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Cheap Auto Insurance U.S.Cheap Car Insurance New York → Schenectady (Schenectady County)

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We offer car insurance in Schenectady (Schenectady County), NY:



Car Insurance Agents in Schenectady, NY

ALLSTATE

128 Erie Blvd, Schenectady, NY - 12305 - 1230  near Silver Diner Converted Rr Car

Call: (518) 346-8343
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Allstate Insurance

634 Plank Rd Ste , Schenectady, NY - 12302   near Marilyn Dr,socha Ln

Call: (518) 383-1131
more addresses or Get a Quote

Central Insurance Agency Inc

2129 Central Ave, Schenectady, NY - 12304 - 1230 near Runnel Dr,weir Ct

Call: (518) 395-2001
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CRAIG JOHN INS

481 Saratoga Rd, Schenectady, NY - 12302 - 1230 near Pashley Rd,saratoga Rd

Call: (518) 399-8534
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First Niagara Bank

466 Ballston Rd, Schenectady, NY - 12302 - 1230  near Ballston Rd,windsor Dr

Call: (518) 346-0459
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Frederick Baldes - Allstate Insurance Agent

1131 Altamont Ave, Schenectady, NY - 12303 - 2202 near Altamont Ave,Bernice Ln

Call: (518) 357-0515
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HARESH G BHATIA

128 Erie Boulevard , Schenectady, NY - 12305 near Argyle Pl,erie Blvd

Call: (518) 346-8343
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MetLife

Schenectady, NY - 12302 near Sacandaga Rd,snake Hill Rd

Call: (518) 384-2601
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Nationwide Insurance

2141 Eastern Pkwy, Schenectady, NY - 12309 - 6385  near Ashmore Ave,eastern Pky

Call: (518) 377-6112
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Nationwide Insurance - James Scarantino

1761 State St, Schenectady, NY - 12304 - 1829 near Cromer Ave,State St

Call: (518) 372-2130
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Palmer Charles A

119 Mohawk Ave, Schenectady, NY - 12302 - 1230 

Call: (518) 372-5539
Get a Quote

Progressive Insurance

56 Milton Avenue Ste , Schenectady, NY - 12302 near Sacandaga Rd,snake Hill Rd

Call: (518) 631-0872
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Richard Rugel - Allstate Personal Financial Representative

165 Freemans Bridge Rd, Schenectady, NY - 12302 - 1230  near Ballston Rd,horstman Dr

Call: (518) 346-4500
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STATE FARM INSURANCE

123 Saratoga Rd, Schenectady, NY - 12302 - 1230  near Oak Hill Dr,ridgewood Ln

Call: (518) 384-2692
more addresses or Get a Quote


Schenectady, NY Auto Insurance Rates

Schenectady, NY residents can save $410 by comparing multiple quotes & reading reviews & research on Schenectady car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$708 $1,028 $1,665

Schenectady Car Insurance Rate Comparisons

Schenectady, NY's average car insurance of $1028 differs from Guilderland, NY (+$562), Altamont, NY (+$582), Halfmoon, NY (+$682) and New York (+$341)

Schenectady Guilderland, NY Altamont, NY Halfmoon, NY New York
Median Insurance Rates $1028 +$562 +$582 +$682 +$341

Schenectady Car Insurance Savings By Neighborhood & Street Area

Schenectady Driver Street Residence & Car Locations Car Details in Schenectady Schenectady Driver Demographics Schenectady Auto Insurance Estimates Recent Schenectady Insurance Savings
Steinmetz Homes
Clinton St2008 Ford Fusion I4 SE19 year female teenager$1,891$638
Mumford St2006 Buick Rendezvous CX68 year female senior$970$301
Georgetta Dix Plz2003 GMC Yukon XL 150029 year married man$1,286$901
Aqueduct
Mason St2006 Mazda MAZDA3 s63 year senior$1,065$414
Desmond Ave2006 Jeep Commander Base25 year woman$813$351
Hillside Ave2001 Chevrolet Silverado 2500HD Base29 year married woman$879$501
Other Area
Abbottsford Rd2013 Hyundai Sonata GLS76 year male senior$1,186$981
Michigan Ave2008 Chrysler 300 Touring19 year male teenager$1,993$692
Van Buren Park Homes
Kingston Ave2008 Acura TSX Base41 year man$1,451$382
Wendell Ave2013 Honda Civic LX17 year teenager$1,899$463

Schenectady Post DUI Car Insurance Rates

Schenectady Schenectady County Cohoes Ballston New York
Median Post DUI Insurance Rate $1912 +$1417 -$36 +$989 +$634
Male Teenager Post DUI Insurance Rate $4034 +$2989 -$76 +$2087 +$1337
Female Teenager Post DUI Insurance Rate $3746 +$2778 -$69 +$1940 +$1244

The Post DUI insurance in Schenectady, NY's is $1912 compared to Schenectady County (+$1417), Cohoes (-$36), Ballston (+$989) and New York (+$634)

In Schenectady, a male teenager with Post DUI pays $288 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 GMC Yukon XL 1500 in Schenectady, NY would pay $3766 on auto insurance while a female teenager POST DUI would pay $3498.

Schenectady Car Insurance by Segment

Schenectady Teenagers Car Insurance Rates Comparison

5244 Schenectady Teenagers (7% of total population), 53% Male & 47% Female.

Schenectady Princetown Schenectady County Ballston New York
All Teenagers $2097 +$1432 +$1554 +$1085 +$695
Male Teenager $2169 +$1481 +$1607 +$1122 +$719
Female Teenager $2014 +$1376 +$1494 +$1043 +$669

Schenectady teenagers pay $2097 in insurance in contrast with Princetown (+$1432), Schenectady County (+$1554), Ballston (+$1085) and New York (+$695). The difference between Male & Female teenagers in Schenectady is $155

Example

  • 2008 Cadillac DTS Base Male Teenager Insurance Rate $2,405
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $1,901

Schenectady Men & Women Car Insurance

65921 Schenectady Adults (100% of total population), 48% Men & 52% Women.

Schenectady Guilderland Voorheesville Halfmoon New York
All Women $956 +$522 +$578 +$634 +$317
Married Women $925 +$506 +$560 +$614 +$307
All Men $1428 +$782 +$865 +$948 +$474
Married Men $1377 +$753 +$834 +$914 +$457

The typical insurance rate of $1428 that Schenectady Men pay varies from Guilderland (+$782), Voorheesville (+$865), Halfmoon (+$948) and New York (+$474). In Schenectady, married men pay $452 more than married women.

Example

  • 2013 Dodge Journey SXT Married Men Insurance Rate $1,417
  • 2013 Toyota Prius \N Married Women Insurance Rate $1,247

Schenectady Senior Car Insurance

10979 Schenectady Seniors (16% of total population), 42% Senior Men & 58% Senior Women.

Schenectady Glenville Clifton Park Mariaville Lake New York
All Seniors $1161 +$963 +$488 +$737 +$385
Senior Men $1233 +$1023 +$519 +$783 +$409
Senior Women $1069 +$886 +$449 +$678 +$354

Schenectady seniors pay $1161 in insurance compared to Glenville (+$963), Clifton Park (+$488), Mariaville Lake (+$737) and New York (+$385). In Schenectady, senior men pay $164 more than senior women.

Schenectady Car Insurance Discounts for Multiple Vehicles

Schenectady Population with 1 Vehicle 11305 (46% of Schenectady population), 2 Vehicles 6603 (27% of the Schenectady population) and 3 vehicles 1490 (6% of the population)

Schenectady Princetown Westmere Rotterdam New York
2 Vehicles $1954 +$1333 +$1314 +$1580 +$648
3 Vehicles $2982 +$2035 +$2006 +$2412 +$989
4 Vehicles $4010 +$2737 +$2698 +$3244 +$1330

Schenectady Insurance Rates by Make

Schenectady Acura Insurance

Schenectady rates for Acura RDX models such as RDX & Tech are approximately $909 to $949 compared to Acura MDX (-$0) Acura TL (-$220) & Acura ZDX (-$200).

Schenectady rates for Acura TSX models such as Sport Wagon, TSX, Sport Wagon Tech & Tech are nearly $1007 to $1142. A 2012 Acura TSX Sport Wagon Tech 4 Door Wagon's insurance costs in Schenectady is $1080 while nearby places such as Averill Park, Mayfield and Glenville are costlier by $310, $330 and $400 respectively whereas Ballston Spa and Amsterdam are cheaper by $310 and $240 respectively.

Schenectady Audi Insurance

Audi A6 models such as 2.0T & 3.0 Quattro cost approximately $1109 to $1278 in Schenectady compared to Audi TT (+$40) Audi Q7 (-$20) & Audi A3 (+$220).

Schenectady rates for Audi A4 models such as 2.0T Quattro & 2.0T are about $1099 to $1112. The rates for a car such as 2012 Audi A4 2.0T Quattro 4 Door Sedan AWD would be about $1090 which is about 3% of the total cost of a car.

Audi A7 3.0T Quattro insurance rate is $1282 in Schenectady. A 2010 Audi A7 3.0T Quattro 4 Door Sedan AWD's insurance costs in Schenectady is $1260 while nearby places such as Knox, Preston-Potter Hollow, Middleburgh, Charleston and Ravena are costlier by $370, $390, $410, $480 and $490 respectively

ModelsInsurance RatePrincetownHagamanStephentownWynantskill
Q5$1090-$290-$330-$390-$410
TTS$1310-$350-$390-$470-$500
S5$1340-$350-$400-$480-$510
S4$1300-$340-$390-$470-$490
A5$1150-$300-$350-$410-$440
A8$1540-$410-$460-$550-$590

Schenectady BMW Insurance

Schenectady rates for BMW 3 series models such as 335i, 335is & 328i are about $1236 to $1104 compared to BMW Z series (-$20) BMW M series (-$310) & BMW 1 series (+$180).

Schenectady rates for BMW 5 series models such as 528i, GT, 535i & 550i are about $1114 to $1354. A 2008 BMW 528i 4 Door Sedan's insurance costs in Schenectady is $1090 and differs from nearby places such as Troy (-$240), Schenectady County (+$340), Northumberland (+$370), East Nassau (+$400) and Corinth (+$420).

ModelsInsurance RateWatervlietBethlehemSaratogaEsperance
7 series$1640+$430-$130-$470-$530
6 series$2220+$580-$180-$630-$720
X series$1170+$310-$90-$330-$380

Schenectady Buick Insurance

Buick Enclave insurance rate is $924 in Schenectady. The rates for a car such as 2009 Buick Enclave 4 Door 2WD Utility would be about $910 which is about 8% of the total cost of a car.

Buick Regal insurance rate is $929 in Schenectady. A 2009 Buick Regal 4 Door Sedan's insurance costs in Schenectady is $920 while nearby places such as Voorheesville, Delanson, Perth, Broome and Easton are costlier by $190, $310, $320, $330 and $340 respectively

Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse cost roughly $924 to $961 in Schenectady. Insurance for a 2009 Buick Lacrosse Leather 4 Door Sedan in Schenectady is $910 and is in contrast with close by places such as Cohoes (-$240), Knox (+$270), Brunswick (+$270), North Greenbush (+$320) and New Baltimore (+$340).

Schenectady Cadillac Insurance

Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD cost approximately $958 to $1067 in Schenectady. A 2012 Cadillac SRX Luxury 4 Door Utility's insurance costs in Schenectady is $1020 & varies from nearby places such as Country Knolls (+$90), Voorheesville (+$210), North Ballston Spa (+$310), Hampton Manor (+$370) and Rensselaerville (+$370).

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost approximately $1058 to $1283 in Schenectady. The rates for a car such as 2009 Cadillac CTS 2 Door Coupe would be about $1080 which is about 3% of the total cost of a car.

Schenectady rates for Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid are around $1178 to $1398. Insurance for a 2008 Cadillac Escalade Hybrid 4 Door Utility in Schenectady is $1290 while nearby places such as Chatham, Knox, Middleburgh and Providence are costlier by $100, $380, $420 and $470 respectively whereas Scotia is cheaper by $340.

Schenectady Chevrolet Insurance

Chevrolet Express models such as 3500 LS, 3500, 1500 LS & 1500 cost roughly $919 to $839 in Schenectady compared to Chevrolet Corvette (-$330) Chevrolet Cruze (-$60) & Chevrolet Camaro (-$140).

Schenectady rates for Chevrolet Silverado models such as 1500 Work Truck, 1500 LT & 1500 LTZ are around $910 to $1001. The rates for a car such as 2012 Chevrolet Silverado 1500 LTZ 4WD 4 Door Crew Cab 144WB would be about $990 which is about 7% of the total cost of a car.

ModelsInsurance RateHoosickPittstownDurhamRavena
Equinox$910-$280-$310-$340-$350
Malibu$960-$300-$320-$360-$370
Avalanche$1010-$310-$340-$380-$390

Schenectady Chrysler Insurance

Schenectady rates for Chrysler 300 models such as 300 & S are around $936 to $1035 compared to Chrysler Town (+$130) Chrysler 200 (+$20) & Chrysler 300C (-$20).

Schenectady Dodge Insurance

Schenectady rates for Dodge Charger models such as SE, SXT, SRT8 & R/T are approximately $1044 to $1088 compared to Dodge Durango (+$100) Dodge Journey (+$190) & Dodge Avenger (+$100).

Schenectady rates for Dodge Challenger models such as SXT, R/T & SRT8 are about $1032 to $1190. A 2011 Dodge Challenger SRT8 2 Door Coupe's insurance costs in Schenectady is $1170 and differs from close by regions such as Ballston Spa (-$330), Charlton (+$140), Knox (+$340), Northampton (+$360) and East Nassau (+$430).

Dodge Grand Caravan SXT insurance rate is $853 in Schenectady. The rates for a car such as 2008 Dodge Grand Caravan SXT 2WD 4 Door Van would be about $840 which is about 7% of the total cost of a car.

Schenectady Ford Insurance

Ford Mustang models such as GT, Mustang, Shelby GT500 & Boss 302 cost roughly $1090 to $1265 in Schenectady compared to Ford Flex (+$110) Ford Expedition (+$80) & Ford Explorer (+$140).

ModelsInsurance RateRensselaerBallstonAlbany CountyCarlisle
F-150$920+$200-$130-$260-$340
Transit$880+$190-$120-$250-$330
Fiesta$910+$190-$130-$260-$340
Focus$970+$210-$140-$280-$360
Taurus$990+$210-$140-$280-$370
Fusion$950+$200-$130-$270-$350
Edge$940+$200-$130-$270-$350

Schenectady GMC Insurance

ModelsInsurance RateMechanicvilleGloversvilleValatieFonda
Sierra$1010+$280+$260-$270-$380
Acadia$920+$250+$240-$250-$350
Terrain$870+$240+$220-$240-$330
Yukon$970+$270+$250-$260-$370

Schenectady Honda Insurance

Schenectady rates for Honda Fit models such as Sport & Fit are about $917 to $906 compared to Honda Pilot (-$20) Honda Accord (-$40) & Honda Insight (-$70).

Honda CR-V models such as EX & EX-L cost approximately $839 to $878 in Schenectady. The rates for a car such as 2009 Honda CR-V EX 4 Door 2WD 2.4L would be about $830 which is about 5% of the total cost of a car.

ModelsInsurance RateBethlehemMenandsSand LakeGlen
Civic$1040-$80-$210-$270-$400
CR-Z$1010-$80-$210-$260-$390
Odyssey$880-$70-$180-$230-$340

Schenectady Hyundai Insurance

Hyundai Elantra models such as GLS & Limited cost around $970 to $997 in Schenectady compared to Hyundai Tucson (+$120) Hyundai Genesis (-$100) & Hyundai Equus (-$270).

ModelsInsurance RateWaterfordSchuylervilleEsperanceSchoharie County
Veloster$950-$270-$290-$310-$350
Accent$980-$280-$290-$320-$370
Sonata$980-$280-$290-$320-$370

Schenectady Jeep Insurance

ModelsInsurance RateGloversvilleWiltonSaratoga CountyFultonville
Patriot$880+$220-$160-$200-$320
Grand$920+$240-$170-$210-$330
Compass$890+$230-$160-$200-$320

Schenectady Kia Insurance

Kia Forte models such as LX, Koup EX, EX, SX & Koup SX cost about $1001 to $1009 in Schenectady compared to Kia Optima (-$30) Kia Rio (-$20) & Kia Sportage (+$70).

Kia Soul insurance rate is $933 in Schenectady. Insurance for a 2009 Kia Soul 2WD 4 Door Utility in Schenectady is $920 while nearby places such as Country Knolls, New Scotland, Hagaman, Middleburgh and Westerlo are costlier by $80, $180, $280, $300 and $310 respectively

Kia Sorento models such as LX, EX & SX cost approximately $919 to $964 in Schenectady. The rates for a car such as 2013 Kia Sorento EX 4WD 4 Door Utility would be about $920 which is about 8% of the total cost of a car.

Kia Sedona EX insurance rate is $907 in Schenectady. Insurance for a 2009 Kia Sedona EX 2WD 4 Door Van in Schenectady is $890 in contrast with close by regions such as Greenfield (+$250), Nassau (+$290), Green Island (+$290), Fultonville (+$320) and Stephentown (+$320).

Schenectady Lexus Insurance

Lexus IS models such as 250C, F, 250, 350 AWD, 350C & 350 cost approximately $1155 to $1156 in Schenectady compared to Lexus LS (-$270) Lexus ES (+$110) & Lexus GX460 (+$70).

Lexus RX models such as 350 & 450h cost nearly $1035 to $1077 in Schenectady. A 2012 Lexus RX 450h 4 Door Utility Hybrid's insurance costs in Schenectady is $1060 while nearby places such as Cambridge, Hoosick, Durham and Palatine are costlier by $260, $330, $400 and $410 respectively whereas Ballston Spa is cheaper by $300.

Lexus GX 460 insurance rate is $1091 in Schenectady. A 2009 Lexus GX 460 4 Door Utility AWD's insurance costs in Schenectady is $1080 and differs from close by regions such as New Scotland (+$210), North Ballston Spa (+$320), Central Bridge (+$330), Berne (+$390) and Charleston (+$410).

Schenectady Lincoln Insurance

Schenectady rates for Lincoln Navigator models such as Navigator & L are about $1117 to $1164 compared to Lincoln MKZ (+$110) Lincoln MKT (+$100) & Lincoln MKX (+$160).

Lincoln MKS insurance rate is $1095 in Schenectady. Insurance for a 2010 Lincoln MKS 4 Door Sedan in Schenectady is $1080 while nearby places such as Clifton Park, New Scotland, Niverville, Stuyvesant and Hoosick Falls are costlier by $70, $210, $250, $360 and $390 respectively

Schenectady Mazda Insurance

Schenectady rates for Mazda Mazdaspeed3 is $1053 compared to Mazda Mazda6i (+$100) Mazda Mazda3i (+$50) & Mazda MX5 (+$150).

Mazda Mazda3s models such as Touring, Sport & Grand Touring cost around $1005 to $1029 in Schenectady. A 2011 Mazda Mazda3s Touring 5 Door Hatchback's insurance costs in Schenectady is $990 in contrast with nearby places such as Gloversville (-$250), East Greenbush (+$320), North Greenbush (+$350), Berne (+$360) and New Baltimore (+$370).

ModelsInsurance RateGuilderlandKinderhookSand LakeMontgomery County
CX-9$920-$150-$170-$240-$350
Mazda2$920-$150-$170-$240-$350
Mazda5$950-$150-$170-$240-$360
Mazda6s$1030-$170-$190-$260-$390

Schenectady Nissan Insurance

Schenectady rates for Nissan 370Z models such as 370Z & Nismo are around $1076 to $1100 compared to Nissan Rogue (+$160) Nissan Juke (+$150) & Nissan Quest (+$140).

ModelsInsurance RateTroyHalfmoonRound LakeBroome
Pathfinder$900+$200-$220-$320-$320
NV3500$970+$210-$240-$340-$350
Altima$1090+$240-$270-$380-$390
Titan$990+$210-$250-$350-$360
Murano$920+$200-$230-$320-$330
Versa$930+$200-$230-$330-$330
Armada$1070+$230-$270-$380-$380
Sentra$1050+$230-$260-$370-$380
Maxima$1110+$240-$280-$390-$400

Schenectady Toyota Insurance

Schenectady rates for Toyota Sienna is $844 compared to Toyota Camry (-$130) Toyota Corolla (-$120) & Toyota 4Runner (-$100).

Toyota Sequoia models such as SR5, Limited & Platinum cost approximately $907 to $959 in Schenectady. The rates for a car such as 2013 Toyota Sequoia Platinum 2WD 4 Door Utility would be about $950 which is about 5% of the total cost of a car.

Toyota Prius models such as c, v, Prius & Plug-In hybrid cost about $911 to $968 in Schenectady. A 2011 Toyota Prius 4 Door Hatchback Hybrid's insurance costs in Schenectady is $910 compared to places such as Troy (-$200), Bethlehem (+$70), Charlton (+$110), New Scotland (+$180) and Wynantskill (+$350).

Toyota Avalon Limited insurance rate is $948 in Schenectady. Insurance for a 2012 Toyota Avalon Limited 4 Door Sedan in Schenectady is $940 while nearby places such as Altamont, New Scotland, Westmere, Rensselaerville and Durham are costlier by $170, $190, $240, $340 and $350 respectively

Schenectady Volkswagen Insurance

Schenectady rates for Volkswagen Golf models such as TDI & Golf are around $985 to $889 compared to Volkswagen Tiguan (-$50) Volkswagen GTI (-$0) & Volkswagen CC (-$50).

Schenectady rates for Volkswagen Passat models such as S, SE, SEL & TDI SEL are around $877 to $1002. Insurance for a 2010 Volkswagen Passat TDI SEL 4 Door Sedan Turbo Dsl in Schenectady is $990 while nearby places such as Ballston, Schuylerville, Fultonville, Ravena and Glen are costlier by $140, $300, $360, $380 and $380 respectively

ModelsInsurance RateMenandsKnoxHoosick FallsGlen
Eos$1070-$220-$310-$380-$420
Jetta$930-$190-$270-$330-$360
Touareg$1130-$230-$330-$410-$440


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