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We offer car insurance in Otto (Cattaraugus County), NY:



Car Insurance Agents within 50 miles of Otto, NY

Allstate Insurance

5 Commercial St, Angola, NY - 14006 - 1401  near Main St,commercial St

Call: (716) 549-3500
Get a Quote

Knight Agency Insurance

254 Main St, Arcade, NY - 14009 - 1401 near Main St,liberty St

Call: (716) 496-8265
Get a Quote

Allstate Insurance - Agent

13360 Broadway St, Alden, NY - 14004 - 1328 near Broadway,Westcott Ave

Call: (716) 937-3378
Get a Quote


Otto, NY Auto Insurance Rates

Otto, NY residents can save $720 by comparing multiple quotes & reading reviews & research on Otto car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,130 $1,790 $9,640

Otto Car Insurance Rate Comparisons

Otto, NY's average car insurance of $1790 differs from Dayton, NY (+$70), Persia, NY (-$10), Cattaraugus, NY (+$90) and New York (-$421)

Otto Dayton, NY Persia, NY Cattaraugus, NY New York
Median Insurance Rates $1790 +$70 -$10 +$90 -$421

Otto Car Insurance Savings By Neighborhood & Street Area

Otto Driver Street Residence & Car Locations Car Details in Otto Otto Driver Demographics Otto Auto Insurance Estimates Recent Otto Insurance Savings
Elkdale
N State St2006 Buick LaCrosse CXL76 year senior$1,831$575
(Otto Rd)2007 Ford Fusion SE78 year male senior$2,005$353
Thompson Ave2007 Mazda 3 I34 year married woman$1,476$744
Sawmill Run Rd2003 Chevrolet Silverado 2500HD LS36 year woman$1,595$926
Whiteford Hollow
Peters Rd2013 Hyundai Elantra GLS82 year female senior$1,784$993
Townline Rd2007 Acura MDX Base w/Tech w/RES31 year married man$2,437$687
Burns Hill Rd2010 Volkswagen Routan SE46 year man$2,354$480
East Leon
Chicken Rd2007 Jeep Wrangler Rubicon19 year female teenager$2,985$347
Peters Rd2006 Chrysler 300 C17 year teenager$3,325$988
Cooper Rd2013 Dodge Journey SXT17 year male teenager$3,641$836

Otto Post DUI Car Insurance Rates

Otto Dayton Little Valley Ellicottville New York
Median Post DUI Insurance Rate $3329 +$130 +$205 +$167 -$783
Male Teenager Post DUI Insurance Rate $7023 +$275 +$433 +$353 -$1652
Female Teenager Post DUI Insurance Rate $6524 +$255 +$402 +$328 -$1534

The Post DUI insurance in Otto, NY's is $3329 compared to Dayton (+$130), Little Valley (+$205), Ellicottville (+$167) and New York (-$783)

In Otto, a male teenager with Post DUI pays $499 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda 3 I in Otto, NY would pay $6439 on auto insurance while a female teenager POST DUI would pay $5981.

Otto Car Insurance by Segment

Otto Teenagers Car Insurance Rates Comparison

47 Otto Teenagers (6% of total population), 66% Male & 34% Female.

Otto Little Valley Concord Gowanda New York
All Teenagers $3651 +$225 +$61 +$123 -$859
Male Teenager $3776 +$233 +$64 +$127 -$888
Female Teenager $3508 +$216 +$59 +$118 -$825

Otto teenagers pay $3651 in insurance in contrast with Little Valley (+$225), Concord (+$61), Gowanda (+$123) and New York (-$859). The difference between Male & Female teenagers in Otto is $268

Example

  • 2011 BMW 3 Series 328i Male Teenager Insurance Rate $4,985
  • 2013 Toyota Prius Three Female Teenager Insurance Rate $3,151

Otto Men & Women Car Insurance

767 Otto Adults (100% of total population), 56% Men & 44% Women.

Otto Leon Cattaraugus Collins New York
All Women $1664 +$28 +$84 +$93 -$391
Married Women $1611 +$27 +$81 +$90 -$379
All Men $2488 +$41 +$125 +$139 -$586
Married Men $2398 +$40 +$121 +$134 -$564

The typical insurance rate of $2488 that Otto Men pay varies from Leon (+$41), Cattaraugus (+$125), Collins (+$139) and New York (-$586). In Otto, married men pay $787 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $2,260
  • 2013 Honda Crosstour EX-L Married Women Insurance Rate $2,168

Otto Senior Car Insurance

177 Otto Seniors (23% of total population), 59% Senior Men & 41% Senior Women.

Otto Gowanda Napoli Ellicottville New York
All Seniors $2022 +$68 -$11 +$102 -$476
Senior Men $2148 +$72 -$12 +$108 -$506
Senior Women $1861 +$63 -$10 +$94 -$438

Otto seniors pay $2022 in insurance compared to Gowanda (+$68), Napoli (-$11), Ellicottville (+$102) and New York (-$476). In Otto, senior men pay $287 more than senior women.

Otto Car Insurance Discounts for Multiple Vehicles

Otto Population with 1 Vehicle 91 (29% of Otto population), 2 Vehicles 129 (41% of the Otto population) and 3 vehicles 61 (19% of the population)

Otto South Dayton Gowanda North Collins New York
2 Vehicles $3401 +$133 +$114 +$190 -$799
3 Vehicles $5191 +$203 +$174 +$290 -$1220
4 Vehicles $6981 +$273 +$234 +$390 -$1641

Otto Insurance Rates by Make

Otto Acura Insurance

Acura RDX models such as RDX & Tech cost around $1583 to $1654 in Otto compared to Acura MDX (-$0) Acura ZDX (-$360) & Acura TL (-$380).

Otto rates for Acura TSX models such as Sport Wagon, TSX, Sport Wagon Tech & Tech are roughly $1754 to $1990. Insurance for a 2009 Acura TSX Sport Wagon Tech 4 Door Wagon in Otto is $1870 while nearby places such as Kiantone, Brant, Centerville, Pomfret and Java are costlier by $560, $560, $600, $620 and $700 respectively

Otto Audi Insurance

Audi A4 models such as 2.0T & 2.0T Quattro cost around $1937 to $1914 in Otto compared to Audi S4 (-$320) Audi A7 (-$290) & Audi TT (-$220).

ModelsInsurance RateOleanLime LakeFrewsburgDayton
Q5$1900+$530-$570-$640-$680
Q7$2260+$640-$680-$760-$810
TTS$2270+$640-$680-$760-$810
S5$2340+$660-$700-$790-$840
A3$1840+$520-$550-$620-$660
A5$2000+$560-$600-$670-$720
A6$2230+$630-$670-$750-$800
A8$2680+$750-$800-$900-$960

Otto BMW Insurance

BMW X series models such as XDrive 35i, 35D, 35I, XDrive 50i, 5.0i, xDrive 35i & xDrive 28i cost nearly $2072 to $1660 in Otto compared to BMW 6 series (-$1830) BMW 3 series (-$180) & BMW M series (-$710).

BMW Z series models such as 28i sDRIVE, 35is sDRIVE & 35i sDRIVE cost around $1894 to $2318 in Otto. A 2009 BMW Z4 35i sDRIVE 2 Door Convertible's insurance costs in Otto is $2280 while nearby places such as Lyndon, Leon, Elma, Gowanda and Arcade are costlier by $730, $750, $770, $800 and $800 respectively

ModelsInsurance RateEast AuroraAngola on the LakeDelevanMachias
7 series$2850+$600-$940-$1020-$1060
5 series$2190+$460-$720-$790-$820
1 series$1910+$400-$630-$690-$710

Otto Buick Insurance

ModelsInsurance RateSunset BayArcadeGerryEllery
Lacrosse$1650-$540-$580-$590-$620
Enclave$1650-$540-$580-$590-$620
Regal$1620-$530-$570-$580-$600

Otto Cadillac Insurance

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid cost approximately $2052 to $2435 in Otto. The rates for a car such as 2010 Cadillac Escalade ESV Platinum 4 Door Utility Ethanol would be about $2360 which is about 8% of the total cost of a car.

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost about $1843 to $2234 in Otto. A 2011 Cadillac CTS Performance 2 Door Coupe's insurance costs in Otto is $1940 & varies from close by regions such as Wanakah (+$580), Randolph (+$650), Sardinia (+$720), Java (+$720) and East Randolph (+$740).

Otto rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are nearly $1668 to $1859. Insurance for a 2011 Cadillac SRX Premium Turbo AWD 4 Door Utility in Otto is $1830 while nearby places such as Yorkshire, Angola on the Lake, Kennedy and Angola are costlier by $550, $600, $600 and $710 respectively whereas Bradford, PA is cheaper by $470.

Otto Chevrolet Insurance

Otto rates for Chevrolet Malibu models such as LS, LTZ & LT are around $1584 to $1678 compared to Chevrolet Camaro (-$130) Chevrolet Corvette (-$460) & Chevrolet Cruze (-$0).

Otto rates for Chevrolet Express models such as 1500, 1500 LS, 3500 LS & 3500 are approximately $1461 to $1642. A 2013 Chevrolet Express 1500 2WD 3 Door Van's insurance costs in Otto is $1440 compared to close by places such as Cherry Creek (+$430), Yorkshire (+$430), South Dayton (+$520), Aurora (+$530) and Ellicottville (+$540).

ModelsInsurance RateEvansAlleganyFreedomConewango
Equinox$1580-$470-$470-$560-$590
Avalanche$1750-$530-$530-$610-$650
Silverado$1630-$490-$490-$570-$610

Otto Chrysler Insurance

Chrysler 200 models such as LX, Touring & Limited cost nearly $1620 to $1688 in Otto. Insurance for a 2008 Chrysler 200 Touring 4 Door Sedan in Otto is $1630 while nearby places such as Angola on the Lake, Cattaraugus County, Great Valley, North Boston and Bliss are costlier by $540, $570, $580, $610 and $630 respectively

Chrysler 300C insurance rate is $1758 in Otto. A 2008 Chrysler 300C 4 Door Sedan's insurance costs in Otto is $1730 while nearby places such as Billington Heights, Weston Mills, Farnham, Arkwright and Marilla are costlier by $330, $520, $560, $560 and $670 respectively

Otto rates for Chrysler 300 models such as 300 & S are around $1630 to $1803. The rates for a car such as 2010 Chrysler 300 4 Door Sedan would be about $1600 which is about 9% of the total cost of a car.

Otto rates for Chrysler Town models such as & Country Touring, & Country Touring L & & Country Limited are roughly $1474 to $1558. A 2008 Chrysler Town & Country Touring 4 Door Wagon's insurance costs in Otto is $1450 compared to close by places such as Ellicott (+$440), Forestville (+$480), Pomfret (+$480), Colden (+$530) and Machias (+$540).

Otto Dodge Insurance

Otto rates for Dodge Charger models such as SE, SXT, SRT8 & R/T are nearly $1818 to $1894 compared to Dodge Avenger (+$170) Dodge Grand (+$400) & Dodge Challenger (+$70).

Otto rates for Dodge Journey models such as SXT & Crew are roughly $1538 to $1569. A 2010 Dodge Journey SXT 4 Door 2WD Wagon's insurance costs in Otto is $1510 while nearby places such as Holland, Orchard Park, Eden and Ischua are costlier by $500, $520, $540 and $590 respectively whereas Jamestown is cheaper by $380.

Dodge Durango models such as SXT, Crew, R/T & Citadel cost approximately $1682 to $1808 in Otto. Insurance for a 2013 Dodge Durango SXT 4 Door 2WD Wagon in Otto is $1660 and is in contrast with close by places such as Rushford (+$560), Randolph (+$560), Franklinville (+$580), Ellicottville (+$620) and Collins (+$630).

Otto Ford Insurance

Otto rates for Ford Transit models such as Connect XLT & Connect XLT Premium are roughly $1502 to $1524 compared to Ford Edge (-$110) Ford Fusion (-$140) & Ford Taurus (-$200).

ModelsInsurance RateCentervilleForestvilleGowandaDelevan
Flex$1700-$550-$560-$600-$610
Explorer$1650-$530-$540-$580-$590
F-150$1600-$520-$530-$560-$570
Expedition$1760-$570-$580-$620-$630
Fiesta$1590-$510-$520-$560-$570
Focus$1680-$540-$550-$590-$600
Mustang$1900-$610-$630-$670-$680

Otto GMC Insurance

GMC Terrain models such as SLE1 & SLE1 AWD cost about $1510 to $1554 in Otto. Insurance for a 2012 GMC Terrain SLE1 AWD 4WD 4 Door Utility in Otto is $1530 while nearby places such as Sunset Bay, Concord, Wales, Carroll and Erie County are costlier by $500, $500, $520, $540 and $590 respectively

GMC Acadia models such as SLT, SLE & Denali cost nearly $1497 to $1603 in Otto. A 2012 GMC Acadia SLE 2WD 4 Door Utility's insurance costs in Otto is $1580 & varies from places such as Evans (+$470), Freedom (+$560), Cuba (+$590), Eagle (+$600) and Little Valley (+$610).

GMC Yukon models such as SLE, SLT, XL 1500 SLE, XL 1500 SLT, XL Denali, XL 2500 SLT, Yukon & Denali cost approximately $1533 to $1924 in Otto. The rates for a car such as 2013 GMC Yukon Denali 2WD 4 Door Utility Hybrid would be about $1900 which is about 10% of the total cost of a car.

GMC Sierra models such as 1500 SL, 2500HD Work Truck, 1500 Work Truck, 1500 SLE, 2500HD SLT, 1500 Denali, 1500 SLT & 2500HD SLE cost nearly $1633 to $1827 in Otto. A 2010 GMC Sierra 1500 SLE 4WD 4 Door Crew Cab 143WB's insurance costs in Otto is $1710 while nearby places such as Billington Heights, Boston, Cuba and Foster, PA are costlier by $330, $550, $640 and $940 respectively whereas Hamburg is cheaper by $330.

Otto Honda Insurance

Otto rates for Honda CR-Z models such as CR-Z & EX are about $1716 to $1765 compared to Honda Accord (+$90) Honda Pilot (+$130) & Honda Insight (+$40).

Honda CR-V models such as EX & EX-L cost nearly $1461 to $1529 in Otto. A 2009 Honda CR-V EX-L 4 Door 2WD 2.4L's insurance costs in Otto is $1500 while nearby places such as Cattaraugus County, Carroll, Ellington, Falconer and Java are costlier by $530, $530, $560, $560 and $560 respectively

ModelsInsurance RateFredoniaCarrolltonSinclairvilleCollins
Fit$1600+$410-$600-$600-$610
Civic$1810+$460-$680-$680-$690
Odyssey$1530+$390-$570-$570-$580

Otto Hyundai Insurance

Otto rates for Hyundai Tucson models such as Limited, GL & GLS are about $1567 to $1538 compared to Hyundai Equus (-$670) Hyundai Veloster (-$120) & Hyundai Accent (-$160).

Hyundai Genesis models such as 2.0T Track, 2.0T, 2.0T Premium, Genesis, 3.8 Grand Touring, 3.8 Track & R-Spec cost around $1791 to $1929 in Otto. Insurance for a 2009 Hyundai Genesis 2.0T Premium 2 Door Coupe in Otto is $1780 and differs from nearby locations such as Elma (+$600), Sinclairville (+$660), North Boston (+$660), Hanover (+$690) and Erie County (+$690).

Otto rates for Hyundai Elantra models such as GLS & Limited are roughly $1689 to $1737. The rates for a car such as 2011 Hyundai Elantra Limited 4 Door Sedan would be about $1710 which is about 7% of the total cost of a car.

Otto rates for Hyundai Sonata models such as GLS, SE & Limited are about $1627 to $1735. A 2010 Hyundai Sonata Limited 4 Door Sedan Turbo's insurance costs in Otto is $1710 while nearby places such as Oil Springs, West Seneca, Ischua and Bemus Point are costlier by $550, $560, $660 and $680 respectively whereas Dunkirk is cheaper by $440.

Otto Jeep Insurance

Otto rates for Jeep Compass models such as Sport & Limited are around $1508 to $1553. Insurance for a 2011 Jeep Compass Limited 4WD 4 Door Utility in Otto is $1530 & varies from nearby places such as Napoli (+$460), Boston (+$490), Forestville (+$500), South Dayton (+$550) and Erie County (+$590).

Jeep Patriot models such as Sport & Limited cost about $1416 to $1528 in Otto. Insurance for a 2012 Jeep Patriot Sport 2WD 4 Door Utility in Otto is $1400 while nearby places such as Cassadaga, Arcade, Elma Center, South Valley and Ellery are costlier by $420, $490, $500, $500 and $520 respectively

Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland cost nearly $1592 to $1620 in Otto. The rates for a car such as 2012 Jeep Grand Cherokee Overland 4WD 4 Door Utility would be about $1600 which is about 7% of the total cost of a car.

Otto Kia Insurance

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost about $1689 to $1742 in Otto compared to Kia Sedona (+$160) Kia Sportage (+$150) & Kia Forte (+$30).

ModelsInsurance RateLime LakeLake Erie BeachOrchard ParkEllington
Optima$1760-$530-$580-$610-$660
Soul$1630-$490-$540-$560-$610
Sorento$1600-$480-$530-$550-$600

Otto Lexus Insurance

Otto rates for Lexus LS models such as 460 L & 460 are roughly $2526 to $2382 compared to Lexus ES (+$680) Lexus GX (+$600) & Lexus GX460 (+$600).

Otto rates for Lexus RX models such as 350 & 450h are around $1803 to $1876. The rates for a car such as 2011 Lexus RX 350 4 Door Utility would be about $1780 which is about 4% of the total cost of a car.

Otto rates for Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F are approximately $1848 to $3032. A 2010 Lexus IS 250C 2 Door Convertible's insurance costs in Otto is $1980 while nearby places such as Boston, Angola on the Lake, Carroll and Carrollton are costlier by $640, $650, $700 and $740 respectively whereas Hamburg is cheaper by $380.

Otto Lincoln Insurance

Otto rates for Lincoln MKS is $1907 compared to Lincoln Navigator (+$20) Lincoln MKX (+$300) & Lincoln MKZ (+$200).

Lincoln MKT insurance rate is $1808 in Otto. The rates for a car such as 2008 Lincoln MKT 4 Door Sedan would be about $1780 which is about 8% of the total cost of a car.

Otto Mazda Insurance

Otto rates for Mazda Mazda6i models such as Touring Plus, Touring & Mazda6i are about $1648 to $1680 compared to Mazda CX-9 (+$50) Mazda MX5 (+$80) & Mazda Mazda6s (-$140).

ModelsInsurance RateYorkshireRandolphSinclairvilleHinsdale
Mazda3i$1740-$520-$590-$650-$670
Mazda2$1600-$480-$540-$600-$620
Mazda5$1650-$500-$560-$620-$640
Mazda3s$1790-$540-$600-$670-$690
Mazdaspeed3$1830-$550-$620-$680-$710

Otto Nissan Insurance

Nissan Quest models such as SV, S, LE & SL cost around $1630 to $1652 in Otto compared to Nissan Sentra (-$150) Nissan Pathfinder (+$110) & Nissan Juke (+$20).

ModelsInsurance RateWeston MillsSunset BayFrewsburgIschua
NV3500$1690-$510-$560-$570-$660
Altima$1900-$570-$630-$640-$740
Rogue$1640-$490-$540-$550-$640
Titan$1720-$520-$570-$580-$670
370Z$1920-$580-$630-$650-$740
Murano$1600-$480-$530-$540-$620
Versa$1620-$490-$530-$550-$630
Armada$1860-$560-$610-$630-$720
Maxima$1930-$580-$640-$650-$750

Otto Toyota Insurance

Otto rates for Toyota 4Runner models such as SR5 & Limited are approximately $1613 to $1640 compared to Toyota Prius (+$40) Toyota Corolla (-$30) & Toyota Sienna (+$170).

ModelsInsurance RateCattaraugusErie CountyLakewoodMarilla
Avalon$1650-$620-$640-$640-$640
Sequoia$1670-$620-$650-$650-$650
Camry$1680-$630-$650-$650-$650

Otto Volkswagen Insurance

Volkswagen Passat models such as SE, TDI SEL, SEL & S cost roughly $1546 to $1527 in Otto compared to Volkswagen Eos (-$200) Volkswagen Golf (-$20) & Volkswagen Tiguan (-$110).

Otto rates for Volkswagen GTI models such as Autobahn & GTI are approximately $1693 to $1766. The rates for a car such as 2008 Volkswagen GTI Autobahn 4 Door Hatchback would be about $1660 which is about 8% of the total cost of a car.

ModelsInsurance RateLime LakeDelevanPerrysburgRed House
CC$1770-$530-$630-$630-$690
Jetta$1620-$490-$580-$580-$630
Touareg$1970-$590-$710-$710-$760


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