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We offer car insurance in Homer (Cortland County), NY:



Car Insurance Agents in Homer, NY

Benson Davis Insurance

5325 State Route 281 , Homer, NY - 13077 - 1308 near Quagmire Manor

Call: (607) 749-3164
Get a Quote

First Niagara Bank

12 S Main St, Homer, NY - 13077 - 1327 near Pine St,Main St

Call: (607) 749-6815
Get a Quote


Homer, NY Auto Insurance Rates

Homer, NY residents can save $730 by comparing multiple quotes & reading reviews & research on Homer car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,160 $1,830 $9,860

Homer Car Insurance Rate Comparisons

Homer, NY's average car insurance of $1830 differs from Cortlandville, NY (-$40), Solon, NY (-$50), Blodgett Mills, NY (-$50) and New York (-$461)

Homer Cortlandville, NY Solon, NY Blodgett Mills, NY New York
Median Insurance Rates $1830 -$40 -$50 -$50 -$461

Homer Car Insurance Savings By Neighborhood & Street Area

Homer Driver Street Residence & Car Locations Car Details in Homer Homer Driver Demographics Homer Auto Insurance Estimates Recent Homer Insurance Savings
Pine Hill Mobile Home Park
Durwood Dr2003 Toyota Camry LE18 year female teenager$3,208$801
Pine St2005 Mazda Tribute S17 year male teenager$3,521$666
Hooker Ave2002 Cadillac Escalade EXT Base69 year female senior$2,110$788
Copeland Ave2007 Chrysler Town and Country Touring77 year male senior$2,005$922
Academy Ave2004 Lexus ES 330 Base67 year senior$2,373$784
Little York
Otisco Valley Rd2008 Audi A4 2.0T34 year married woman$1,902$639
Ripley Hill Rd2012 Dodge Grand Caravan SE18 year teenager$3,600$826
E Lake Rd2005 Acura MDX Touring42 year man$2,579$971
Military Rd2013 Volkswagen Tiguan S43 year married man$2,326$902
Creek Rd2004 Nissan 350Z Roadster48 year woman$1,587$399

Homer Post DUI Car Insurance Rates

Homer Virgil McGraw Cortland New York
Median Post DUI Insurance Rate $3403 +$112 +$38 -$1584 -$857
Male Teenager Post DUI Insurance Rate $7181 +$234 +$78 -$3344 -$1810
Female Teenager Post DUI Insurance Rate $6669 +$220 +$75 -$3106 -$1679

The Post DUI insurance in Homer, NY's is $3403 compared to Virgil (+$112), McGraw (+$38), Cortland (-$1584) and New York (-$857)

In Homer, a male teenager with Post DUI pays $512 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Cadillac Escalade EXT Base in Homer, NY would pay $7962 on auto insurance while a female teenager POST DUI would pay $7395.

Homer Car Insurance by Segment

Homer Teenagers Car Insurance Rates Comparison

435 Homer Teenagers (6% of total population), 51% Male & 49% Female.

Homer Scott Cortland Cuyler New York
All Teenagers $3733 -$102 -$1738 -$102 -$941
Male Teenager $3861 -$106 -$1798 -$106 -$973
Female Teenager $3586 -$98 -$1670 -$98 -$903

Homer teenagers pay $3733 in insurance in contrast with Scott (-$102), Cortland (-$1738), Cuyler (-$102) and New York (-$941). The difference between Male & Female teenagers in Homer is $275

Example

  • 2014 Kia Optima LX Male Teenager Insurance Rate $3,498
  • 2011 Buick LaCrosse CXS Female Teenager Insurance Rate $3,263

Homer Men & Women Car Insurance

6433 Homer Adults (100% of total population), 46% Men & 54% Women.

Homer Summerhill Locke Freetown New York
All Women $1701 -$46 +$56 -$46 -$428
Married Women $1647 -$45 +$54 -$45 -$415
All Men $2543 -$69 +$84 -$69 -$641
Married Men $2452 -$67 +$80 -$67 -$618

The typical insurance rate of $2543 that Homer Men pay varies from Summerhill (-$69), Locke (+$84), Freetown (-$69) and New York (-$641). In Homer, married men pay $805 more than married women.

Example

  • 2013 Ford Fusion SE Married Men Insurance Rate $2,520
  • 2009 GMC Sierra 1500 SLE Married Women Insurance Rate $2,307

Homer Senior Car Insurance

1325 Homer Seniors (20% of total population), 47% Senior Men & 53% Senior Women.

Homer Cuyler Summerhill Tully New York
All Seniors $2067 -$56 -$56 +$57 -$521
Senior Men $2196 -$60 -$60 +$60 -$554
Senior Women $1903 -$52 -$52 +$52 -$480

Homer seniors pay $2067 in insurance compared to Cuyler (-$56), Summerhill (-$56), Tully (+$57) and New York (-$521). In Homer, senior men pay $293 more than senior women.

Homer Car Insurance Discounts for Multiple Vehicles

Homer Population with 1 Vehicle 941 (37% of Homer population), 2 Vehicles 1016 (40% of the Homer population) and 3 vehicles 301 (12% of the population)

Homer Tully Scott Cortland New York
2 Vehicles $3477 +$95 -$95 -$1618 -$875
3 Vehicles $5307 +$145 -$145 -$2470 -$1336
4 Vehicles $7137 +$195 -$195 -$3322 -$1797

Homer Insurance Rates by Make

Homer Acura Insurance

Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX cost roughly $1793 to $1800 in Homer compared to Acura ZDX (-$110) Acura RDX (+$250) & Acura TL (-$130).

Acura MDX insurance rate is $1649 in Homer. The rates for a car such as 2012 Acura MDX 5 Door 4WD Utility would be about $1630 which is about 2% of the total cost of a car.

Homer Audi Insurance

Homer rates for Audi S5 3.0 Quattro is $2392 compared to Audi TTS (+$70) Audi Q5 (+$450) & Audi A7 (+$110).

Homer rates for Audi A6 models such as 2.0T & 3.0 Quattro are about $1975 to $2276. Insurance for a 2013 Audi A6 2.0T 4 Door Sedan in Homer is $1950 while nearby places such as Caroline, LaFayette, Taylor and Otselic are costlier by $630, $730, $740 and $760 respectively whereas Syracuse is cheaper by $400.

ModelsInsurance RateScottFreetownNelsonMcDonough
Q7$2320-$700-$700-$820-$830
TT$2210-$660-$660-$780-$790
S4$2310-$690-$690-$810-$830
A3$1880-$560-$560-$660-$670
A5$2050-$620-$620-$720-$740
A4$1980-$590-$590-$700-$710
A8$2740-$820-$820-$960-$980

Homer BMW Insurance

BMW 6 series models such as 650i & 640i cost around $4292 to $3954 in Homer compared to BMW 3 series (+$1680) BMW 1 series (+$2000) & BMW X series (+$1870).

BMW M3 insurance rate is $2809 in Homer. A 2008 BMW M3 2 Door Coupe's insurance costs in Homer is $2760 while nearby places such as Lansing, Mattydale, McGraw, Otisco and East Syracuse are costlier by $810, $910, $970, $1070 and $1070 respectively

ModelsInsurance RatePlymouthInterlakenLaFayetteEnfield
Z series$2300-$740-$760-$860-$860
7 series$2910-$940-$960-$1090-$1090
5 series$2240-$720-$740-$840-$840

Homer Buick Insurance

Buick Enclave insurance rate is $1645 in Homer. A 2013 Buick Enclave 4 Door 2WD Utility's insurance costs in Homer is $1620 while nearby places such as Harford, South Hill, Marcellus and Enfield are costlier by $490, $530, $570 and $600 respectively whereas Cayuga Heights is cheaper by $140.

Buick Regal insurance rate is $1654 in Homer. The rates for a car such as 2008 Buick Regal 4 Door Sedan would be about $1630 which is about 4% of the total cost of a car.

Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse cost around $1645 to $1711 in Homer. Insurance for a 2011 Buick Lacrosse Leather 4 Door Sedan in Homer is $1630 and differs from close by regions such as Forest Home (-$620), Ithaca (-$480), Springport (+$500), Genoa (+$530) and LaFayette (+$610).

Homer Cadillac Insurance

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid cost roughly $2098 to $2490 in Homer. A 2010 Cadillac Escalade EXT 4 Door Utility Ethanol's insurance costs in Homer is $2150 and is in contrast with places such as Manlius (-$600), Fenner (+$650), Candor (+$710), Munsons Corners (+$760) and Fairmount (+$760).

Homer rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are about $1705 to $1900. The rates for a car such as 2012 Cadillac SRX 4 Door Utility would be about $1680 which is about 10% of the total cost of a car.

Homer rates for Cadillac CTS models such as Luxury, Premium, CTS, Performance & V are roughly $1884 to $2284. Insurance for a 2013 Cadillac CTS Luxury 4 Door Sedan in Homer is $1860 while nearby places such as Summerhill, Scipio, Georgetown and Locke are costlier by $560, $570, $650 and $710 respectively whereas Chittenango is cheaper by $380.

Homer Chevrolet Insurance

Chevrolet Camaro models such as LS, LT & SS cost around $1737 to $1951 in Homer compared to Chevrolet Cruze (+$140) Chevrolet Silverado (+$180) & Chevrolet Express (+$250).

Homer rates for Chevrolet Corvette models such as Corvette, GS, Z06 & ZR1 are roughly $2149 to $3558. Insurance for a 2011 Chevrolet Corvette ZR1 2 Door Coupe in Homer is $3500 & varies from nearby places such as Caroline (+$1130), Lebanon (+$1230), Onondaga (+$1260), Venice (+$1330) and Otisco (+$1360).

ModelsInsurance RateSummerhillInterlakenTruxtonSalina
Equinox$1610-$480-$530-$600-$610
Malibu$1720-$520-$570-$640-$650
Avalanche$1790-$540-$590-$670-$680

Homer Chrysler Insurance

Chrysler 300 models such as 300 & S cost approximately $1666 to $1843 in Homer. The rates for a car such as 2010 Chrysler 300 4 Door Sedan would be about $1640 which is about 5% of the total cost of a car.

Chrysler 300C insurance rate is $1797 in Homer. A 2010 Chrysler 300C 4 Door Sedan's insurance costs in Homer is $1770 & differs from nearby locations such as Chittenango (-$360), Cayuga County (+$540), LaFayette (+$660), Enfield (+$660) and Virgil (+$670).

Homer rates for Chrysler Town models such as & Country Touring, & Country Touring L & & Country Limited are about $1507 to $1593. A 2013 Chrysler Town & Country Touring 4 Door Wagon's insurance costs in Homer is $1490 while nearby places such as Scipio, Galeville, Nelson and Pharsalia are costlier by $460, $490, $520 and $530 respectively whereas Forest Home is cheaper by $560.

Chrysler 200 models such as LX, Touring & Limited cost roughly $1656 to $1725 in Homer. Insurance for a 2010 Chrysler 200 LX 4 Door Sedan in Homer is $1630 while nearby places such as Nelson, Onondaga, Dryden and Trumansburg are costlier by $570, $580, $610 and $610 respectively whereas Ithaca is cheaper by $480.

Homer Dodge Insurance

Homer rates for Dodge Durango models such as Citadel, R/T, SXT & Crew are nearly $1848 to $1756 compared to Dodge Challenger (-$100) Dodge Journey (+$150) & Dodge Charger (-$180).

Dodge Grand Caravan SXT insurance rate is $1518 in Homer. A 2013 Dodge Grand Caravan SXT 2WD 4 Door Van's insurance costs in Homer is $1500 and varies from nearby locations such as Fenner (+$450), Lebanon (+$530), Truxton (+$560), Enfield (+$560) and Venice (+$570).

Dodge Avenger models such as SE, R/T & SXT cost approximately $1753 to $1761 in Homer. The rates for a car such as 2008 Dodge Avenger SXT 4 Door Sedan would be about $1730 which is about 5% of the total cost of a car.

Homer Ford Insurance

Ford Expedition models such as EL King Ranch, EL XLT, King Ranch, Limited, Limited EL & XLT cost nearly $1775 to $1761 in Homer compared to Ford Focus (+$80) Ford Fusion (+$100) & Ford F-150 (+$160).

Homer rates for Ford Fiesta models such as S & SE are approximately $1625 to $1626. Insurance for a 2008 Ford Fiesta S 4 Door Sedan in Homer is $1600 is different from nearby places such as Auburn (-$460), Lansing (+$470), Morrisville (+$480), Springport (+$490) and Galeville (+$530).

ModelsInsurance RateAuburnLebanonFabiusTaylor
Flex$1740+$500-$610-$650-$660
Explorer$1690+$480-$590-$630-$640
Transit$1560+$450-$550-$580-$590
Taurus$1760+$500-$620-$660-$670
Edge$1670+$480-$590-$620-$640
Mustang$1940+$560-$680-$720-$740

Homer GMC Insurance

GMC Terrain models such as SLE1 AWD & SLE1 cost approximately $1589 to $1543 in Homer compared to GMC Sierra (-$250) GMC Acadia (-$80) & GMC Yukon (-$170).

Homer Honda Insurance

Homer rates for Honda CR-V models such as EX & EX-L are roughly $1494 to $1563 compared to Honda Accord (-$160) Honda Fit (-$70) & Honda Odyssey (-$0).

Homer rates for Honda Pilot models such as LX, EX & Touring are about $1584 to $1744. A 2013 Honda Pilot Touring 5 Door 2WD SUV 3.5L's insurance costs in Homer is $1720 while nearby places such as Scott, Fabius, Melrose Park, Smithville Flats and Locke are costlier by $520, $640, $640, $650 and $650 respectively

ModelsInsurance RateLincklaenCandorMunsons CornersLocke
Civic$1850-$570-$610-$650-$700
CR-Z$1800-$550-$590-$630-$690
Insight$1770-$540-$580-$620-$670

Homer Hyundai Insurance

Hyundai Genesis models such as 2.0T Premium, 2.0T Track, 3.8 Track, 2.0T, R-Spec, Genesis & 3.8 Grand Touring cost around $1851 to $1951 in Homer compared to Hyundai Veloster (+$250) Hyundai Accent (+$210) & Hyundai Sonata (+$210).

Hyundai Tucson models such as GL, GLS & Limited cost about $1487 to $1602 in Homer. The rates for a car such as 2010 Hyundai Tucson GL 2WD 4 Door Utility would be about $1470 which is about 4% of the total cost of a car.

Hyundai Elantra models such as GLS & Limited cost about $1727 to $1776 in Homer. Insurance for a 2010 Hyundai Elantra Limited 4 Door Sedan in Homer is $1750 in contrast with close by places such as Westvale (+$580), Chenango County (+$630), Enfield (+$650), LaFayette (+$650) and Virgil (+$670).

Hyundai Equus insurance rate is $2259 in Homer. Insurance for a 2012 Hyundai Equus 4 Door Sedan in Homer is $2230 while nearby places such as Cazenovia, Lansing, South Hill, Madison County and Danby are costlier by $470, $650, $730, $780 and $860 respectively

Homer Jeep Insurance

ModelsInsurance RateNelsonNewfield HamletSmyrnaElbridge
Patriot$1560-$550-$550-$550-$560
Grand$1640-$580-$580-$580-$590
Compass$1590-$560-$560-$560-$570

Homer Kia Insurance

Homer rates for Kia Rio models such as LX, 5-door LX, 5-door SX & SX are about $1727 to $1781 compared to Kia Sorento (+$140) Kia Sedona (+$170) & Kia Sportage (+$160).

Kia Soul insurance rate is $1661 in Homer. Insurance for a 2013 Kia Soul 2WD 4 Door Utility in Homer is $1640 and differs from nearby locations such as Syracuse (-$340), Lapeer (+$530), Elbridge (+$590), Glen Aubrey (+$590) and Taylor (+$620).

Homer rates for Kia Optima models such as LX, EX & SX are approximately $1716 to $1824. A 2008 Kia Optima EX 4 Door Sedan's insurance costs in Homer is $1770 while nearby places such as Northeast Ithaca, Springport, Elbridge and Truxton are costlier by $430, $540, $630 and $660 respectively whereas Chittenango is cheaper by $360.

Kia Forte models such as EX, Koup EX, SX, LX & Koup SX cost about $1715 to $1796 in Homer. The rates for a car such as 2011 Kia Forte SX 2WD 4 Door Hatchback would be about $1750 which is about 3% of the total cost of a car.

Homer Lexus Insurance

Homer rates for Lexus GX460 Premium is $1943 compared to Lexus RX (+$20) Lexus ES (+$80) & Lexus GX (-$0).

Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F cost around $1890 to $3099 in Homer. The rates for a car such as 2011 Lexus IS 250 4 Door Sedan would be about $1860 which is about 6% of the total cost of a car.

Homer rates for Lexus LS models such as 460 & 460 L are roughly $2435 to $2582. Insurance for a 2009 Lexus LS 460 L 4 Door Sedan AWD in Homer is $2540 while nearby places such as Ulysses, Newark Valley, Lebanon and Tully are costlier by $760, $890, $890 and $950 respectively whereas Cayuga Heights is cheaper by $220.

Homer Lincoln Insurance

Homer rates for Lincoln MKT is $1848 compared to Lincoln Navigator (-$180) Lincoln MKZ (+$10) & Lincoln MKS (-$190).

Lincoln MKX insurance rate is $1740 in Homer. Insurance for a 2010 Lincoln MKX 4 Door 4WD SUV in Homer is $1710 while nearby places such as Scott, Melrose Park, Truxton, East Ithaca and Virgil are costlier by $510, $640, $640, $640 and $650 respectively

Homer Mazda Insurance

Mazda MX5 models such as Miata Grand Touring & Miata Sport cost roughly $1606 to $1487 in Homer compared to Mazda Mazda6s (-$220) Mazda Mazda3i (-$170) & Mazda Mazda5 (-$70).

Homer rates for Mazda Mazda6i models such as Touring, Touring Plus & Mazda6i are approximately $1641 to $1717. A 2013 Mazda Mazda6i Touring Plus 4 Door Sedan's insurance costs in Homer is $1660 and varies from nearby places such as Summerhill (+$500), Barker (+$510), Chenango County (+$600), Smithville Flats (+$630) and East Syracuse (+$640).

Homer rates for Mazda Mazda3s models such as Touring, Sport & Grand Touring are roughly $1789 to $1832. The rates for a car such as 2008 Mazda Mazda3s Sport 4 Door Sedan would be about $1790 which is about 3% of the total cost of a car.

ModelsInsurance RateNewark ValleyTompkins CountySmithvilleTaylor
CX-9$1640-$580-$610-$610-$620
Mazda2$1640-$580-$610-$610-$620
Mazdaspeed3$1880-$660-$700-$700-$720

Homer Nissan Insurance

Homer rates for Nissan Armada Platinum is $1902 compared to Nissan Versa (+$240) Nissan Titan (+$140) & Nissan Sentra (+$30).

Nissan Maxima models such as SV & S cost nearly $1969 in Homer. A 2012 Nissan Maxima S 4 Door Sedan's insurance costs in Homer is $1940 while nearby places such as Caroline, Interlaken, Galeville, Smithville and Otisco are costlier by $620, $640, $640, $720 and $750 respectively

ModelsInsurance RateNortheast IthacaOwascoPrestonCamillus
Pathfinder$1600-$390-$520-$560-$570
NV3500$1730-$420-$560-$610-$620
Altima$1950-$470-$630-$690-$700
Rogue$1680-$410-$540-$590-$600
370Z$1960-$470-$630-$690-$700
Murano$1630-$390-$530-$570-$580
Quest$1710-$410-$550-$600-$610
Juke$1700-$410-$550-$600-$610

Homer Toyota Insurance

Homer rates for Toyota Sienna is $1502 compared to Toyota Sequoia (-$210) Toyota Camry (-$220) & Toyota Avalon (-$190).

Homer rates for Toyota Prius models such as c, v, Prius & Plug-In hybrid are nearly $1622 to $1724. The rates for a car such as 2010 Toyota Prius c 4 Door Hatchback Hybrid would be about $1600 which is about 10% of the total cost of a car.

Homer rates for Toyota Corolla models such as L, LE & S are around $1703 to $1713. A 2010 Toyota Corolla L 4 Door Sedan's insurance costs in Homer is $1680 while nearby places such as Morrisville, Galeville, Fayetteville, Lebanon and Whitney Point are costlier by $500, $550, $590, $590 and $630 respectively

Homer rates for Toyota 4Runner models such as SR5 & Limited are nearly $1649 to $1677. Insurance for a 2011 Toyota 4Runner SR5 2WD 4 Door Utility in Homer is $1620 & differs from close by regions such as Solon (+$490), Nedrow (+$500), Pompey (+$520), Cortland West (+$580) and Onondaga County (+$630).

Homer Volkswagen Insurance

Homer rates for Volkswagen Touareg models such as TDI, Hybrid & Touareg are about $2011 to $1785 compared to Volkswagen Jetta (+$360) Volkswagen Eos (+$110) & Volkswagen GTI (+$280).

Homer rates for Volkswagen Golf models such as Golf & TDI are approximately $1584 to $1755. Insurance for a 2012 Volkswagen Golf TDI 2 Door Hatchback in Homer is $1730 while nearby places such as DeRuyter, Newfield Hamlet, Chenango County, Groton and Cincinnatus are costlier by $570, $610, $620, $660 and $660 respectively

ModelsInsurance RateNorthwest IthacaHarfordWestvaleMunsons Corners
CC$1810-$440-$540-$600-$640
Tiguan$1810-$440-$540-$600-$640
Passat$1700-$410-$510-$560-$600


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