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We offer car insurance in Richfield Springs (Otsego County), NY:



Car Insurance Agents in Richfield Springs, NY

Frank J Callahan - Nationwide Insurance

8823 State Highway 28 , Richfield Springs, NY - 13439 - 1344  near Bronner St,prospect St

Call: (315) 858-1056
Get a Quote

USAA

Richfield Springs, NY - 13439 - 1344 near South St,union St

Call: 8005318222
Get a Quote


Richfield Springs, NY Auto Insurance Rates

Richfield Springs, NY residents can save $740 by comparing multiple quotes & reading reviews & research on Richfield Springs car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,170 $1,860 $10,000

Richfield Springs Car Insurance Rate Comparisons

Richfield Springs, NY's average car insurance of $1860 differs from Otsego, NY (-$290), Columbia, NY (-$50), Ilion, NY (-$835) and New York (-$491)

Richfield Springs Otsego, NY Columbia, NY Ilion, NY New York
Median Insurance Rates $1860 -$290 -$50 -$835 -$491

Richfield Springs Car Insurance Savings By Neighborhood & Street Area

Richfield Springs Driver Street Residence & Car Locations Car Details in Richfield Springs Richfield Springs Driver Demographics Richfield Springs Auto Insurance Estimates Recent Richfield Springs Insurance Savings
Other Area
Tunnicliff Rd2005 Mazda Tribute i25 year married woman$1,529$843
Monticello St2005 Toyota Camry Standard24 year man$2,319$402
Church Rd2006 Audi A4 2.0T62 year female senior$2,237$640
E Lake Rd2007 Chrysler Town and Country Touring18 year male teenager$3,589$958
Co Hwy 232006 Lexus ES 33077 year male senior$2,558$869
US Hwy 202011 Hyundai Tucson GLS52 year married man$2,389$820
State Rte 1672013 Dodge Grand Caravan SE17 year teenager$3,661$463
Below Rd2006 Nissan 350Z Enthusiast17 year female teenager$3,408$843
Robinson Rd2007 Acura MDX Base67 year senior$2,133$876
Langdon Ave2011 Buick LaCrosse CXS52 year woman$1,576$959

Richfield Springs Post DUI Car Insurance Rates

Richfield Springs Litchfield Otsego German Flatts New York
Median Post DUI Insurance Rate $3459 -$130 -$539 -$130 -$913
Male Teenager Post DUI Insurance Rate $7298 -$275 -$1138 -$275 -$1927
Female Teenager Post DUI Insurance Rate $6779 -$255 -$1056 -$255 -$1789

The Post DUI insurance in Richfield Springs, NY's is $3459 compared to Litchfield (-$130), Otsego (-$539), German Flatts (-$130) and New York (-$913)

In Richfield Springs, a male teenager with Post DUI pays $519 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Audi A4 2.0T in Richfield Springs, NY would pay $8440 on auto insurance while a female teenager POST DUI would pay $7839.

Richfield Springs Car Insurance by Segment

Richfield Springs Teenagers Car Insurance Rates Comparison

129 Richfield Springs Teenagers (10% of total population), 43% Male & 57% Female.

Richfield Springs Cherry Valley Otsego Cooperstown New York
All Teenagers $3794 +$82 -$592 -$1326 -$1002
Male Teenager $3924 +$85 -$612 -$1371 -$1036
Female Teenager $3645 +$79 -$568 -$1274 -$962

Richfield Springs teenagers pay $3794 in insurance in contrast with Cherry Valley (+$82), Otsego (-$592), Cooperstown (-$1326) and New York (-$1002). The difference between Male & Female teenagers in Richfield Springs is $279

Example

  • 2013 Ford Fusion SE Male Teenager Insurance Rate $3,662
  • 2014 Kia Optima LX Female Teenager Insurance Rate $3,308

Richfield Springs Men & Women Car Insurance

1193 Richfield Springs Adults (100% of total population), 45% Men & 55% Women.

Richfield Springs Plainfield Herkimer Winfield New York
All Women $1729 -$37 -$776 -$37 -$456
Married Women $1674 -$36 -$752 -$36 -$442
All Men $2585 -$56 -$1161 -$56 -$683
Married Men $2492 -$54 -$1119 -$54 -$658

The typical insurance rate of $2585 that Richfield Springs Men pay varies from Plainfield (-$56), Herkimer (-$1161), Winfield (-$56) and New York (-$683). In Richfield Springs, married men pay $818 more than married women.

Example

  • 2009 GMC Sierra 1500 SLT Married Men Insurance Rate $2,365
  • 2011 Chevrolet Silverado 3500HD CC Work Truck Married Women Insurance Rate $2,402

Richfield Springs Senior Car Insurance

423 Richfield Springs Seniors (35% of total population), 40% Senior Men & 60% Senior Women.

Richfield Springs Columbia Middlefield Herkimer New York
All Seniors $2101 -$56 -$384 -$943 -$555
Senior Men $2232 -$60 -$408 -$1002 -$590
Senior Women $1934 -$52 -$354 -$868 -$511

Richfield Springs seniors pay $2101 in insurance compared to Columbia (-$56), Middlefield (-$384), Herkimer (-$943) and New York (-$555). In Richfield Springs, senior men pay $298 more than senior women.

Richfield Springs Car Insurance Discounts for Multiple Vehicles

Richfield Springs Population with 1 Vehicle 236 (45% of Richfield Springs population), 2 Vehicles 145 (28% of the Richfield Springs population) and 3 vehicles 33 (6% of the population)

Richfield Springs Columbia Litchfield Stark New York
2 Vehicles $3534 -$95 -$133 -$76 -$932
3 Vehicles $5394 -$145 -$203 -$116 -$1423
4 Vehicles $7254 -$195 -$273 -$156 -$1914

Richfield Springs Insurance Rates by Make

Richfield Springs Acura Insurance

Richfield Springs rates for Acura ZDX is $2086 compared to Acura RDX (+$370) Acura MDX (+$380) & Acura TL (-$20).

Richfield Springs rates for Acura TSX models such as Sport Wagon, TSX, Sport Wagon Tech & Tech are roughly $1823 to $2067. A 2010 Acura TSX Sport Wagon 4 Door Wagon's insurance costs in Richfield Springs is $1800 and varies from close by regions such as North Norwich (+$540), Ephratah (+$580), Waterville (+$610), Yorkville (+$630) and Sharon Springs (+$700).

Richfield Springs Audi Insurance

Richfield Springs rates for Audi A8 L Quattro is $2787 compared to Audi A5 (+$710) Audi TTS (+$430) & Audi S4 (+$440).

ModelsInsurance RateMiddlevilleAmesNorwayWestford
Q5$1980-$590-$700-$740-$750
Q7$2350-$710-$830-$880-$890
TT$2250-$680-$790-$840-$860
S5$2430-$730-$850-$910-$920
A3$1910-$570-$670-$710-$730
A4$2010-$600-$710-$750-$760
A7$2320-$700-$820-$870-$880
A6$2310-$690-$810-$860-$880

Richfield Springs BMW Insurance

BMW X series models such as XDrive 35i, 35D, 35I, XDrive 50i, 5.0i, xDrive 35i & xDrive 28i cost nearly $2153 to $1725 in Richfield Springs compared to BMW 6 series (-$1900) BMW Z series (-$220) & BMW M series (-$740).

BMW 7 series models such as 740I, 740LI, 750i & 750Li cost about $2710 to $3176 in Richfield Springs. The rates for a car such as 2010 BMW 740I 4 Door Sedan would be about $2670 which is about 3% of the total cost of a car.

ModelsInsurance RateWorcesterStratfordBridgewaterFort Plain
3 series$2300-$740-$770-$860-$890
5 series$2280-$730-$770-$850-$880
1 series$1980-$640-$670-$740-$770

Richfield Springs Buick Insurance

ModelsInsurance RateSummitMilfordMontgomery CountyHarpersfield
Lacrosse$1710-$640-$640-$650-$660
Enclave$1710-$640-$640-$650-$660
Regal$1680-$630-$630-$640-$650

Richfield Springs Cadillac Insurance

Richfield Springs rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are nearly $1733 to $1932. The rates for a car such as 2012 Cadillac SRX 4 Door Utility would be about $1710 which is about 4% of the total cost of a car.

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost around $1915 to $2321 in Richfield Springs. Insurance for a 2013 Cadillac CTS Performance 2 Door Coupe in Richfield Springs is $2010 in contrast with close by regions such as Summit (+$750), Paris (+$750), Washington Mills (+$760), Harpersfield (+$780) and Cherry Valley (+$780).

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid cost around $2133 to $2531 in Richfield Springs. Insurance for a 2012 Cadillac Escalade ESV Platinum 4 Door Utility Ethanol in Richfield Springs is $2460 while nearby places such as Otsego County, Richmondville, Dolgeville, Seward and Washington Mills are costlier by $760, $790, $920, $920 and $940 respectively

Richfield Springs Chevrolet Insurance

Chevrolet Avalanche models such as LS, LTZ & LT cost approximately $1819 to $1692 in Richfield Springs compared to Chevrolet Silverado (+$120) Chevrolet Corvette (-$410) & Chevrolet Camaro (-$60).

Richfield Springs rates for Chevrolet Cruze models such as LS, Eco, LT & LTZ are approximately $1676 to $1792. A 2010 Chevrolet Cruze LTZ 4 Door Sedan Turbo's insurance costs in Richfield Springs is $1760 while nearby places such as Oriskany, Caroga, Paris, Dolgeville and Charleston are costlier by $540, $590, $660, $660 and $670 respectively

ModelsInsurance RateFrankfortGilbertsvilleMunnsvilleSummit
Equinox$1640-$490-$500-$550-$610
Express$1630-$490-$500-$550-$610
Malibu$1740-$520-$540-$590-$650

Richfield Springs Chrysler Insurance

ModelsInsurance RateCobleskillCooperstownMarylandWaterville
300$1780+$430+$210-$570-$600
200$1750+$420+$200-$560-$590
Town$1560+$370+$180-$500-$530
300C$1830+$440+$210-$590-$620

Richfield Springs Dodge Insurance

Richfield Springs rates for Dodge Charger models such as SE, SXT, SRT8 & R/T are about $1889 to $1968 compared to Dodge Avenger (+$190) Dodge Grand (+$430) & Dodge Journey (+$340).

Richfield Springs rates for Dodge Challenger models such as SXT, R/T & SRT8 are nearly $1868 to $2153. A 2012 Dodge Challenger SXT 2 Door Coupe's insurance costs in Richfield Springs is $1840 while nearby places such as North Norwich, Kirkland, Richfield, West End and Sharon Springs are costlier by $550, $610, $650, $700 and $710 respectively

Dodge Durango models such as SXT, Crew, R/T & Citadel cost nearly $1748 to $1879 in Richfield Springs. A 2008 Dodge Durango Crew 4 Door 2WD Wagon's insurance costs in Richfield Springs is $1760 and differs from places such as Frankfort (+$530), North Norwich (+$530), Deerfield (+$620), Sherburne (+$670) and Westmoreland (+$680).

Richfield Springs Ford Insurance

Richfield Springs rates for Ford Taurus models such as Limited, SHO AWD, SEL AWD, Limited AWD, SEL & SE are about $1790 to $1675 compared to Ford Edge (+$100) Ford Fiesta (+$140) & Ford F-150 (+$120).

ModelsInsurance RateNorth NorwichMilfordMontgomery CountyMinden
Flex$1770-$530-$660-$670-$670
Explorer$1720-$520-$640-$650-$650
Expedition$1820-$550-$680-$690-$690
Transit$1580-$470-$590-$600-$600
Focus$1750-$530-$650-$670-$670
Fusion$1730-$520-$650-$660-$660
Mustang$1970-$590-$740-$750-$750

Richfield Springs GMC Insurance

GMC Terrain models such as SLE1 AWD & SLE1 cost nearly $1615 to $1569 in Richfield Springs compared to GMC Acadia (-$90) GMC Sierra (-$260) & GMC Yukon (-$180).

Richfield Springs Honda Insurance

Honda Accord models such as LX & EX cost around $1603 to $1744 in Richfield Springs compared to Honda CR-Z (-$90) Honda Fit (+$80) & Honda CR-V (+$150).

Richfield Springs rates for Honda Civic models such as LX & EX are about $1724 to $1762. Insurance for a 2010 Honda Civic EX 4 Door Sedan in Richfield Springs is $1740 and differs from places such as Oneonta (-$350), Stark (+$570), Butternuts (+$590), Yorkville (+$610) and Nelliston (+$660).

ModelsInsurance RatePalatine BridgeLaurensDecaturPalatine
Insight$1800-$580-$610-$690-$700
Odyssey$1590-$510-$540-$610-$620
Pilot$1710-$550-$580-$650-$660

Richfield Springs Hyundai Insurance

Richfield Springs rates for Hyundai Tucson models such as Limited, GL & GLS are approximately $1629 to $1599 compared to Hyundai Genesis (-$380) Hyundai Elantra (-$210) & Hyundai Equus (-$700).

Richfield Springs rates for Hyundai Sonata models such as GLS, SE & Limited are nearly $1691 to $1802. The rates for a car such as 2012 Hyundai Sonata GLS 4 Door Sedan would be about $1670 which is about 3% of the total cost of a car.

Hyundai Veloster insurance rate is $1726 in Richfield Springs. Insurance for a 2012 Hyundai Veloster 2 Door Hatchback in Richfield Springs is $1700 while nearby places such as Middlefield, Prospect, Ephratah, New Berlin and St. Johnsville are costlier by $190, $510, $550, $560 and $600 respectively

Richfield Springs rates for Hyundai Accent models such as GS, SE & GLS are around $1744 to $1785. Insurance for a 2008 Hyundai Accent SE 5 Door Hatchback in Richfield Springs is $1740 in contrast with close by regions such as Oneonta (-$350), Davenport Center (+$520), Hartwick (+$570), Morris (+$570) and Westmoreland (+$670).

Richfield Springs Jeep Insurance

Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland cost approximately $1654 to $1683 in Richfield Springs. Insurance for a 2011 Jeep Grand Cherokee Laredo 2WD 4 Door Utility in Richfield Springs is $1640 compared to close by places such as Stockbridge (+$490), West Winfield (+$490), Waterville (+$550), Augusta (+$610) and Fonda (+$620).

Jeep Patriot models such as Sport & Limited cost about $1471 to $1588 in Richfield Springs. The rates for a car such as 2013 Jeep Patriot Sport 2WD 4 Door Utility would be about $1450 which is about 9% of the total cost of a car.

Richfield Springs rates for Jeep Compass models such as Sport & Limited are approximately $1567 to $1614. A 2010 Jeep Compass Sport 2WD 4 Door Utility's insurance costs in Richfield Springs is $1540 while nearby places such as Richmondville, Morris, Richfield, Sherburne and Trenton are costlier by $500, $510, $540, $590 and $600 respectively

Richfield Springs Kia Insurance

Kia Forte models such as LX, Koup EX, EX, SX & Koup SX cost nearly $1812 to $1826 in Richfield Springs compared to Kia Sorento (+$120) Kia Sedona (+$140) & Kia Rio (-$30).

Richfield Springs rates for Kia Sportage models such as Sportage, LX, EX & SX are roughly $1543 to $1695. A 2013 Kia Sportage EX 2WD 4 Door Utility's insurance costs in Richfield Springs is $1630 & varies from close by regions such as Johnstown (-$410), Canajoharie (+$530), Springfield (+$530), Butternuts (+$550) and Earlville (+$550).

Richfield Springs rates for Kia Optima models such as LX, EX & SX are about $1744 to $1854. The rates for a car such as 2009 Kia Optima SX 4 Door Sedan would be about $1820 which is about 9% of the total cost of a car.

Kia Soul insurance rate is $1688 in Richfield Springs. A 2012 Kia Soul 2WD 4 Door Utility's insurance costs in Richfield Springs is $1660 while nearby places such as Frankfort, Litchfield, Morris, New Berlin and St. Johnsville are costlier by $500, $510, $550, $550 and $580 respectively

Richfield Springs Lexus Insurance

Lexus RX models such as 350 & 450h cost approximately $1873 to $1949 in Richfield Springs compared to Lexus IS (-$140) Lexus GX (-$30) & Lexus ES (+$60).

Lexus GX460 Premium insurance rate is $1975 in Richfield Springs. The rates for a car such as 2008 Lexus GX460 Premium 4 Door Utility would be about $1940 which is about 8% of the total cost of a car.

Lexus LS models such as 460 & 460 L cost roughly $2475 to $2624 in Richfield Springs. A 2013 Lexus LS 460 4 Door Sedan AWD's insurance costs in Richfield Springs is $2440 while nearby places such as Earlville, Jefferson, Exeter, Pittsfield and Montgomery County are costlier by $820, $820, $860, $930 and $930 respectively

Richfield Springs Lincoln Insurance

Richfield Springs rates for Lincoln MKS is $1982 compared to Lincoln MKT (+$190) Lincoln MKX (+$300) & Lincoln Navigator (+$10).

Richfield Springs rates for Lincoln MKZ models such as MKZ & Hybrid are nearly $1870 to $1927. A 2013 Lincoln MKZ Hybrid 4 Door Sedan's insurance costs in Richfield Springs is $1900 while nearby places such as St. Johnsville, Danube and Sharon Springs are costlier by $670, $710 and $740 respectively whereas Little Falls and Cobleskill are cheaper by $480 and $460 respectively.

Richfield Springs Mazda Insurance

Mazda CX-9 models such as Grand Touring, Sport & Touring cost about $1696 to $1657 in Richfield Springs compared to Mazda Mazda3i (-$130) Mazda MX5 (+$40) & Mazda Mazdaspeed3 (-$240).

ModelsInsurance RateDavenport CenterWorcesterNew HartfordSherburne
Mazda2$1660-$500-$530-$620-$630
Mazda5$1710-$510-$550-$640-$650
Mazda6s$1860-$560-$600-$690-$710
Mazda3s$1860-$560-$600-$690-$710
Mazda6i$1710-$510-$550-$640-$650

Richfield Springs Nissan Insurance

Nissan Titan models such as S King Cab SWB, SV Crew Cab LWB, SV King Cab SWB & SV Crew Cab SWB cost about $1724 to $1794 in Richfield Springs compared to Nissan Armada (-$140) Nissan Rogue (+$80) & Nissan Quest (+$50).

ModelsInsurance RateHerkimerMarshallAmesPalatine
Pathfinder$1630+$410-$540-$570-$630
NV3500$1760+$440-$580-$620-$680
Altima$1980+$500-$650-$700-$770
370Z$1990+$500-$660-$700-$770
Murano$1660+$420-$550-$580-$640
Versa$1690+$420-$560-$590-$660
Juke$1720+$430-$570-$600-$670
Sentra$1900+$480-$630-$670-$740
Maxima$2000+$500-$660-$700-$780

Richfield Springs Toyota Insurance

Richfield Springs rates for Toyota 4Runner models such as SR5 & Limited are about $1676 to $1705 compared to Toyota Prius (+$40) Toyota Camry (-$40) & Toyota Corolla (-$20).

Toyota Sienna insurance rate is $1527 in Richfield Springs. The rates for a car such as 2008 Toyota Sienna 5 Door Wagon would be about $1500 which is about 3% of the total cost of a car.

Toyota Avalon Limited insurance rate is $1715 in Richfield Springs. A 2012 Toyota Avalon Limited 4 Door Sedan's insurance costs in Richfield Springs is $1690 and is in contrast with nearby places such as Ephratah (+$540), Hartwick (+$560), Kirkland (+$560), Butternuts (+$570) and Otego (+$640).

Richfield Springs rates for Toyota Sequoia models such as SR5, Limited & Platinum are approximately $1641 to $1736. Insurance for a 2010 Toyota Sequoia Platinum 2WD 4 Door Utility in Richfield Springs is $1710 while nearby places such as Plainfield, Norway, Westford, West End and Cherry Valley are costlier by $560, $640, $650, $650 and $660 respectively

Richfield Springs Volkswagen Insurance

Richfield Springs rates for Volkswagen Eos 2.0T is $1929 compared to Volkswagen GTI (+$170) Volkswagen Jetta (+$250) & Volkswagen Touareg (-$110).

Richfield Springs rates for Volkswagen Golf models such as Golf & TDI are about $1610 to $1783. A 2013 Volkswagen Golf TDI 2 Door Hatchback's insurance costs in Richfield Springs is $1760 and varies from close by places such as Davenport Center (+$530), Kirkland (+$580), Butternuts (+$590), Schuyler (+$660) and New Hartford (+$660).

ModelsInsurance RateFloydCanajoharieRootSpringfield
CC$1840-$570-$590-$590-$590
Tiguan$1840-$570-$590-$590-$590
Passat$1730-$530-$560-$560-$560


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