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We offer car insurance in Spencer (Tioga County), NY:



Car Insurance Agents in Spencer, NY

SPENCER AGENCY INC

140 N Main St, Spencer, NY - 14883 - 1488 near Brooks St,main St

Call: (607) 589-4456
Get a Quote


Spencer, NY Auto Insurance Rates

Spencer, NY residents can save $720 by comparing multiple quotes & reading reviews & research on Spencer car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,130 $1,790 $9,640

Spencer Car Insurance Rate Comparisons

Spencer, NY's average car insurance of $1790 differs from Danby, NY (+$110), Newfield Hamlet, NY (+$60), Barton, NY (+$30) and New York (-$421)

Spencer Danby, NY Newfield Hamlet, NY Barton, NY New York
Median Insurance Rates $1790 +$110 +$60 +$30 -$421

Spencer Car Insurance Savings By Neighborhood & Street Area

Spencer Driver Street Residence & Car Locations Car Details in Spencer Spencer Driver Demographics Spencer Auto Insurance Estimates Recent Spencer Insurance Savings
Crum Town
Pelto Rd2007 Mazda MAZDA3 s Sport17 year teenager$3,347$372
Lake Rd2012 Honda Civic LX28 year married woman$1,455$946
Cooper Hill Rd2004 Cadillac Escalade ESV Base72 year male senior$2,390$373
Candor Rd2009 Toyota Corolla LE49 year married man$2,149$518
Dodge Rd2010 Chrysler Town and Country LX81 year senior$1,846$348
Signor Hill Rd2007 Acura MDX Base34 year woman$1,691$387
Finkenbinder Rd2004 Lexus ES 330 Base16 year female teenager$4,019$815
Owego St Exd2010 Hyundai Veracruz Limited72 year female senior$1,781$396
Lang Rd2014 Dodge Grand Caravan SE37 year man$2,400$741
Park St2012 Volkswagen Tiguan S17 year male teenager$3,578$696

Spencer Post DUI Car Insurance Rates

Spencer Nichols Candor Tioga New York
Median Post DUI Insurance Rate $3329 +$74 +$56 +$186 -$783
Male Teenager Post DUI Insurance Rate $7023 +$158 +$119 +$392 -$1652
Female Teenager Post DUI Insurance Rate $6524 +$145 +$110 +$365 -$1534

The Post DUI insurance in Spencer, NY's is $3329 compared to Nichols (+$74), Candor (+$56), Tioga (+$186) and New York (-$783)

In Spencer, a male teenager with Post DUI pays $499 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac Escalade ESV Base in Spencer, NY would pay $7817 on auto insurance while a female teenager POST DUI would pay $7261.

Spencer Car Insurance by Segment

Spencer Teenagers Car Insurance Rates Comparison

153 Spencer Teenagers (4% of total population), 56% Male & 44% Female.

Spencer Nichols Newfield Hamlet Caroline New York
All Teenagers $3651 +$82 +$123 +$41 -$859
Male Teenager $3776 +$85 +$127 +$43 -$888
Female Teenager $3508 +$78 +$118 +$39 -$825

Spencer teenagers pay $3651 in insurance in contrast with Nichols (+$82), Newfield Hamlet (+$123), Caroline (+$41) and New York (-$859). The difference between Male & Female teenagers in Spencer is $268

Example

  • 2013 Ford Fusion SE Male Teenager Insurance Rate $3,538
  • 2012 GMC Sierra 1500 SL Female Teenager Insurance Rate $3,304

Spencer Men & Women Car Insurance

3135 Spencer Adults (100% of total population), 50% Men & 50% Women.

Spencer Waverly Danby Tioga County New York
All Women $1664 +$93 +$103 +$19 -$391
Married Women $1611 +$90 +$99 +$18 -$379
All Men $2488 +$139 +$153 +$27 -$586
Married Men $2398 +$134 +$148 +$27 -$564

The typical insurance rate of $2488 that Spencer Men pay varies from Waverly (+$139), Danby (+$153), Tioga County (+$27) and New York (-$586). In Spencer, married men pay $787 more than married women.

Example

  • 2010 Chevrolet Silverado 3500HD Work Truck Married Men Insurance Rate $2,470
  • 2013 Nissan 370Z Base Married Women Insurance Rate $2,247

Spencer Senior Car Insurance

691 Spencer Seniors (22% of total population), 46% Senior Men & 54% Senior Women.

Spencer Caroline Newark Valley Barton New York
All Seniors $2022 +$23 +$68 +$34 -$476
Senior Men $2148 +$24 +$72 +$36 -$506
Senior Women $1861 +$21 +$63 +$31 -$438

Spencer seniors pay $2022 in insurance compared to Caroline (+$23), Newark Valley (+$68), Barton (+$34) and New York (-$476). In Spencer, senior men pay $287 more than senior women.

Spencer Car Insurance Discounts for Multiple Vehicles

Spencer Population with 1 Vehicle 414 (32% of Spencer population), 2 Vehicles 558 (43% of the Spencer population) and 3 vehicles 217 (17% of the population)

Spencer Breesport Chemung County Waverly New York
2 Vehicles $3401 +$209 +$76 +$190 -$799
3 Vehicles $5191 +$319 +$116 +$290 -$1220
4 Vehicles $6981 +$429 +$156 +$390 -$1641

Spencer Insurance Rates by Make

Spencer Acura Insurance

Acura RDX models such as RDX & Tech cost around $1583 to $1654 in Spencer compared to Acura TL (-$380) Acura ZDX (-$360) & Acura TSX (-$250).

Acura MDX insurance rate is $1613 in Spencer. A 2009 Acura MDX 5 Door 4WD Utility's insurance costs in Spencer is $1590 while nearby places such as Friendsville, PA, Covert, West Elmira, Groton and Wells, PA are costlier by $420, $540, $590, $610 and $1000 respectively

Spencer Audi Insurance

Audi Q7 models such as 3.0 Quattro, S-line Prestige, Premium & TDI Prestige cost approximately $2068 to $2303 in Spencer compared to Audi A5 (+$260) Audi TT (+$100) & Audi A8 (-$420).

Audi A3 models such as 2.0T, 2.0 TDI Premium Plus, 2.0 TDI & 2.0T Quattro cost about $1780 to $1991 in Spencer. The rates for a car such as 2012 Audi A3 2.0T 4 Door Wagon Turbo would be about $1750 which is about 3% of the total cost of a car.

ModelsInsurance RateFriendsville, PAOrangeCatlinCaton
Q5$1900-$500-$630-$630-$640
TTS$2270-$600-$750-$750-$760
S5$2340-$620-$770-$770-$790
S4$2260-$600-$740-$740-$760
A4$1940-$510-$640-$640-$650
A7$2230-$590-$730-$730-$750
A6$2230-$590-$730-$730-$750

Spencer BMW Insurance

Spencer rates for BMW 7 series models such as 750Li, 740LI, 740I & 750i are nearly $3056 to $2847 compared to BMW 6 series (-$1020) BMW Z series (+$600) & BMW 3 series (+$630).

Spencer rates for BMW X series models such as xDrive 28i, xDrive 35i, 35I, 35D, XDrive 35i, 5.0i & XDrive 50i are around $1660 to $2175. The rates for a car such as 2011 BMW X5 5.0i 4WD 4 Door would be about $2070 which is about 7% of the total cost of a car.

ModelsInsurance RateIthacaGlen AubreyWaverlyLittle Meadows, PA
5 series$2190+$640-$790-$830-$1200
1 series$1910+$560-$690-$730-$1050
M series$2750+$810-$990-$1050-$1510

Spencer Buick Insurance

Buick Regal insurance rate is $1618 in Spencer. The rates for a car such as 2009 Buick Regal 4 Door Sedan would be about $1590 which is about 9% of the total cost of a car.

Spencer rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are roughly $1609 to $1673. A 2010 Buick Lacrosse Leather 4 Door Sedan's insurance costs in Spencer is $1590 & varies from nearby locations such as Cortland (-$450), Orwell, PA (+$440), Harford (+$480), Glen Aubrey (+$570) and Wells, PA (+$1000).

Buick Enclave insurance rate is $1609 in Spencer. A 2012 Buick Enclave 4 Door 2WD Utility's insurance costs in Spencer is $1590 while nearby places such as Litchfield, PA, Genoa, Schuyler County, Pine Valley and South Creek, PA are costlier by $280, $510, $560, $590 and $830 respectively

Spencer Cadillac Insurance

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid cost around $2052 to $2435 in Spencer. The rates for a car such as 2011 Cadillac Escalade ESV 4 Door Utility Ethanol would be about $2060 which is about 4% of the total cost of a car.

Spencer rates for Cadillac CTS models such as Luxury, Premium, CTS, Performance & V are roughly $1843 to $2234. Insurance for a 2012 Cadillac CTS Performance 2 Door Coupe in Spencer is $1940 is different from nearby places such as Binghamton (-$630), Reading (+$580), Tioga County (+$620), Montour (+$680) and Johnson City (+$720).

Spencer rates for Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD are around $1668 to $1859. Insurance for a 2010 Cadillac SRX Performance Turbo AWD 4 Door Utility in Spencer is $1770 while nearby places such as Candor, Whitney Point, Tompkins County, Breesport and Ridgebury, PA are costlier by $580, $660, $660, $690 and $1130 respectively

Spencer Chevrolet Insurance

Chevrolet Camaro models such as LS, LT & SS cost about $1699 to $1908 in Spencer compared to Chevrolet Avalanche (+$60) Chevrolet Equinox (+$230) & Chevrolet Express (+$240).

Spencer rates for Chevrolet Malibu models such as LS, LT & LTZ are around $1584 to $1741. Insurance for a 2008 Chevrolet Malibu LS 4 Door Sedan in Spencer is $1560 while nearby places such as Friendsville, PA, Genoa, Elmira Heights, Apalachin and Maine are costlier by $410, $500, $530, $550 and $580 respectively

ModelsInsurance RateIthacaNewark ValleyMontourLodi
Cruze$1680+$490-$590-$590-$630
Corvette$2140+$630-$750-$750-$800
Silverado$1630+$480-$570-$570-$610

Spencer Chrysler Insurance

Chrysler Town models such as & Country Touring, & Country Touring L & & Country Limited cost about $1474 to $1558 in Spencer. A 2008 Chrysler Town & Country Touring 4 Door Wagon's insurance costs in Spencer is $1450 and is in contrast with nearby locations such as Reading (+$440), South Hill (+$480), Munsons Corners (+$510), Montour Falls (+$540) and Van Etten (+$540).

Spencer rates for Chrysler 200 models such as LX, Touring & Limited are around $1620 to $1688. Insurance for a 2010 Chrysler 200 Touring 4 Door Sedan in Spencer is $1630 while nearby places such as Blodgett Mills, Genoa, Millport and Breesport are costlier by $490, $530, $550 and $630 respectively whereas Cayuga Heights is cheaper by $140.

Chrysler 300C insurance rate is $1758 in Spencer. The rates for a car such as 2010 Chrysler 300C 4 Door Sedan would be about $1730 which is about 9% of the total cost of a car.

Chrysler 300 models such as 300 & S cost around $1630 to $1803 in Spencer. A 2010 Chrysler 300 4 Door Sedan's insurance costs in Spencer is $1600 while nearby places such as Northwest Ithaca, South Hill, Glen Aubrey, Whitney Point and Ridgebury, PA are costlier by $390, $530, $570, $600 and $1020 respectively

Spencer Dodge Insurance

Spencer rates for Dodge Grand Caravan SXT is $1485 compared to Dodge Journey (-$80) Dodge Avenger (-$230) & Dodge Durango (-$230).

Spencer rates for Dodge Challenger models such as SXT, R/T & SRT8 are nearly $1797 to $2072. Insurance for a 2010 Dodge Challenger SXT 2 Door Coupe in Spencer is $1770 while nearby places such as Nichols, Newark Valley, Freeville, Nanticoke and Virgil are costlier by $600, $620, $630, $630 and $670 respectively

Dodge Charger models such as SXT, SE, R/T & SRT8 cost approximately $1809 to $2289 in Spencer. The rates for a car such as 2008 Dodge Charger SRT8 4 Door Sedan would be about $2250 which is about 9% of the total cost of a car.

Spencer Ford Insurance

Ford Focus models such as SE, S & Titanium cost nearly $1618 to $1758 in Spencer compared to Ford Expedition (-$80) Ford Taurus (-$40) & Ford Fusion (+$20).

Ford F-150 XLT insurance rate is $1536 in Spencer. A 2008 Ford F-150 XLT 4WD SuperCab Turbo Std Bed's insurance costs in Spencer is $1510 while nearby places such as Union, Newark Valley, Danby and Breesport are costlier by $530, $530, $590 and $590 respectively whereas Cortland is cheaper by $430.

Spencer rates for Ford Flex models such as SE, SEL & Limited are around $1634 to $1720. The rates for a car such as 2011 Ford Flex SEL 4WD 4 Door MPV would be about $1670 which is about 5% of the total cost of a car.

Ford Fiesta models such as S & SE cost roughly $1589 to $1591 in Spencer. Insurance for a 2012 Ford Fiesta SE 4 Door Hatchback in Spencer is $1570 is different from close by regions such as Elmira (-$550), Endicott (-$530), Millport (+$530), Horseheads North (+$530) and Marathon (+$610).

ModelsInsurance RateCorningBinghamtonSouth HillChemung County
Explorer$1650+$590+$540-$540-$560
Transit$1520+$550+$500-$500-$510
Edge$1630+$590+$530-$540-$550
Mustang$1900+$680+$620-$630-$640

Spencer GMC Insurance

ModelsInsurance RateEndicottWellsburgBreesportApolacon, PA
Sierra$1770+$600-$670-$690-$760
Acadia$1600+$540-$610-$620-$690
Terrain$1520+$510-$580-$590-$660
Yukon$1690+$570-$640-$660-$730

Spencer Honda Insurance

Honda CR-Z models such as CR-Z & EX cost approximately $1716 to $1765 in Spencer compared to Honda Insight (+$40) Honda Fit (+$170) & Honda Accord (+$90).

Honda Pilot models such as LX, EX & Touring cost roughly $1549 to $1706 in Spencer. Insurance for a 2010 Honda Pilot LX 5 Door 2WD SUV in Spencer is $1520 and differs from close by places such as Freetown (+$460), Lisle (+$490), Dryden (+$570), Danby (+$590) and Ridgebury, PA (+$970).

ModelsInsurance RateElmiraBartonVirgilGreens Landing, PA
CR-V$1530+$540-$500-$580-$810
Civic$1810+$630-$600-$690-$950
Odyssey$1530+$540-$500-$580-$810

Spencer Hyundai Insurance

Spencer rates for Hyundai Veloster is $1661 compared to Hyundai Sonata (-$40) Hyundai Tucson (+$120) & Hyundai Accent (-$40).

ModelsInsurance RateNortheast IthacaNewark ValleyApalachinOwego
Elantra$1740-$420-$610-$610-$620
Genesis$1910-$460-$670-$670-$690
Equus$2210-$530-$780-$780-$790

Spencer Jeep Insurance

Spencer rates for Jeep Grand models such as Cherokee Limited, Cherokee Laredo & Cherokee Overland are roughly $1592 to $1620. Insurance for a 2011 Jeep Grand Cherokee Overland 4WD 4 Door Utility in Spencer is $1600 while nearby places such as Litchfield, PA, Barton, Glen Aubrey, Dryden and Trumansburg are costlier by $280, $530, $570, $600 and $600 respectively

Jeep Patriot models such as Sport & Limited cost about $1416 to $1528 in Spencer. A 2008 Jeep Patriot Limited 2WD 4 Door Utility's insurance costs in Spencer is $1500 and differs from close by places such as Orwell, PA (+$420), Caroline (+$480), East Ithaca (+$560), Marathon (+$580) and Ulster, PA (+$740).

Jeep Compass models such as Sport & Limited cost about $1508 to $1553 in Spencer. The rates for a car such as 2013 Jeep Compass Sport 2WD 4 Door Utility would be about $1490 which is about 9% of the total cost of a car.

Spencer Kia Insurance

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost roughly $1689 to $1742 in Spencer compared to Kia Forte (+$30) Kia Sorento (+$140) & Kia Sportage (+$150).

Kia Sedona EX insurance rate is $1579 in Spencer. The rates for a car such as 2008 Kia Sedona EX 2WD 4 Door Van would be about $1550 which is about 9% of the total cost of a car.

Kia Soul insurance rate is $1625 in Spencer. A 2009 Kia Soul 2WD 4 Door Utility's insurance costs in Spencer is $1600 & differs from close by regions such as Freetown (+$480), South Hill (+$530), Nichols (+$540), Chemung County (+$540) and Millerton, PA (+$1010).

Kia Optima models such as LX, EX & SX cost approximately $1678 to $1784 in Spencer. Insurance for a 2008 Kia Optima EX 4 Door Sedan in Spencer is $1730 while nearby places such as Northeast Ithaca, Catlin, Freeville, Maine and Ashland are costlier by $420, $570, $620, $650 and $660 respectively

Spencer Lexus Insurance

Spencer rates for Lexus GX460 Premium is $1901 compared to Lexus ES (+$80) Lexus LS (-$600) & Lexus IS (-$110).

Spencer rates for Lexus RX models such as 350 & 450h are nearly $1803 to $1876. The rates for a car such as 2008 Lexus RX 450h 4 Door Utility Hybrid would be about $1850 which is about 4% of the total cost of a car.

Lexus GX 460 insurance rate is $1901 in Spencer. A 2009 Lexus GX 460 4 Door Utility AWD's insurance costs in Spencer is $1870 compared to close by places such as Veteran (+$560), Sheshequin, PA (+$600), Catlin (+$620), Montour (+$660) and Danby (+$730).

Spencer Lincoln Insurance

Spencer rates for Lincoln MKX is $1702 compared to Lincoln MKT (-$110) Lincoln MKZ (-$100) & Lincoln MKS (-$300).

Spencer rates for Lincoln Navigator models such as Navigator & L are roughly $1945 to $2027. The rates for a car such as 2009 Lincoln Navigator L 4 Door 2WD SUV Ethanol would be about $1990 which is about 2% of the total cost of a car.

Spencer Mazda Insurance

Spencer rates for Mazda Mazdaspeed3 is $1834 compared to Mazda Mazda6i (+$180) Mazda Mazda3s (+$40) & Mazda CX-9 (+$230).

ModelsInsurance RateBerkshireLapeerElmira HeightsWellsburg
MX5$1570-$510-$510-$530-$600
Mazda3i$1740-$560-$560-$590-$660
Mazda2$1600-$520-$520-$540-$610
Mazda5$1650-$530-$530-$560-$630
Mazda6s$1790-$580-$580-$600-$680

Spencer Nissan Insurance

Nissan Versa models such as SL & S cost approximately $1537 to $1623 in Spencer compared to Nissan Armada (-$240) Nissan Rogue (-$20) & Nissan 370Z (-$300).

Spencer rates for Nissan Titan models such as SV King Cab SWB, S King Cab SWB, SV Crew Cab LWB & SV Crew Cab SWB are approximately $1657 to $1727. Insurance for a 2009 Nissan Titan SV Crew Cab LWB 4WD 4 Door in Spencer is $1700 while nearby places such as Chenango Bridge, Owego and South Creek, PA are costlier by $600, $610 and $880 respectively whereas Cortland and Sayre, PA are cheaper by $490 and $360 respectively.

ModelsInsurance RateCortlandChenangoFreevilleWindham, PA
Pathfinder$1570+$450-$550-$560-$600
NV3500$1690+$480-$590-$610-$640
Altima$1900+$540-$670-$680-$720
Murano$1600+$460-$560-$570-$610
Quest$1680+$480-$590-$600-$640
Juke$1660+$470-$580-$600-$630
Sentra$1830+$520-$640-$660-$700
Maxima$1930+$550-$680-$690-$730

Spencer Toyota Insurance

Spencer rates for Toyota 4Runner models such as SR5 & Limited are around $1613 to $1640 compared to Toyota Sequoia (-$30) Toyota Camry (-$40) & Toyota Sienna (+$170).

Spencer rates for Toyota Corolla models such as L, LE & S are roughly $1665 to $1676. The rates for a car such as 2008 Toyota Corolla LE 4 Door Sedan would be about $1640 which is about 3% of the total cost of a car.

Toyota Avalon Limited insurance rate is $1651 in Spencer. Insurance for a 2013 Toyota Avalon Limited 4 Door Sedan in Spencer is $1630 and differs from close by places such as Choconut, PA (+$430), Interlaken (+$540), Freeville (+$580), West Elmira (+$610) and Marathon (+$630).

Toyota Prius models such as c, v, Prius & Plug-In hybrid cost about $1587 to $1686 in Spencer. A 2009 Toyota Prius c 4 Door Hatchback Hybrid's insurance costs in Spencer is $1560 while nearby places such as Choconut, PA, Veteran, Interlaken, Union and Ulster, PA are costlier by $410, $470, $510, $550 and $760 respectively

Spencer Volkswagen Insurance

Spencer rates for Volkswagen Passat models such as SE, TDI SEL, SEL & S are nearly $1546 to $1527 compared to Volkswagen Eos (-$200) Volkswagen Touareg (-$310) & Volkswagen Jetta (+$40).

Spencer rates for Volkswagen Tiguan models such as SE & SEL are around $1754 to $1770. A 2010 Volkswagen Tiguan SE 2WD 4 Door Utility Turbo's insurance costs in Spencer is $1730 while nearby places such as Litchfield, PA, Southport, Harford, Tioga County and Whitney Point are costlier by $300, $520, $520, $560 and $650 respectively

ModelsInsurance RateEndicottBlodgett MillsInterlakenCortland West
Golf$1680+$570-$500-$550-$600
CC$1770+$600-$530-$580-$630
GTI$1690+$570-$510-$560-$610


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