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We offer car insurance in Otego (Otsego County), NY:



Car Insurance Agents within 50 miles of Otego, NY

Allstate Insurance

191 Main St, Afton, NY - 13730 - 1373  near Caswell St,main St

Call: (607) 639-1930
Get a Quote

Adam Roux Insurance Agency Incorporated

1250 Upper Front St, Binghamton, NY - 13901 - 1390  near Baker Rd,dorman Rd

Call: (607) 722-1800
Get a Quote

All Lines Insurance Agency

238 Clinton St, Binghamton, NY - 13905 - 1390 near Union Hotel

Call: (607) 729-6327
Get a Quote


Otego, NY Auto Insurance Rates

Otego, NY residents can save $760 by comparing multiple quotes & reading reviews & research on Otego car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,190 $1,890 $10,150

Otego Car Insurance Rate Comparisons

Otego, NY's average car insurance of $1890 differs from Masonville, NY (-$100), Morris, NY (-$70), Laurens, NY (-$60) and New York (-$521)

Otego Masonville, NY Morris, NY Laurens, NY New York
Median Insurance Rates $1890 -$100 -$70 -$60 -$521

Otego Car Insurance Savings By Neighborhood & Street Area

Otego Driver Street Residence & Car Locations Car Details in Otego Otego Driver Demographics Otego Auto Insurance Estimates Recent Otego Insurance Savings
Otsdawa
Wilkin Dr2003 Mazda Protege5 Base16 year female teenager$3,382$938
Medallion Dr2007 Chrysler Town and Country Limited38 year man$2,404$723
Factory Grounds Rd2006 Lexus ES 330 Base19 year teenager$4,428$656
Franklin Mountain Rd2009 Toyota Corolla Base19 year male teenager$3,593$941
Mary Ln2011 Volkswagen Tiguan S39 year woman$1,658$583
Sullivan Rd2013 Honda Civic LX26 year married man$2,287$731
Hilltop Rd2010 Audi A4 2.0T Premium66 year male senior$2,622$593
Catherine Dr2014 Kia Optima LX30 year married woman$1,545$600
Co Rd 11B2011 Buick LaCrosse CXS65 year female senior$1,782$986
Co Rd 11A2014 Dodge Grand Caravan SE84 year senior$2,052$987

Otego Post DUI Car Insurance Rates

Otego Davenport Center Hartwick Laurens New York
Median Post DUI Insurance Rate $3515 -$205 -$130 -$112 -$969
Male Teenager Post DUI Insurance Rate $7415 -$431 -$273 -$234 -$2044
Female Teenager Post DUI Insurance Rate $6889 -$402 -$255 -$220 -$1899

The Post DUI insurance in Otego, NY's is $3515 compared to Davenport Center (-$205), Hartwick (-$130), Laurens (-$112) and New York (-$969)

In Otego, a male teenager with Post DUI pays $526 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Lexus ES 330 Base in Otego, NY would pay $8518 on auto insurance while a female teenager POST DUI would pay $7914.

Otego Car Insurance by Segment

Otego Teenagers Car Insurance Rates Comparison

237 Otego Teenagers (7% of total population), 58% Male & 42% Female.

Otego Morris Sidney Otsego County New York
All Teenagers $3855 -$143 -$20 -$204 -$1063
Male Teenager $3987 -$147 -$21 -$211 -$1099
Female Teenager $3704 -$137 -$20 -$196 -$1021

Otego teenagers pay $3855 in insurance in contrast with Morris (-$143), Sidney (-$20), Otsego County (-$204) and New York (-$1063). The difference between Male & Female teenagers in Otego is $283

Example

  • 2013 Ford Fusion SE Male Teenager Insurance Rate $3,726
  • 2011 Lincoln MKS Base Female Teenager Insurance Rate $3,804

Otego Men & Women Car Insurance

3109 Otego Adults (100% of total population), 47% Men & 53% Women.

Otego Oneonta Hartwick Otsego County New York
All Women $1757 -$737 -$65 -$93 -$484
Married Women $1701 -$714 -$63 -$90 -$469
All Men $2627 -$1103 -$98 -$139 -$725
Married Men $2532 -$1063 -$94 -$134 -$698

The typical insurance rate of $2627 that Otego Men pay varies from Oneonta (-$1103), Hartwick (-$98), Otsego County (-$139) and New York (-$725). In Otego, married men pay $831 more than married women.

Example

  • 2009 Acura MDX Base Married Men Insurance Rate $2,386
  • 2014 Hyundai Tucson Limited Married Women Insurance Rate $2,433

Otego Senior Car Insurance

807 Otego Seniors (25% of total population), 49% Senior Men & 51% Senior Women.

Otego Otsego County New Lisbon Sidney New York
All Seniors $2135 -$113 -$34 -$11 -$589
Senior Men $2268 -$120 -$36 -$12 -$626
Senior Women $1965 -$104 -$31 -$10 -$542

Otego seniors pay $2135 in insurance compared to Otsego County (-$113), New Lisbon (-$34), Sidney (-$11) and New York (-$589). In Otego, senior men pay $303 more than senior women.

Otego Car Insurance Discounts for Multiple Vehicles

Otego Population with 1 Vehicle 469 (37% of Otego population), 2 Vehicles 541 (43% of the Otego population) and 3 vehicles 94 (7% of the population)

Otego Meredith Milford Laurens New York
2 Vehicles $3591 -$133 -$19 -$114 -$989
3 Vehicles $5481 -$203 -$29 -$174 -$1510
4 Vehicles $7371 -$273 -$39 -$234 -$2031

Otego Insurance Rates by Make

Otego Acura Insurance

Otego rates for Acura ZDX is $2120 compared to Acura RDX (+$370) Acura MDX (+$380) & Acura TL (-$20).

Otego rates for Acura TSX models such as Sport Wagon, TSX, Sport Wagon Tech & Tech are roughly $1852 to $2101. The rates for a car such as 2011 Acura TSX Sport Wagon Tech 4 Door Wagon would be about $1970 which is about 2% of the total cost of a car.

Otego Audi Insurance

Audi Q7 models such as 3.0 Quattro, S-line Prestige, Premium & TDI Prestige cost approximately $2184 to $2432 in Otego compared to Audi A8 (-$440) Audi TTS (-$10) & Audi A3 (+$450).

ModelsInsurance RateLincklaenRichmondvilleHancockWalton
Q5$2010-$620-$650-$660-$680
TT$2280-$700-$730-$750-$770
S5$2470-$760-$800-$810-$830
S4$2380-$730-$770-$780-$800
A5$2110-$650-$680-$700-$710
A4$2050-$630-$660-$680-$690
A7$2360-$730-$760-$780-$790
A6$2350-$720-$760-$770-$790

Otego BMW Insurance

Otego rates for BMW M3 is $2901 compared to BMW X series (+$750) BMW Z series (+$520) & BMW 3 series (+$560).

BMW 7 series models such as 740I, 740LI, 750i & 750Li cost approximately $2754 to $3227 in Otego. The rates for a car such as 2011 BMW 740I 4 Door Sedan would be about $2710 which is about 2% of the total cost of a car.

ModelsInsurance RateOxfordPlainfieldDelaware CountySharon Springs
6 series$4080-$1250-$1340-$1370-$1580
5 series$2310-$710-$760-$780-$900
1 series$2010-$620-$660-$680-$780

Otego Buick Insurance

Buick Regal insurance rate is $1709 in Otego. A 2008 Buick Regal 4 Door Sedan's insurance costs in Otego is $1680 & differs from nearby places such as Morrisville (+$500), North Norwich (+$500), Bainbridge (+$540), Columbus (+$570) and Sidney (+$630).

Otego rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are approximately $1699 to $1767. The rates for a car such as 2011 Buick Lacrosse 4 Door Sedan Hybrid would be about $1740 which is about 8% of the total cost of a car.

Buick Enclave insurance rate is $1699 in Otego. A 2013 Buick Enclave 4 Door 2WD Utility's insurance costs in Otego is $1680 while nearby places such as Otsego, Winfield, Lebanon, Richfield Springs and Downsville are costlier by $250, $550, $590, $600 and $650 respectively

Otego Cadillac Insurance

ModelsInsurance RateRichmondvilleHartwickLebanonEaton
Escalade$2270-$730-$750-$800-$850
SRX$1910-$620-$630-$670-$710
CTS$2010-$650-$660-$710-$750

Otego Chevrolet Insurance

Chevrolet Corvette models such as Corvette, Z06, GS & ZR1 cost nearly $2219 to $3675 in Otego compared to Chevrolet Camaro (+$350) Chevrolet Malibu (+$490) & Chevrolet Equinox (+$600).

Otego rates for Chevrolet Cruze models such as LS, Eco, LT & LTZ are around $1703 to $1820. Insurance for a 2009 Chevrolet Cruze LT 4 Door Sedan Turbo in Otego is $1740 and differs from nearby places such as Springfield (+$560), Deposit (+$560), Lebanon (+$610), Summit (+$650) and Cherry Valley (+$670).

ModelsInsurance RateWaltonPharsaliaWilletBloomville
Express$1650-$560-$590-$620-$640
Avalanche$1850-$620-$660-$690-$720
Silverado$1720-$580-$620-$640-$670

Otego Chrysler Insurance

ModelsInsurance RateLaurensMilfordBridgewaterSharon Springs
300$1810-$610-$680-$680-$700
200$1780-$600-$660-$660-$690
Town$1580-$530-$590-$590-$610
300C$1860-$630-$690-$690-$720

Otego Dodge Insurance

Otego rates for Dodge Journey models such as SXT & Crew are nearly $1624 to $1656 compared to Dodge Avenger (-$150) Dodge Grand (+$90) & Dodge Durango (-$150).

Dodge Charger models such as SXT, SE, R/T & SRT8 cost around $1910 to $2417 in Otego. Insurance for a 2011 Dodge Charger SE 4 Door Sedan in Otego is $1890 while nearby places such as Richfield, Sidney, Bridgewater, Harpersfield and Sharon are costlier by $660, $710, $710, $730 and $730 respectively

Otego rates for Dodge Challenger models such as SXT, R/T & SRT8 are about $1898 to $2188. The rates for a car such as 2011 Dodge Challenger R/T 2 Door Coupe would be about $1890 which is about 5% of the total cost of a car.

Otego Ford Insurance

Otego rates for Ford Mustang models such as GT, Mustang, Shelby GT500 & Boss 302 are approximately $2004 to $2326 compared to Ford Edge (+$280) Ford Taurus (+$180) & Ford Fiesta (+$320).

Ford Expedition models such as King Ranch, XLT, EL King Ranch, EL XLT, Limited & Limited EL cost about $1780 to $1928 in Otego. A 2011 Ford Expedition EL XLT 2WD 4 Door SUV's insurance costs in Otego is $1830 while nearby places such as Margaretville, Sanford, Marshall, Columbus and Preston are costlier by $550, $560, $600, $620 and $640 respectively

Otego rates for Ford Transit models such as Connect XLT & Connect XLT Premium are around $1586 to $1609. A 2012 Ford Transit Connect XLT Premium 4 Door Wagon's insurance costs in Otego is $1590 & varies from nearby locations such as Ilion (-$400), Oneonta (-$320), Greene (+$480), Edmeston (+$490) and Sangerfield (+$490).

Ford F-150 XLT insurance rate is $1622 in Otego. The rates for a car such as 2008 Ford F-150 XLT 4WD SuperCab Turbo Std Bed would be about $1590 which is about 10% of the total cost of a car.

ModelsInsurance RateMiddlefieldColumbiaHamiltonWaterville
Flex$1790-$200-$580-$590-$600
Explorer$1740-$190-$560-$570-$590
Focus$1780-$200-$570-$590-$600
Fusion$1750-$190-$560-$580-$590

Otego GMC Insurance

GMC Sierra models such as 1500 Denali, 1500 Work Truck, 2500HD Work Truck, 1500 SLT, 2500HD SLT, 1500 SL, 1500 SLE & 2500HD SLE cost roughly $1910 to $1930 in Otego compared to GMC Acadia (+$180) GMC Terrain (+$260) & GMC Yukon (+$80).

Otego Honda Insurance

Honda Pilot models such as Touring, LX & EX cost nearly $1801 to $1674 in Otego compared to Honda Odyssey (+$120) Honda Civic (-$180) & Honda Fit (+$40).

Honda Insight models such as Insight, EX & LX cost nearly $1780 to $1869 in Otego. The rates for a car such as 2009 Honda Insight EX 5 Door Hatchback would be about $1800 which is about 2% of the total cost of a car.

ModelsInsurance RateGreeneOxfordJeffersonGeorgetown
Accord$1770-$530-$540-$600-$620
CR-V$1610-$480-$500-$540-$570
CR-Z$1860-$560-$570-$630-$650

Otego Hyundai Insurance

Otego rates for Hyundai Equus is $2333 compared to Hyundai Sonata (+$530) Hyundai Veloster (+$580) & Hyundai Tucson (+$710).

Otego rates for Hyundai Elantra models such as GLS & Limited are roughly $1783 to $1834. A 2008 Hyundai Elantra GLS 4 Door Sedan's insurance costs in Otego is $1750 while nearby places such as Plymouth, Richfield, Roscoe, Seward and Eaton are costlier by $560, $610, $610, $650 and $650 respectively

Otego rates for Hyundai Genesis models such as 2.0T Track, 2.0T, 2.0T Premium, Genesis, 3.8 Grand Touring, 3.8 Track & R-Spec are around $1891 to $2037. The rates for a car such as 2011 Hyundai Genesis 2.0T Premium 2 Door Coupe would be about $1880 which is about 10% of the total cost of a car.

Otego rates for Hyundai Accent models such as GS, SE & GLS are approximately $1772 to $1814. Insurance for a 2012 Hyundai Accent GLS 4 Door Sedan in Otego is $1790 in contrast with nearby locations such as New Berlin (+$590), Andes (+$630), Chenango County (+$640), Fenton (+$670) and Hamden (+$670).

Otego Jeep Insurance

Otego rates for Jeep Compass models such as Sport & Limited are nearly $1593 to $1640. The rates for a car such as 2008 Jeep Compass Limited 4WD 4 Door Utility would be about $1610 which is about 8% of the total cost of a car.

Jeep Patriot models such as Sport & Limited cost nearly $1495 to $1613 in Otego. Insurance for a 2008 Jeep Patriot Limited 2WD 4 Door Utility in Otego is $1590 while nearby places such as Deposit, Richmondville, New Lisbon, Madison and Stamford are costlier by $510, $510, $570, $570 and $590 respectively

Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland cost about $1681 to $1710 in Otego. Insurance for a 2010 Jeep Grand Cherokee Overland 4WD 4 Door Utility in Otego is $1680 and is in contrast with close by regions such as Oneonta (-$330), Morrisville (+$500), West Winfield (+$500), Jefferson (+$570) and Warren (+$590).

Otego Kia Insurance

Otego rates for Kia Soul is $1716 compared to Kia Sorento (+$30) Kia Optima (-$140) & Kia Sedona (+$50).

Kia Forte models such as EX, Koup EX, SX, LX & Koup SX cost roughly $1771 to $1855 in Otego. Insurance for a 2009 Kia Forte EX 2WD 4 Door Sedan in Otego is $1740 is different from nearby locations such as Windsor (+$560), Blenheim (+$570), Preston (+$610), Seward (+$650) and Fenton (+$650).

Otego rates for Kia Sportage models such as Sportage, LX, EX & SX are around $1568 to $1722. The rates for a car such as 2010 Kia Sportage 2WD 4 Door Utility would be about $1540 which is about 6% of the total cost of a car.

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost about $1783 to $1840 in Otego. Insurance for a 2013 Kia Rio SX 2WD 4 Door Sedan in Otego is $1820 while nearby places such as Worcester, Windsor, Springfield, Madison and German are costlier by $590, $590, $590, $650 and $680 respectively

Otego Lexus Insurance

Otego rates for Lexus RX models such as 350 & 450h are about $1903 to $1981 compared to Lexus GX (-$30) Lexus IS (-$150) & Lexus GX460 (-$30).

Lexus LS models such as 460 & 460 L cost roughly $2515 to $2667 in Otego. A 2009 Lexus LS 460 L 4 Door Sedan AWD's insurance costs in Otego is $2620 and differs from places such as Barker (+$810), Plymouth (+$840), Meredith (+$860), Bovina (+$860) and Afton (+$980).

Lexus ES 350 insurance rate is $1923 in Otego. A 2008 Lexus ES 350 4 Door Sedan's insurance costs in Otego is $1890 while nearby places such as Edmeston, Otsego County, Springfield, Oriskany Falls and Hamden are costlier by $580, $580, $610, $660 and $710 respectively

Otego Lincoln Insurance

Otego rates for Lincoln MKT is $1909 compared to Lincoln MKS (-$200) Lincoln MKX (+$110) & Lincoln MKZ (+$10).

Lincoln Navigator models such as Navigator & L cost around $2054 to $2141 in Otego. The rates for a car such as 2011 Lincoln Navigator L 4 Door 2WD SUV Ethanol would be about $2110 which is about 10% of the total cost of a car.

Otego Mazda Insurance

Otego rates for Mazda Mazda2 is $1689 compared to Mazda CX-9 (-$0) Mazda Mazda3i (-$140) & Mazda Mazda6s (-$200).

Mazda Mazda5 models such as Sport, Mazda5 & Grand Touring cost nearly $1651 to $1771 in Otego. The rates for a car such as 2013 Mazda Mazda5 Sport 4 Door Wagon would be about $1630 which is about 8% of the total cost of a car.

ModelsInsurance RateBarkerMorrisNew LisbonHamden
MX5$1660-$510-$550-$600-$620
Mazda3s$1890-$580-$620-$680-$710
Mazdaspeed3$1940-$600-$640-$700-$720
Mazda6i$1740-$540-$570-$620-$650

Otego Nissan Insurance

Nissan Sentra models such as SR, Sentra, S & SL cost nearly $1927 to $1935 in Otego compared to Nissan Versa (+$220) Nissan Altima (-$80) & Nissan Juke (+$180).

ModelsInsurance RateDavenportButternutsPrestonDelhi
Pathfinder$1660-$560-$560-$580-$620
NV3500$1780-$600-$600-$630-$660
Rogue$1740-$590-$590-$610-$650
Titan$1820-$610-$610-$640-$680
370Z$2020-$680-$680-$710-$750
Murano$1690-$570-$570-$590-$630
Quest$1770-$600-$600-$620-$660
Armada$1960-$660-$660-$690-$730
Maxima$2030-$680-$680-$710-$760

Otego Toyota Insurance

Otego rates for Toyota Avalon Limited is $1743 compared to Toyota Corolla (-$20) Toyota Camry (-$40) & Toyota Sienna (+$190).

Otego rates for Toyota Sequoia models such as SR5, Limited & Platinum are about $1667 to $1764. The rates for a car such as 2008 Toyota Sequoia Limited 2WD 4 Door Utility would be about $1730 which is about 4% of the total cost of a car.

Toyota Prius models such as c, v, Prius & Plug-In hybrid cost about $1676 to $1780 in Otego. Insurance for a 2011 Toyota Prius Plug-In hybrid 4 Door Hatchback Hybrid in Otego is $1750 and differs from nearby places such as West Winfield (+$530), Colchester (+$560), Hancock (+$580), Walton (+$590) and Willet (+$650).

Toyota 4Runner models such as SR5 & Limited cost around $1703 to $1732 in Otego. Insurance for a 2010 Toyota 4Runner Limited 2WD 4 Door Utility in Otego is $1710 while nearby places such as Unadilla, Edmeston, Litchfield, Exeter and Cherry Valley are costlier by $510, $530, $530, $600 and $660 respectively

Otego Volkswagen Insurance

Otego rates for Volkswagen Eos 2.0T is $1960 compared to Volkswagen GTI (+$170) Volkswagen Jetta (+$250) & Volkswagen Tiguan (+$90).

Otego rates for Volkswagen CC models such as Lux, Sport & VR6 4Motion are about $1849 to $1967. A 2008 Volkswagen CC Sport 4 Door Coupe Turbo's insurance costs in Otego is $1830 is different from nearby locations such as Sangerfield (+$560), Columbia (+$590), Guilford (+$590), Plainfield (+$600) and Sharon (+$710).

ModelsInsurance RateGuilfordMeredithRichfieldSummit
Golf$1780-$570-$590-$630-$660
Touareg$2080-$670-$690-$730-$780
Passat$1750-$560-$580-$610-$650


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