$490-$530-$590-$600

Hartwick Kia Insurance

Hartwick rates for Kia Optima models such as EX, SX & LX are about $1792 to $1706 compared to Kia Sportage (+$170) Kia Sorento (+$160) & Kia Rio (+$20).

Kia Forte models such as EX, Koup EX, SX, LX & Koup SX cost about $1705 to $1786 in Hartwick. The rates for a car such as 2008 Kia Forte SX 2WD 4 Door Hatchback would be about $1740 which is about 8% of the total cost of a car.

Kia Sedona EX insurance rate is $1605 in Hartwick. Insurance for a 2008 Kia Sedona EX 2WD 4 Door Van in Hartwick is $1580 while nearby places such as Palatine Bridge, Maryland, Walton, Butternuts and Gilboa are costlier by $510, $510, $530, $530 and $620 respectively

Kia Soul insurance rate is $1652 in Hartwick. Insurance for a 2009 Kia Soul 2WD 4 Door Utility in Hartwick is $1630 & differs from places such as Oneonta (-$320), Edmeston (+$500), Guilford (+$530), Springfield (+$530) and Yorkville (+$570).

Hartwick Lexus Insurance

Hartwick rates for Lexus GX 460 is $1933 compared to Lexus ES (+$80) Lexus RX (+$20) & Lexus IS (-$120).

Hartwick rates for Lexus LS models such as 460 & 460 L are approximately $2422 to $2568. Insurance for a 2010 Lexus LS 460 L 4 Door Sedan AWD in Hartwick is $2530 is different from close by regions such as Frankfort (+$760), Columbia (+$810), Exeter (+$890), Harpersfield (+$980) and Fort Plain (+$980).

Lexus GX460 Premium insurance rate is $1933 in Hartwick. The rates for a car such as 2009 Lexus GX460 Premium 4 Door Utility would be about $1900 which is about 6% of the total cost of a car.

Hartwick Lincoln Insurance

Lincoln MKZ models such as MKZ & Hybrid cost about $1830 to $1886 in Hartwick compared to Lincoln MKS (-$200) Lincoln MKX (+$100) & Lincoln Navigator (-$190).

Lincoln MKT insurance rate is $1838 in Hartwick. Insurance for a 2010 Lincoln MKT 4 Door Sedan in Hartwick is $1810 and differs from nearby places such as Plymouth (+$580), Maryland (+$580), Richfield Springs (+$650), Hamden (+$680) and Danube (+$680).

Hartwick Mazda Insurance

Mazda Mazda5 models such as Sport, Mazda5 & Grand Touring cost nearly $1590 to $1705 in Hartwick compared to Mazda Mazda6i (-$10) Mazda Mazda2 (+$40) & Mazda Mazdaspeed3 (-$200).

Mazda MX5 models such as Miata Sport & Miata Grand Touring cost nearly $1479 to $1597 in Hartwick. The rates for a car such as 2012 Mazda MX5 Miata Grand Touring 2WD 2 Door Convertible would be about $1570 which is about 4% of the total cost of a car.

ModelsInsurance RateUnadillaDavenport CenterEarlvilleLebanon
CX-9$1630-$490-$490-$550-$570
Mazda3i$1770-$530-$530-$600-$620
Mazda6s$1820-$550-$550-$610-$640
Mazda3s$1820-$550-$550-$610-$640

Hartwick Nissan Insurance

Hartwick rates for Nissan Quest models such as SV, S, LE & SL are approximately $1657 to $1680 compared to Nissan Murano (+$70) Nissan Versa (+$50) & Nissan Altima (-$240).

ModelsInsurance RateUticaDavenportSidneyEaton
Pathfinder$1600+$230-$540-$600-$600
NV3500$1720+$250-$580-$640-$640
Rogue$1670+$240-$560-$620-$620
Titan$1750+$250-$590-$650-$650
370Z$1950+$280-$660-$730-$730
Armada$1890+$270-$640-$710-$710
Juke$1690+$240-$570-$630-$630
Sentra$1860+$270-$630-$690-$690
Maxima$1960+$280-$660-$730-$730

Hartwick Toyota Insurance

Toyota 4Runner models such as SR5 & Limited cost about $1640 to $1668 in Hartwick compared to Toyota Avalon (-$10) Toyota Corolla (-$30) & Toyota Camry (-$40).

ModelsInsurance RateClayvilleSpringfieldBrookfieldSchuyler
Sienna$1490-$460-$480-$520-$560
Sequoia$1700-$520-$550-$600-$630
Prius$1630-$500-$530-$570-$610

Hartwick Volkswagen Insurance

Hartwick rates for Volkswagen Eos 2.0T is $1887 compared to Volkswagen CC (+$90) Volkswagen GTI (+$170) & Volkswagen Passat (+$200).

Hartwick rates for Volkswagen Golf models such as Golf & TDI are nearly $1575 to $1745. A 2009 Volkswagen Golf 4 Door Hatchback's insurance costs in Hartwick is $1550 while nearby places such as Otsego County, Root, Delaware County, Oriskany Falls and Smyrna are costlier by $480, $500, $520, $540 and $540 respectively

ModelsInsurance RateOtsego CountyRootEatonDolgeville
Tiguan$1800-$550-$580-$670-$670
Jetta$1640-$500-$530-$610-$610
Touareg$2000-$620-$640-$750-$750


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