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Cheap Auto Insurance U.S.Cheap Car Insurance New York → Speculator (Hamilton County)

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On our website you will see quotes and rates offered by insurance companies, as well as be able to choose and send an application online.

We know how good it is to be safe in a car while driving but various situations may happen sometimes. That's why it's better to insure your car first after buying.

What do you need to do for this? Enter your ZIP code, choose an insurance company or agency, and send your request.

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We offer car insurance in Speculator (Hamilton County), NY:



Car Insurance Agents within 50 miles of Speculator, NY

Allstate Insurance

164 Guy Park Ave, Amsterdam, NY - 12010 - 1201  near Brandt Pl,guy Park Ave

Call: (518) 843-1890
Get a Quote

BEATTY SCOTT K AGENCY INC

129 Wallins Corners Rd, Amsterdam, NY - 12010 - 1201  near Genessee Ln,wallins Corners Rd

Call: (518) 843-0522
Get a Quote

Allstate Insurance

100 Malta Commons , Ballston Spa, NY - 12020   near Crestline Dr,frederick Ln

Call: (518) 899-4700
Get a Quote

CASTLE & MCLENNAN

48 Milton Ave, Ballston Spa, NY - 12020 - 1202 near Front St,milton Ave

Call: (518) 885-5858
Get a Quote


Speculator, NY Auto Insurance Rates

Speculator, NY residents can save $740 by comparing multiple quotes & reading reviews & research on Speculator car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,170 $1,860 $10,000

Speculator Car Insurance Rate Comparisons

Speculator, NY's average car insurance of $1860 differs from Thurman, NY (-$50), Morehouse, NY (+$20), Benson, NY (-$80) and New York (-$491)

Speculator Thurman, NY Morehouse, NY Benson, NY New York
Median Insurance Rates $1860 -$50 +$20 -$80 -$491

Speculator Car Insurance Savings By Neighborhood & Street Area

Speculator Driver Street Residence & Car Locations Car Details in Speculator Speculator Driver Demographics Speculator Auto Insurance Estimates Recent Speculator Insurance Savings
Other Area
Lakeside Ln2008 Lincoln MKZ Base37 year married woman$1,718$902
Oxbow Rd2006 Lexus IS 250 Base17 year teenager$4,349$721
Unnamed 12013 Hyundai Elantra GLS48 year woman$1,660$410
Page St2010 Toyota Prius II77 year male senior$2,008$428
Snowy Mountain Lodge Rd2010 GMC Sierra 1500 Work Truck17 year male teenager$3,698$867
Wild Rd2012 Mazda 6 I79 year senior$1,927$859
Downey Rd2006 Chevrolet Silverado 1500 Work Truck74 year female senior$1,859$467
Kaulfuss Dr2013 Ford Fiesta Titanium25 year married man$2,326$414
Mud Lake Rd2011 Jeep Patriot Latitude45 year man$2,218$717
SW Bay Dr2014 Dodge Journey SE19 year female teenager$3,520$488

Speculator Post DUI Car Insurance Rates

Speculator Minerva Hadley Indian Lake New York
Median Post DUI Insurance Rate $3459 -$18 -$56 -$130 -$913
Male Teenager Post DUI Insurance Rate $7298 -$39 -$117 -$275 -$1927
Female Teenager Post DUI Insurance Rate $6779 -$35 -$110 -$255 -$1789

The Post DUI insurance in Speculator, NY's is $3459 compared to Minerva (-$18), Hadley (-$56), Indian Lake (-$130) and New York (-$913)

In Speculator, a male teenager with Post DUI pays $519 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2013 Hyundai Elantra GLS in Speculator, NY would pay $7004 on auto insurance while a female teenager POST DUI would pay $6506.

Speculator Car Insurance by Segment

Speculator Teenagers Car Insurance Rates Comparison

17 Speculator Teenagers (5% of total population), 0% Male & 100% Female.

Speculator Hadley Arietta Herkimer County New York
All Teenagers $3794 -$61 -$20 +$82 -$1002
Male Teenager $3924 -$63 -$21 +$85 -$1036
Female Teenager $3645 -$59 -$19 +$79 -$962

Speculator teenagers pay $3794 in insurance in contrast with Hadley (-$61), Arietta (-$20), Herkimer County (+$82) and New York (-$1002). The difference between Male & Female teenagers in Speculator is $279

Example

  • 2013 Nissan Rogue S Male Teenager Insurance Rate $3,684
  • 2011 Honda CR-V EX-L Female Teenager Insurance Rate $3,283

Speculator Men & Women Car Insurance

291 Speculator Adults (100% of total population), 46% Men & 54% Women.

Speculator Hadley Hamilton County Indian Lake New York
All Women $1729 -$28 -$74 -$65 -$456
Married Women $1674 -$27 -$72 -$63 -$442
All Men $2585 -$42 -$111 -$97 -$683
Married Men $2492 -$40 -$107 -$94 -$658

The typical insurance rate of $2585 that Speculator Men pay varies from Hadley (-$42), Hamilton County (-$111), Indian Lake (-$97) and New York (-$683). In Speculator, married men pay $818 more than married women.

Example

  • 2013 Buick Verano Convenience Group Married Men Insurance Rate $2,366
  • 2010 Chrysler 300 C Married Women Insurance Rate $2,283

Speculator Senior Car Insurance

92 Speculator Seniors (31% of total population), 52% Senior Men & 48% Senior Women.

Speculator Stony Creek Warrensburg Ohio New York
All Seniors $2101 -$11 +$34 +$34 -$555
Senior Men $2232 -$12 +$36 +$36 -$590
Senior Women $1934 -$10 +$31 +$31 -$511

Speculator seniors pay $2101 in insurance compared to Stony Creek (-$11), Warrensburg (+$34), Ohio (+$34) and New York (-$555). In Speculator, senior men pay $298 more than senior women.

Speculator Car Insurance Discounts for Multiple Vehicles

Speculator Population with 1 Vehicle 42 (37% of Speculator population), 2 Vehicles 43 (37% of the Speculator population) and 3 vehicles 7 (6% of the population)

Speculator Hope Bleecker Warrensburg New York
2 Vehicles $3534 +$76 -$76 +$57 -$932
3 Vehicles $5394 +$116 -$116 +$87 -$1423
4 Vehicles $7254 +$156 -$156 +$117 -$1914

Speculator Insurance Rates by Make

Speculator Acura Insurance

Speculator rates for Acura ZDX is $2086 compared to Acura TSX (+$120) Acura TL (-$20) & Acura MDX (+$380).

Acura RDX models such as RDX & Tech cost nearly $1645 to $1718 in Speculator. The rates for a car such as 2012 Acura RDX Tech 4 Door 4WD Utility would be about $1690 which is about 8% of the total cost of a car.

Speculator Audi Insurance

Audi Q7 models such as 3.0 Quattro, S-line Prestige, Premium & TDI Prestige cost about $2149 to $2393 in Speculator compared to Audi A6 (+$40) Audi Q5 (+$370) & Audi A4 (+$340).

Audi TTS 2.0 Quattro insurance rate is $2312 in Speculator. Insurance for a 2011 Audi TTS 2.0 Quattro 2 Door Coupe AWD in Speculator is $2280 while nearby places such as Keene, Horicon, Norway, Crown Point and Fonda are costlier by $200, $400, $850, $850 and $870 respectively

ModelsInsurance RateCranberry LakeFort AnnDanubeHarrietstown
TT$2250-$450-$720-$840-$870
S5$2430-$480-$780-$910-$940
S4$2350-$470-$760-$880-$910
A3$1910-$380-$620-$710-$740
A5$2080-$410-$670-$780-$810
A7$2320-$460-$750-$870-$900
A8$2790-$550-$900-$1040-$1080

Speculator BMW Insurance

Speculator rates for BMW 7 series models such as 750Li, 740LI, 740I & 750i are approximately $3176 to $2959 compared to BMW 5 series (+$680) BMW M series (+$100) & BMW X series (+$840).

Speculator rates for BMW 3 series models such as 328i, 335i & 335is are approximately $1998 to $2380. Insurance for a 2011 BMW 335i 2 Door Coupe in Speculator is $2200 while nearby places such as Ephratah, Hadley, Chestertown, Pottersville and Fonda are costlier by $710, $740, $770, $770 and $840 respectively

ModelsInsurance RateHudson FallsHamilton CountyPiercefieldMorehouse
Z series$2340+$700-$700-$790-$870
6 series$4020+$1210-$1210-$1350-$1500
1 series$1980+$600-$590-$670-$740

Speculator Buick Insurance

Buick Enclave insurance rate is $1672 in Speculator. A 2013 Buick Enclave 4 Door 2WD Utility's insurance costs in Speculator is $1650 and differs from places such as Northumberland (+$560), Providence (+$600), Warrensburg (+$630), Minden (+$630) and Herkimer County (+$640).

Buick Regal insurance rate is $1682 in Speculator. Insurance for a 2008 Buick Regal 4 Door Sedan in Speculator is $1650 while nearby places such as Tribes Hill, Hague, Fort Edward, Schroon and Lake Luzerne are costlier by $530, $540, $540, $620 and $630 respectively

Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse cost roughly $1672 to $1739 in Speculator. The rates for a car such as 2012 Buick Lacrosse Touring 4 Door Sedan would be about $1690 which is about 10% of the total cost of a car.

Speculator Cadillac Insurance

ModelsInsurance RateOppenheimWellsEdinburgTrenton
Escalade$2230-$670-$780-$780-$860
SRX$1870-$560-$660-$660-$730
CTS$1980-$590-$700-$700-$770

Speculator Chevrolet Insurance

Chevrolet Express models such as 3500 LS, 3500, 1500 LS & 1500 cost about $1664 to $1518 in Speculator compared to Chevrolet Equinox (-$10) Chevrolet Corvette (-$600) & Chevrolet Camaro (-$250).

Speculator rates for Chevrolet Malibu models such as LS, LT & LTZ are around $1646 to $1809. Insurance for a 2008 Chevrolet Malibu LTZ 4 Door Sedan in Speculator is $1780 while nearby places such as Cranberry Lake, Newcomb, Hadley, Arietta and Pottersville are costlier by $350, $590, $600, $630 and $630 respectively

ModelsInsurance RateMiddlevilleDaySt. JohnsvilleLake Luzerne
Cruze$1740-$520-$540-$610-$660
Avalanche$1820-$550-$560-$640-$690
Silverado$1700-$510-$520-$600-$650

Speculator Chrysler Insurance

Speculator rates for Chrysler Town models such as & Country Touring, & Country Touring L & & Country Limited are around $1532 to $1619. Insurance for a 2008 Chrysler Town & Country Touring L 4 Door Wagon in Speculator is $1530 while nearby places such as Tribes Hill, Thurman, Stratford and Barneveld are costlier by $490, $490, $520 and $590 respectively whereas Inlet is cheaper by $80.

Chrysler 300C insurance rate is $1827 in Speculator. A 2009 Chrysler 300C 4 Door Sedan's insurance costs in Speculator is $1800 while nearby places such as Charlton, Day, Ephratah, Dolgeville and Trenton are costlier by $210, $550, $580, $670 and $700 respectively

Speculator rates for Chrysler 300 models such as 300 & S are roughly $1694 to $1873. The rates for a car such as 2010 Chrysler 300 S 4 Door Sedan AWD would be about $1840 which is about 9% of the total cost of a car.

Chrysler 200 models such as LX, Touring & Limited cost nearly $1683 to $1754 in Speculator. A 2008 Chrysler 200 Limited 4 Door Sedan's insurance costs in Speculator is $1730 compared to places such as Horicon (+$300), Morehouse (+$650), Ohio (+$660), Glen (+$670) and Hope (+$670).

Speculator Dodge Insurance

Dodge Avenger models such as R/T, SE & SXT cost approximately $1783 to $1790 in Speculator compared to Dodge Charger (-$190) Dodge Durango (-$10) & Dodge Grand (+$240).

Speculator rates for Dodge Challenger models such as SXT, R/T & SRT8 are approximately $1868 to $2153. The rates for a car such as 2011 Dodge Challenger SRT8 2 Door Coupe would be about $2120 which is about 9% of the total cost of a car.

Dodge Journey models such as SXT & Crew cost roughly $1599 to $1630 in Speculator. A 2013 Dodge Journey SXT 4 Door 2WD Wagon's insurance costs in Speculator is $1580 and differs from close by places such as Prospect (+$470), Dresden (+$470), Kingsbury (+$510), Danube (+$590) and Tupper Lake (+$600).

Speculator Ford Insurance

Ford Flex models such as SE, SEL & Limited cost about $1698 to $1787 in Speculator compared to Ford Fusion (+$40) Ford Edge (+$80) & Ford Expedition (-$50).

ModelsInsurance RateGreenfieldTupper LakeCorinthHarrietstown
Explorer$1720-$490-$650-$670-$670
F-150$1670-$480-$640-$650-$650
Transit$1580-$450-$600-$610-$610
Fiesta$1650-$470-$630-$640-$640
Focus$1750-$500-$670-$680-$680
Taurus$1790-$510-$680-$690-$690
Mustang$1970-$560-$750-$760-$760

Speculator GMC Insurance

GMC Terrain models such as SLE1 & SLE1 AWD cost approximately $1569 to $1615 in Speculator. The rates for a car such as 2011 GMC Terrain SLE1 2WD 4 Door Utility would be about $1550 which is about 2% of the total cost of a car.

Speculator rates for GMC Yukon models such as SLE, SLT, XL 1500 SLE, XL 1500 SLT, XL Denali, XL 2500 SLT, Yukon & Denali are approximately $1593 to $1999. A 2008 GMC Yukon XL 1500 SLE 2WD 4 Door Utility's insurance costs in Speculator is $1620 while nearby places such as Horicon, Piercefield, Providence, Lake Pleasant and Hope are costlier by $290, $550, $590, $620 and $630 respectively

Speculator rates for GMC Sierra models such as 1500 SL, 2500HD Work Truck, 1500 Work Truck, 1500 SLE, 2500HD SLT, 1500 Denali, 1500 SLT & 2500HD SLE are roughly $1696 to $1899. Insurance for a 2012 GMC Sierra 1500 SLE 4WD 4 Door Crew Cab 143WB in Speculator is $1780 while nearby places such as Tribes Hill, Stony Creek, Warrensburg, Trenton and Herkimer County are costlier by $570, $630, $680, $690 and $690 respectively

GMC Acadia models such as SLT, SLE & Denali cost around $1555 to $1665 in Speculator. Insurance for a 2011 GMC Acadia Denali 2WD 4 Door Utility in Speculator is $1640 and differs from close by places such as Ballston Spa (-$470), Webb (-$310), Bolton (-$150), Mayfield (+$500) and Piercefield (+$550).

Speculator Honda Insurance

Speculator rates for Honda Fit models such as Sport & Fit are nearly $1660 to $1639 compared to Honda CR-Z (-$170) Honda Insight (-$140) & Honda Odyssey (+$70).

Speculator rates for Honda Civic models such as LX & EX are approximately $1724 to $1762. A 2009 Honda Civic LX 4 Door Sedan's insurance costs in Speculator is $1700 and varies from nearby places such as North Elba (+$370), Prospect (+$510), Mohawk (+$520), Johnsburg (+$520) and Corinth (+$660).

ModelsInsurance RateBensonMoreauHadleyPottersville
Accord$1740-$520-$540-$590-$610
CR-V$1590-$480-$490-$540-$560
Pilot$1710-$510-$530-$580-$600

Speculator Hyundai Insurance

Hyundai Sonata models such as Limited, GLS & SE cost nearly $1802 to $1740 in Speculator compared to Hyundai Elantra (-$40) Hyundai Veloster (+$40) & Hyundai Genesis (-$210).

Hyundai Equus insurance rate is $2296 in Speculator. A 2008 Hyundai Equus 4 Door Sedan's insurance costs in Speculator is $2260 and differs from nearby locations such as Charlton (+$270), Horicon (+$400), Hamilton County (+$680), Deerfield (+$790) and Arietta (+$790).

Hyundai Accent models such as GS, SE & GLS cost approximately $1744 to $1785 in Speculator. The rates for a car such as 2009 Hyundai Accent GLS 4 Door Sedan would be about $1760 which is about 4% of the total cost of a car.

Hyundai Tucson models such as GL, GLS & Limited cost around $1512 to $1629 in Speculator. A 2012 Hyundai Tucson GL 2WD 4 Door Utility's insurance costs in Speculator is $1490 while nearby places such as Lake George, North Ballston Spa, Bleecker, Putnam and Montgomery County are costlier by $250, $450, $490, $490 and $570 respectively

Speculator Jeep Insurance

ModelsInsurance RateWebbLong LakeGreenfieldDresden
Patriot$1590+$300-$250-$450-$480
Grand$1670+$320-$260-$480-$500
Compass$1610+$300-$250-$460-$480

Speculator Kia Insurance

Speculator rates for Kia Sorento models such as LX, SX & EX are roughly $1662 to $1682 compared to Kia Forte (-$120) Kia Soul (-$30) & Kia Sportage (+$10).

ModelsInsurance RateOppenheimManheimJohnsburgTrenton
Optima$1830-$550-$560-$560-$710
Rio$1810-$540-$560-$560-$700
Sedona$1640-$490-$500-$500-$640

Speculator Lexus Insurance

Speculator rates for Lexus ES 350 is $1892 compared to Lexus IS (-$200) Lexus RX (-$60) & Lexus LS (-$700).

Lexus GX460 Premium insurance rate is $1975 in Speculator. A 2010 Lexus GX460 Premium 4 Door Utility's insurance costs in Speculator is $1950 while nearby places such as Keene, Benson, Crown Point, Broadalbin and Herkimer County are costlier by $170, $590, $730, $760 and $760 respectively

Lexus GX 460 insurance rate is $1975 in Speculator. A 2012 Lexus GX 460 4 Door Utility AWD's insurance costs in Speculator is $1950 and differs from places such as Long Lake (+$300), Saratoga County (+$440), Forestport (+$590), Thurman (+$630) and Kingsbury (+$630).

Speculator Lincoln Insurance

Speculator rates for Lincoln MKS is $1982 compared to Lincoln Navigator (+$10) Lincoln MKZ (+$200) & Lincoln MKT (+$190).

Lincoln MKX insurance rate is $1768 in Speculator. Insurance for a 2009 Lincoln MKX 4 Door 4WD SUV in Speculator is $1740 while nearby places such as Remsen, Boonville, Stony Creek, Greig and Glen are costlier by $610, $610, $610, $660 and $670 respectively

Speculator Mazda Insurance

Mazda Mazda3s models such as Sport, Grand Touring & Touring cost about $1850 to $1819 in Speculator compared to Mazda Mazdaspeed3 (-$50) Mazda Mazda6i (+$150) & Mazda MX5 (+$230).

Speculator rates for Mazda CX-9 models such as Sport, Touring & Grand Touring are nearly $1616 to $1696. A 2008 Mazda CX-9 Touring 2WD 4Door Utility's insurance costs in Speculator is $1630 and differs from nearby places such as Webb (-$310), Wilton (+$300), Crown Point (+$610), Newport (+$610) and Morehouse (+$610).

ModelsInsurance RateLong LakeLake PleasantFort PlainHerkimer County
Mazda3i$1800-$280-$690-$700-$700
Mazda2$1660-$260-$630-$640-$640
Mazda5$1710-$260-$650-$660-$660
Mazda6s$1860-$290-$710-$720-$720

Speculator Nissan Insurance

Nissan Sentra models such as SR, Sentra, S & SL cost nearly $1896 to $1904 in Speculator compared to Nissan Maxima (-$100) Nissan NV3500 (+$140) & Nissan Juke (+$180).

ModelsInsurance RateCharltonCranberry LakeCaroga LakeEdinburg
Pathfinder$1630-$190-$320-$490-$570
Altima$1980-$230-$390-$590-$700
Rogue$1710-$200-$340-$510-$600
Titan$1790-$210-$350-$540-$630
370Z$1990-$230-$390-$600-$700
Murano$1660-$200-$330-$500-$580
Quest$1740-$200-$340-$520-$610
Versa$1690-$200-$330-$510-$590
Armada$1930-$230-$380-$580-$680

Speculator Toyota Insurance

Toyota Prius models such as v, Plug-In hybrid, Prius & c cost around $1665 to $1649 in Speculator compared to Toyota Avalon (-$50) Toyota 4Runner (-$40) & Toyota Camry (-$80).

ModelsInsurance RateMoreauHagueLake LuzerneHope
Corolla$1730-$530-$570-$660-$670
Sienna$1530-$470-$500-$580-$590
Sequoia$1740-$540-$570-$660-$670

Speculator Volkswagen Insurance

Speculator rates for Volkswagen Touareg models such as TDI, Hybrid & Touareg are roughly $2044 to $1815 compared to Volkswagen Jetta (+$360) Volkswagen Tiguan (+$200) & Volkswagen CC (+$200).

Volkswagen Eos 2.0T insurance rate is $1929 in Speculator. Insurance for a 2013 Volkswagen Eos 2.0T 2 Door Convertible Turbo in Speculator is $1900 while nearby places such as Northampton, Tribes Hill, Caroga, St. Johnsville and Norway are costlier by $580, $610, $640, $670 and $710 respectively

ModelsInsurance RateWebbCharltonBarneveldGlen
Golf$1750+$330-$210-$680-$680
GTI$1760+$330-$210-$680-$680
Passat$1730+$330-$200-$670-$670


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