Enter ZIP Code

Cheap Auto Insurance U.S.Cheap Car Insurance New York → Prospect (Oneida County)

Looking for cheap car insurance in Prospect (NY)? You have come to the right place!

On our website you will see quotes and rates offered by insurance companies, as well as be able to choose and send an application online.

We know how good it is to be safe in a car while driving but various situations may happen sometimes. That's why it's better to insure your car first after buying.

What do you need to do for this? Enter your ZIP code, choose an insurance company or agency, and send your request.

Soon you'll get a reply from the company representative. We wish you a safe driving and a good mood!

We offer car insurance in Prospect (Oneida County), NY:



Car Insurance Agents within 50 miles of Prospect, NY

Allstate Insurance

46 Schuyler St, Boonville, NY - 13309 - 1331  near Main St,schuyler St

Call: (315) 942-4434
Get a Quote


Prospect, NY Auto Insurance Rates

Prospect, NY residents can save $710 by comparing multiple quotes & reading reviews & research on Prospect car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,120 $1,780 $9,560

Prospect Car Insurance Rate Comparisons

Prospect, NY's average car insurance of $1780 differs from Steuben, NY (+$40), Norway, NY (+$100), Schuyler, NY (+$100) and New York (-$411)

Prospect Steuben, NY Norway, NY Schuyler, NY New York
Median Insurance Rates $1780 +$40 +$100 +$100 -$411

Prospect Car Insurance Savings By Neighborhood & Street Area

Prospect Driver Street Residence & Car Locations Car Details in Prospect Prospect Driver Demographics Prospect Auto Insurance Estimates Recent Prospect Insurance Savings
Other Area
N State St2006 Mazda Tribute i73 year female senior$1,695$501
Boon St2007 Chrysler Town and Country Touring19 year female teenager$3,179$541
Stage Rd2005 Toyota Camry LE28 year married man$2,130$989
Steuben Valley Rd2006 Audi A4 2.0T19 year teenager$4,188$798
Depot St2006 Nissan 350Z Roadster80 year senior$1,875$584
Wynn Rd2006 Lexus ES 330 Base38 year woman$1,899$576
Maurice Rd2007 Acura MDX Base16 year male teenager$3,816$764
Hinman Rd E2013 Dodge Grand Caravan SE41 year married woman$1,544$772
Creek Rd2014 Honda Civic LX46 year man$2,236$579
Prospect Rd2011 Hyundai Tucson Limited69 year male senior$2,046$687

Prospect Post DUI Car Insurance Rates

Prospect Boonville Barneveld Oneida County New York
Median Post DUI Insurance Rate $3310 +$131 +$224 +$75 -$764
Male Teenager Post DUI Insurance Rate $6984 +$275 +$472 +$158 -$1613
Female Teenager Post DUI Insurance Rate $6487 +$257 +$439 +$147 -$1497

The Post DUI insurance in Prospect, NY's is $3310 compared to Boonville (+$131), Barneveld (+$224), Oneida County (+$75) and New York (-$764)

In Prospect, a male teenager with Post DUI pays $497 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Toyota Camry LE in Prospect, NY would pay $6238 on auto insurance while a female teenager POST DUI would pay $5795.

Prospect Car Insurance by Segment

Prospect Teenagers Car Insurance Rates Comparison

13 Prospect Teenagers (5% of total population), 15% Male & 85% Female.

Prospect Newport Yorkville Cold Brook New York
All Teenagers $3631 +$204 +$143 +$163 -$839
Male Teenager $3755 +$211 +$148 +$169 -$867
Female Teenager $3488 +$196 +$138 +$157 -$805

Prospect teenagers pay $3631 in insurance in contrast with Newport (+$204), Yorkville (+$143), Cold Brook (+$163) and New York (-$839). The difference between Male & Female teenagers in Prospect is $267

Example

  • 2012 Volkswagen Tiguan SE Male Teenager Insurance Rate $3,557
  • 2014 Kia Optima LX Female Teenager Insurance Rate $3,173

Prospect Men & Women Car Insurance

226 Prospect Adults (100% of total population), 50% Men & 50% Women.

Prospect Marcy Holland Patent Floyd New York
All Women $1655 +$102 +$37 +$9 -$382
Married Women $1602 +$99 +$36 +$9 -$370
All Men $2474 +$153 +$55 +$14 -$572
Married Men $2385 +$147 +$53 +$13 -$551

The typical insurance rate of $2474 that Prospect Men pay varies from Marcy (+$153), Holland Patent (+$55), Floyd (+$14) and New York (-$572). In Prospect, married men pay $783 more than married women.

Example

  • 2009 GMC Sierra 1500 SLT Married Men Insurance Rate $2,165
  • 2014 Jeep Wrangler Unlimited Sport Married Women Insurance Rate $2,050

Prospect Senior Car Insurance

53 Prospect Seniors (23% of total population), 53% Senior Men & 47% Senior Women.

Prospect Cold Brook Norway Floyd New York
All Seniors $2011 +$90 +$113 +$11 -$465
Senior Men $2136 +$96 +$120 +$12 -$494
Senior Women $1851 +$83 +$104 +$10 -$428

Prospect seniors pay $2011 in insurance compared to Cold Brook (+$90), Norway (+$113), Floyd (+$11) and New York (-$465). In Prospect, senior men pay $285 more than senior women.

Prospect Car Insurance Discounts for Multiple Vehicles

Prospect Population with 1 Vehicle 33 (36% of Prospect population), 2 Vehicles 32 (35% of the Prospect population) and 3 vehicles 20 (22% of the population)

Prospect Newport Western Russia New York
2 Vehicles $3382 +$190 +$76 +$152 -$780
3 Vehicles $5162 +$290 +$116 +$232 -$1191
4 Vehicles $6942 +$390 +$156 +$312 -$1602

Prospect Insurance Rates by Make

Prospect Acura Insurance

Prospect rates for Acura MDX is $1604 compared to Acura RDX (-$0) Acura TSX (-$250) & Acura TL (-$380).

Acura ZDX insurance rate is $1997 in Prospect. The rates for a car such as 2009 Acura ZDX 2 Door 4WD would be about $1970 which is about 2% of the total cost of a car.

Prospect Audi Insurance

Prospect rates for Audi TTS 2.0 Quattro is $2212 compared to Audi Q7 (+$10) Audi Q5 (+$370) & Audi A7 (+$40).

ModelsInsurance RateVeronaNew York MillsSchuylerFlorence
TT$2150-$690-$770-$800-$800
S5$2330-$750-$840-$870-$870
S4$2240-$720-$800-$840-$840
A3$1830-$590-$660-$680-$680
A5$1990-$640-$710-$740-$740
A4$1930-$620-$690-$720-$720
A6$2210-$710-$790-$820-$820
A8$2670-$860-$960-$1000-$1000

Prospect BMW Insurance

BMW Z series models such as 28i sDRIVE, 35i sDRIVE & 35is sDRIVE cost about $1884 to $2238 in Prospect compared to BMW 7 series (-$590) BMW 5 series (+$60) & BMW X series (+$210).

BMW M3 insurance rate is $2733 in Prospect. Insurance for a 2009 BMW M3 2 Door Coupe in Prospect is $2690 and differs from nearby locations such as Floyd (+$830), Plainfield (+$890), Stratford (+$910), Richfield Springs (+$960) and Norway (+$1000).

ModelsInsurance RateEphratahSteubenWesternOriskany Falls
6 series$3850-$1240-$1270-$1270-$1350
3 series$2210-$710-$730-$730-$780
1 series$1890-$610-$620-$620-$660

Prospect Buick Insurance

Buick Enclave insurance rate is $1600 in Prospect. The rates for a car such as 2009 Buick Enclave 4 Door 2WD Utility would be about $1570 which is about 4% of the total cost of a car.

Prospect rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are roughly $1600 to $1664. A 2010 Buick Lacrosse Premium II 4 Door Sedan's insurance costs in Prospect is $1580 compared to places such as Lyons Falls (+$510), Springfield (+$510), Waterville (+$530), Minden (+$600) and Ava (+$610).

Buick Regal insurance rate is $1609 in Prospect. Insurance for a 2008 Buick Regal 4 Door Sedan in Prospect is $1580 while nearby places such as Western, Lee, Schuyler, Cleveland and Ava are costlier by $520, $570, $590, $600 and $610 respectively

Prospect Cadillac Insurance

Prospect rates for Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid are roughly $2041 to $2422. Insurance for a 2012 Cadillac Escalade EXT Luxury 4 Door Utility Ethanol in Prospect is $2100 and varies from places such as Western (+$690), Wampsville (+$740), Dolgeville (+$780), Nelliston (+$800) and Watson (+$810).

Prospect rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are about $1659 to $1848. Insurance for a 2012 Cadillac SRX 4 Door Utility in Prospect is $1640 while nearby places such as Stark, Oneida County, Stratford, Turin and Nelliston are costlier by $540, $540, $550, $580 and $620 respectively

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost roughly $1833 to $2222 in Prospect. The rates for a car such as 2009 Cadillac CTS Performance 2 Door Coupe would be about $1920 which is about 5% of the total cost of a car.

Prospect Chevrolet Insurance

Chevrolet Silverado models such as 1500 LT, 1500 LTZ & 1500 Work Truck cost about $1622 to $1575 in Prospect compared to Chevrolet Express (+$60) Chevrolet Corvette (-$510) & Chevrolet Equinox (+$50).

Chevrolet Cruze models such as LS, Eco, LT & LTZ cost approximately $1604 to $1714 in Prospect. Insurance for a 2011 Chevrolet Cruze LS 4 Door Sedan in Prospect is $1580 while nearby places such as Floyd, Stratford, Clark Mills and Boonville are costlier by $490, $530, $560 and $560 respectively whereas Herkimer is cheaper by $400.

ModelsInsurance RateSmithfieldMadison CountyRussiaOhio
Malibu$1670-$540-$590-$600-$640
Camaro$1800-$580-$630-$650-$690
Avalanche$1740-$560-$610-$620-$660

Prospect Chrysler Insurance

ModelsInsurance RateThendaraOtsegoWatervilleWashington Mills
300$1710+$310-$250-$580-$650
200$1680+$310-$250-$570-$640
Town$1490+$270-$220-$500-$570
300C$1750+$320-$260-$590-$670

Prospect Dodge Insurance

Prospect rates for Dodge Charger models such as SE, SXT, SRT8 & R/T are around $1808 to $1884 compared to Dodge Grand (+$400) Dodge Avenger (+$170) & Dodge Journey (+$320).

Dodge Challenger models such as SXT, R/T & SRT8 cost about $1787 to $2060 in Prospect. Insurance for a 2010 Dodge Challenger SXT 2 Door Coupe in Prospect is $1760 while nearby places such as Winfield, Port Leyden, Dolgeville and Norway are costlier by $580, $630, $660 and $660 respectively whereas Rome is cheaper by $320.

Dodge Durango models such as SXT, Crew, R/T & Citadel cost around $1673 to $1798 in Prospect. The rates for a car such as 2009 Dodge Durango R/T 4 Door 2WD Wagon would be about $1730 which is about 7% of the total cost of a car.

Prospect Ford Insurance

Ford Expedition models such as EL King Ranch, EL XLT, King Ranch, Limited, Limited EL & XLT cost approximately $1726 to $1713 in Prospect compared to Ford Edge (+$130) Ford Fiesta (+$170) & Ford Transit (+$230).

Prospect rates for Ford Fusion models such as S, SE & SEL are around $1631 to $1714. A 2010 Ford Fusion SE 4 Door Sedan's insurance costs in Prospect is $1630 and is in contrast with places such as Vernon (+$550), Exeter (+$570), Wampsville (+$570), Newport (+$610) and Herkimer County (+$630).

Prospect rates for Ford Focus models such as SE, S & Titanium are approximately $1609 to $1748. The rates for a car such as 2013 Ford Focus SE 4 Door Sedan would be about $1590 which is about 9% of the total cost of a car.

Prospect rates for Ford Flex models such as SE, SEL & Limited are around $1625 to $1711. A 2008 Ford Flex Limited 2WD 4 Door MPV's insurance costs in Prospect is $1680 while nearby places such as Winfield, Vernon, Brookfield and Deerfield are costlier by $550, $570, $590 and $590 respectively whereas Thendara is cheaper by $310.

ModelsInsurance RateFloydStratfordFlorenceWatson
Explorer$1640-$500-$550-$610-$640
F-150$1600-$490-$540-$600-$620
Taurus$1710-$530-$580-$640-$660
Mustang$1890-$580-$640-$710-$730

Prospect GMC Insurance

ModelsInsurance RateOneidaRomeTrentonLyonsdale
Sierra$1760+$360+$320-$680-$680
Acadia$1590+$330+$290-$620-$620
Terrain$1510+$310+$280-$590-$590
Yukon$1680+$350+$310-$650-$650

Prospect Honda Insurance

Prospect rates for Honda Odyssey models such as LX, Touring Elite, Touring, EX-L & EX are approximately $1375 to $1508 compared to Honda Pilot (-$110) Honda Insight (-$200) & Honda CR-V (-$0).

Prospect rates for Honda Fit models such as Fit & Sport are roughly $1569 to $1588. Insurance for a 2013 Honda Fit Sport 4 Door Hatchback in Prospect is $1570 while nearby places such as Steuben, Sylvan Beach and Paris are costlier by $520, $550 and $590 respectively whereas Oneida and Inlet are cheaper by $320 and $80 respectively.

ModelsInsurance RateThendaraLewis CountyVeronaSchuyler
Accord$1670+$300-$510-$540-$620
Civic$1800+$330-$550-$580-$670
CR-Z$1760+$320-$540-$570-$660

Prospect Hyundai Insurance

Prospect rates for Hyundai Veloster is $1652 compared to Hyundai Equus (-$550) Hyundai Accent (-$40) & Hyundai Genesis (-$250).

ModelsInsurance RateLeydenWinfieldNorwayMartinsburg
Elantra$1730-$570-$570-$650-$670
Tucson$1530-$500-$500-$570-$590
Sonata$1690-$560-$560-$630-$660

Prospect Jeep Insurance

Prospect rates for Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland are around $1583 to $1610. The rates for a car such as 2012 Jeep Grand Cherokee Limited 4WD 4 Door Utility would be about $1560 which is about 10% of the total cost of a car.

Prospect rates for Jeep Patriot models such as Sport & Limited are roughly $1408 to $1519. A 2012 Jeep Patriot Sport 2WD 4 Door Utility's insurance costs in Prospect is $1390 and varies from nearby locations such as Plainfield (+$460), Lee (+$500), Sherrill (+$520), Ava (+$540) and Watson (+$540).

Jeep Compass models such as Sport & Limited cost about $1500 to $1544 in Prospect. Insurance for a 2011 Jeep Compass Sport 2WD 4 Door Utility in Prospect is $1480 while nearby places such as Sangerfield, Kirkland, Plainfield, Fairfield and Ava are costlier by $460, $490, $490, $520 and $570 respectively

Prospect Kia Insurance

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost nearly $1679 to $1733 in Prospect compared to Kia Sportage (+$150) Kia Optima (-$20) & Kia Sorento (+$140).

ModelsInsurance RateRussiaDurhamvilleBridgewaterEaton
Soul$1620-$580-$600-$600-$600
Forte$1700-$610-$630-$630-$630
Sedona$1570-$560-$590-$590-$590

Prospect Lexus Insurance

Prospect rates for Lexus ES 350 is $1811 compared to Lexus LS (-$670) Lexus RX (-$60) & Lexus GX (-$80).

Lexus GX460 Premium insurance rate is $1890 in Prospect. A 2012 Lexus GX460 Premium 4 Door Utility's insurance costs in Prospect is $1860 while nearby places such as Marshall, Wampsville, Cold Brook, Dolgeville and New Hartford are costlier by $610, $650, $670, $690 and $690 respectively

Prospect rates for Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F are nearly $1838 to $3015. The rates for a car such as 2008 Lexus IS 250C 2 Door Convertible would be about $1970 which is about 2% of the total cost of a car.

Prospect Lincoln Insurance

Prospect rates for Lincoln MKT is $1798 compared to Lincoln MKX (+$110) Lincoln MKS (-$190) & Lincoln MKZ (+$10).

Prospect rates for Lincoln Navigator models such as Navigator & L are roughly $1934 to $2016. A 2009 Lincoln Navigator L 4 Door 2WD SUV Ethanol's insurance costs in Prospect is $1980 in contrast with nearby places such as Stark (+$650), Boonville (+$700), New York Mills (+$710), Eaton (+$740) and Herkimer County (+$770).

Prospect Mazda Insurance

Prospect rates for Mazda Mazda6i models such as Touring Plus, Touring & Mazda6i are approximately $1639 to $1670 compared to Mazda CX-9 (+$50) Mazda Mazda3i (-$90) & Mazda Mazda5 (-$0).

ModelsInsurance RateLyons FallsSt. JohnsvilleChadwicksOhio
MX5$1560-$500-$550-$560-$590
Mazda2$1590-$510-$560-$570-$610
Mazda6s$1780-$570-$630-$640-$680
Mazda3s$1780-$570-$630-$640-$680
Mazdaspeed3$1820-$590-$640-$650-$690

Prospect Nissan Insurance

Prospect rates for Nissan Murano models such as SL, SV, LE, CrossCabriolet & S are around $1590 to $1573 compared to Nissan Rogue (-$50) Nissan Armada (-$260) & Nissan Quest (-$80).

Prospect rates for Nissan Versa models such as SL & S are approximately $1529 to $1614. The rates for a car such as 2010 Nissan Versa SL 4 Door Sedan would be about $1510 which is about 6% of the total cost of a car.

ModelsInsurance RateRomeBoonvilleRemsenFulton County
Pathfinder$1560+$290-$550-$550-$560
NV3500$1680+$310-$590-$590-$600
Altima$1890+$350-$660-$660-$680
Titan$1710+$310-$600-$600-$610
370Z$1900+$350-$670-$670-$680
Juke$1650+$300-$580-$580-$590
Sentra$1820+$330-$640-$640-$650
Maxima$1920+$350-$670-$670-$690

Prospect Toyota Insurance

Toyota Sequoia models such as Platinum, SR5 & Limited cost nearly $1661 to $1653 in Prospect compared to Toyota Prius (+$60) Toyota Corolla (-$0) & Toyota 4Runner (+$30).

ModelsInsurance RateThendaraPlainfieldBrookfieldBarneveld
Avalon$1640+$300-$540-$580-$640
Sienna$1460+$270-$480-$510-$570
Camry$1670+$300-$550-$590-$650

Prospect Volkswagen Insurance

Prospect rates for Volkswagen Tiguan models such as SE & SEL are roughly $1744 to $1760 compared to Volkswagen CC (-$0) Volkswagen Passat (+$110) & Volkswagen Eos (-$90).

Prospect rates for Volkswagen GTI models such as Autobahn & GTI are approximately $1683 to $1756. The rates for a car such as 2008 Volkswagen GTI 2 Door Coupe 2.0T would be about $1730 which is about 7% of the total cost of a car.

ModelsInsurance RateLittle FallsLitchfieldTurinNewport
Golf$1670+$430-$510-$590-$620
Jetta$1610+$410-$500-$570-$600
Touareg$1960+$500-$600-$690-$730


We also offer auto insurance in these cities NY:

  • Cheap Car Insurance in Preston Hollow (Albany County), NY
  • Cheap Car Insurance in Pulaski (Oswego County), NY
  • Cheap Car Insurance in Pulteney (Steuben County), NY
  • Cheap Car Insurance in Pultneyville (Wayne County), NY
  • Cheap Car Insurance in Purchase (Westchester County), NY