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We offer car insurance in Waterville (Oneida County), NY:



Car Insurance Agents in Waterville, NY

First Niagara Bank

129 W Main St, Waterville, NY - 13480 - 1348 near Tower St,main St

Call: (315) 841-4677
Get a Quote


Waterville, NY Auto Insurance Rates

Waterville, NY residents can save $730 by comparing multiple quotes & reading reviews & research on Waterville car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,160 $1,830 $9,860

Waterville Car Insurance Rate Comparisons

Waterville, NY's average car insurance of $1830 differs from Plainfield, NY (-$10), Chadwicks, NY (+$30), Paris, NY (+$50) and New York (-$461)

Waterville Plainfield, NY Chadwicks, NY Paris, NY New York
Median Insurance Rates $1830 -$10 +$30 +$50 -$461

Waterville Car Insurance Savings By Neighborhood & Street Area

Waterville Driver Street Residence & Car Locations Car Details in Waterville Waterville Driver Demographics Waterville Auto Insurance Estimates Recent Waterville Insurance Savings
Other Area
Canning Factory Rd2005 Mazda Tribute s27 year woman$1,552$383
Benedict Pl2004 Toyota Camry LE V634 year married woman$1,474$777
Frog Park Rd2007 Chrysler Town and Country Touring74 year female senior$1,737$591
Bailey Lake Rd2004 Nissan 350Z Enthusiast62 year senior$1,928$884
Tyler Pl2004 Lexus ES 330 Base28 year man$2,919$674
Newberry Rd2008 Audi A4 2.0T17 year male teenager$4,460$873
US Hwy 202014 Honda Civic LX19 year female teenager$3,230$627
Bailey Rd2013 Ford Fusion SE84 year male senior$2,059$841
Madison St2008 Acura MDX Base16 year teenager$3,792$755
Bogan Rd2014 Kia Optima LX35 year married man$2,221$981

Waterville Post DUI Car Insurance Rates

Waterville Brookfield Bridgewater Plainfield New York
Median Post DUI Insurance Rate $3403 +$38 +$93 -$18 -$857
Male Teenager Post DUI Insurance Rate $7181 +$78 +$195 -$39 -$1810
Female Teenager Post DUI Insurance Rate $6669 +$75 +$183 -$35 -$1679

The Post DUI insurance in Waterville, NY's is $3403 compared to Brookfield (+$38), Bridgewater (+$93), Plainfield (-$18) and New York (-$857)

In Waterville, a male teenager with Post DUI pays $512 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chrysler Town and Country Touring in Waterville, NY would pay $6556 on auto insurance while a female teenager POST DUI would pay $6091.

Waterville Car Insurance by Segment

Waterville Teenagers Car Insurance Rates Comparison

91 Waterville Teenagers (5% of total population), 74% Male & 26% Female.

Waterville Plainfield Litchfield Clayville New York
All Teenagers $3733 -$21 -$82 -$82 -$941
Male Teenager $3861 -$21 -$85 -$85 -$973
Female Teenager $3586 -$19 -$78 -$78 -$903

Waterville teenagers pay $3733 in insurance in contrast with Plainfield (-$21), Litchfield (-$82), Clayville (-$82) and New York (-$941). The difference between Male & Female teenagers in Waterville is $275

Example

  • 2013 Hyundai Tucson GLS Male Teenager Insurance Rate $3,705
  • 2011 Buick LaCrosse CXS Female Teenager Insurance Rate $3,263

Waterville Men & Women Car Insurance

1622 Waterville Adults (100% of total population), 47% Men & 53% Women.

Waterville Washington Mills Marshall Plainfield New York
All Women $1701 +$56 -$9 -$9 -$428
Married Women $1647 +$54 -$9 -$9 -$415
All Men $2543 +$84 -$14 -$14 -$641
Married Men $2452 +$80 -$14 -$14 -$618

The typical insurance rate of $2543 that Waterville Men pay varies from Washington Mills (+$84), Marshall (-$14), Plainfield (-$14) and New York (-$641). In Waterville, married men pay $805 more than married women.

Example

  • 2009 GMC Sierra 1500 SLT Married Men Insurance Rate $2,324
  • 2014 Jeep Wrangler Unlimited Sport Married Women Insurance Rate $2,102

Waterville Senior Car Insurance

486 Waterville Seniors (29% of total population), 34% Senior Men & 66% Senior Women.

Waterville West Winfield Washington Mills Stockbridge New York
All Seniors $2067 -$56 +$68 -$56 -$521
Senior Men $2196 -$60 +$72 -$60 -$554
Senior Women $1903 -$52 +$62 -$52 -$480

Waterville seniors pay $2067 in insurance compared to West Winfield (-$56), Washington Mills (+$68), Stockbridge (-$56) and New York (-$521). In Waterville, senior men pay $293 more than senior women.

Waterville Car Insurance Discounts for Multiple Vehicles

Waterville Population with 1 Vehicle 206 (34% of Waterville population), 2 Vehicles 205 (34% of the Waterville population) and 3 vehicles 91 (15% of the population)

Waterville Bridgewater Litchfield Hamilton New York
2 Vehicles $3477 +$95 -$76 -$19 -$875
3 Vehicles $5307 +$145 -$116 -$29 -$1336
4 Vehicles $7137 +$195 -$156 -$39 -$1797

Waterville Insurance Rates by Make

Waterville Acura Insurance

Acura TSX models such as Sport Wagon, Sport Wagon Tech, Tech & TSX cost nearly $1793 to $1800 in Waterville compared to Acura ZDX (-$110) Acura RDX (+$250) & Acura MDX (+$250).

Acura TL models such as TL, Advance, Tech, SH, SH Advance & SH Tech cost around $1880 to $2157 in Waterville. A 2013 Acura TL 4 Door Sedan's insurance costs in Waterville is $1850 while nearby places such as Otsego County, Smithfield, Marshall, Fairfield and Otselic are costlier by $570, $600, $610, $650 and $720 respectively

Waterville Audi Insurance

Waterville rates for Audi Q5 2.0T is $1943 compared to Audi S5 (-$450) Audi TTS (-$380) & Audi A7 (-$340).

Waterville rates for Audi A6 models such as 2.0T & 3.0 Quattro are roughly $1975 to $2276. The rates for a car such as 2008 Audi A6 2.0T 4 Door Sedan would be about $1940 which is about 4% of the total cost of a car.

Waterville rates for Audi A3 models such as 2.0T, 2.0 TDI Premium Plus, 2.0 TDI & 2.0T Quattro are approximately $1820 to $2035. Insurance for a 2010 Audi A3 2.0T 4 Door Wagon Turbo in Waterville is $1790 while nearby places such as Columbia, Stark, Morris, Hamilton and Paris are costlier by $580, $590, $590, $590 and $670 respectively

Audi S4 3.0 Quattro insurance rate is $2307 in Waterville. Insurance for a 2012 Audi S4 3.0 Quattro 4 Door Sedan AWD in Waterville is $2270 and differs from nearby locations such as Oneida County (+$750), New Berlin (+$750), Georgetown (+$800), Augusta (+$850) and Sherburne (+$860).

ModelsInsurance RateWest WinfieldBrookfieldMadisonDolgeville
Q7$2320-$700-$820-$830-$870
TT$2210-$660-$780-$790-$820
A5$2050-$620-$720-$740-$770
A4$1980-$590-$700-$710-$740
A8$2740-$820-$960-$980-$1020

Waterville BMW Insurance

Waterville rates for BMW Z series models such as 28i sDRIVE, 35i sDRIVE & 35is sDRIVE are nearly $1936 to $2301 compared to BMW 6 series (-$1650) BMW M series (-$510) & BMW 3 series (+$30).

Waterville rates for BMW 5 series models such as 528i, GT, 535i & 550i are approximately $1983 to $2411. A 2013 BMW 550i 4 Door Sedan's insurance costs in Waterville is $2380 while nearby places such as Warren, Deerfield, Eaton, Bridgewater and Trenton are costlier by $840, $840, $890, $890 and $920 respectively

ModelsInsurance RateManheimPlainfieldCold BrookSherrill
7 series$2910-$890-$960-$1040-$1090
X series$2080-$640-$690-$750-$780
1 series$1950-$600-$640-$700-$730

Waterville Buick Insurance

Waterville rates for Buick Lacrosse models such as Premium II, Leather, Premium I, Touring & Lacrosse are roughly $1645 to $1711. Insurance for a 2013 Buick Lacrosse Premium I 4 Door Sedan in Waterville is $1650 & differs from close by regions such as North Norwich (+$500), Otsego County (+$510), Oneida County (+$540), Danube (+$620) and Otselic (+$640).

Buick Enclave insurance rate is $1645 in Waterville. Insurance for a 2012 Buick Enclave 4 Door 2WD Utility in Waterville is $1620 while nearby places such as Canastota, Oneida Castle, Lebanon, Exeter and Yorkville are costlier by $490, $500, $570, $570 and $570 respectively

Buick Regal insurance rate is $1654 in Waterville. The rates for a car such as 2008 Buick Regal 4 Door Sedan would be about $1630 which is about 7% of the total cost of a car.

Waterville Cadillac Insurance

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, EXT, ESV Luxury, EXT Luxury, EXT Premium, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid cost nearly $2098 to $2490 in Waterville. A 2011 Cadillac Escalade Hybrid 4 Door Utility's insurance costs in Waterville is $2300 while nearby places such as Fairfield, Clark Mills, Deerfield, Warren and Remsen are costlier by $810, $810, $810, $810 and $810 respectively

Waterville rates for Cadillac CTS models such as Luxury, Premium, CTS, Performance & V are approximately $1884 to $2284. Insurance for a 2012 Cadillac CTS 2 Door Coupe in Waterville is $1920 and differs from close by places such as Otsego (+$280), Prospect (+$580), Springfield (+$620), Yorkville (+$670) and Chadwicks (+$690).

Cadillac SRX models such as SRX, Performance Turbo AWD, Luxury, Performance, Premium & Premium Turbo AWD cost nearly $1705 to $1900 in Waterville. The rates for a car such as 2011 Cadillac SRX Premium Turbo AWD 4 Door Utility would be about $1870 which is about 10% of the total cost of a car.

Waterville Chevrolet Insurance

Chevrolet Avalanche models such as LS, LTZ & LT cost approximately $1789 to $1665 in Waterville compared to Chevrolet Corvette (-$400) Chevrolet Cruze (+$80) & Chevrolet Express (+$190).

Chevrolet Equinox models such as LS, 1LT, LS AWD, 2LT, LT AWD, LTZ, 2LT AWD & LTZ AWD cost nearly $1523 to $1672 in Waterville. Insurance for a 2013 Chevrolet Equinox LS 2WD 4 Door Utility in Waterville is $1500 while nearby places such as Sangerfield, Springfield, Holland Patent, Steuben and Lee are costlier by $460, $480, $490, $490 and $540 respectively

ModelsInsurance RateSangerfieldBurlingtonNorwaySherrill
Malibu$1720-$530-$620-$640-$640
Camaro$1850-$570-$660-$690-$690
Silverado$1670-$510-$600-$620-$620

Waterville Chrysler Insurance

ModelsInsurance RateCazenoviaProspectOneida CastleSylvan Beach
300$1750-$370-$530-$540-$610
200$1730-$370-$520-$530-$610
Town$1530-$330-$460-$470-$540
300C$1800-$380-$540-$550-$630

Waterville Dodge Insurance

Dodge Avenger models such as R/T, SE & SXT cost around $1755 to $1761 in Waterville compared to Dodge Challenger (-$100) Dodge Durango (-$0) & Dodge Grand (+$240).

Waterville rates for Dodge Journey models such as SXT & Crew are approximately $1573 to $1604. The rates for a car such as 2008 Dodge Journey SXT 4 Door 2WD Wagon would be about $1550 which is about 4% of the total cost of a car.

Waterville rates for Dodge Charger models such as SXT, SE, R/T & SRT8 are about $1850 to $2340. Insurance for a 2010 Dodge Charger R/T 4 Door Sedan in Waterville is $1910 while nearby places such as Oneida Castle, Sylvan Beach, Madison and Newport are costlier by $590, $670, $690 and $710 respectively whereas Herkimer is cheaper by $480.

Waterville Ford Insurance

Waterville rates for Ford F-150 XLT is $1570 compared to Ford Explorer (-$50) Ford Fiesta (+$10) & Ford Transit (+$80).

ModelsInsurance RateOtsegoFennerMiddlevilleColumbia
Flex$1740-$260-$520-$520-$560
Expedition$1800-$260-$540-$540-$580
Focus$1720-$250-$520-$520-$550
Taurus$1760-$260-$530-$530-$570
Fusion$1700-$250-$510-$510-$550
Edge$1670-$250-$500-$500-$540
Mustang$1940-$280-$580-$580-$620

Waterville GMC Insurance

GMC Terrain models such as SLE1 & SLE1 AWD cost nearly $1543 to $1589 in Waterville. Insurance for a 2012 GMC Terrain SLE1 AWD 4WD 4 Door Utility in Waterville is $1570 while nearby places such as Otsego, Fenner, Prospect, Plainfield and Eaton are costlier by $230, $470, $470, $520 and $590 respectively

Waterville rates for GMC Sierra models such as 1500 SL, 2500HD Work Truck, 1500 Work Truck, 1500 SLE, 2500HD SLT, 1500 Denali, 1500 SLT & 2500HD SLE are roughly $1669 to $1868. The rates for a car such as 2012 GMC Sierra 1500 SLT 4WD 4 Door Crew Cab 143WB would be about $1840 which is about 7% of the total cost of a car.

GMC Yukon models such as SLE, SLT, XL 1500 SLE, XL 1500 SLT, XL Denali, XL 2500 SLT, Yukon & Denali cost about $1567 to $1967 in Waterville. Insurance for a 2010 GMC Yukon XL 2500 SLT 4WD 4 Door Utility in Waterville is $1760 while nearby places such as Middlefield, Gilbertsville, Western and Sherburne are costlier by $190, $540, $580 and $670 respectively whereas Manlius is cheaper by $490.

GMC Acadia models such as SLT, SLE & Denali cost around $1530 to $1638 in Waterville. A 2009 GMC Acadia Denali 2WD 4 Door Utility's insurance costs in Waterville is $1610 and varies from nearby locations such as Stockbridge (+$480), Burlington (+$580), Danube (+$600), Norway (+$600) and Barneveld (+$620).

Waterville Honda Insurance

Waterville rates for Honda Insight models such as EX, LX & Insight are about $1768 to $1724 compared to Honda Pilot (+$90) Honda CR-Z (-$30) & Honda Accord (+$50).

Waterville rates for Honda CR-V models such as EX & EX-L are roughly $1494 to $1563. A 2010 Honda CR-V EX 4 Door 2WD 2.4L's insurance costs in Waterville is $1470 compared to places such as Clark Mills (+$520), Fayetteville (+$520), Whitestown (+$530), Pharsalia (+$530) and Bridgewater (+$550).

ModelsInsurance RateHerkimerOneidaKirklandDeerfield
Fit$1630+$410+$340-$540-$570
Civic$1850+$460+$380-$610-$650
Odyssey$1560+$390+$320-$510-$550

Waterville Hyundai Insurance

Hyundai Accent models such as GLS, GS & SE cost approximately $1756 to $1741 in Waterville compared to Hyundai Tucson (+$170) Hyundai Veloster (+$40) & Hyundai Genesis (-$210).

Waterville rates for Hyundai Sonata models such as GLS, SE & Limited are nearly $1664 to $1773. The rates for a car such as 2011 Hyundai Sonata Limited 4 Door Sedan Turbo would be about $1750 which is about 7% of the total cost of a car.

Hyundai Equus insurance rate is $2259 in Waterville. Insurance for a 2012 Hyundai Equus 4 Door Sedan in Waterville is $2230 and differs from close by places such as Rome (-$410), Plymouth (+$720), Hamilton (+$730), Warren (+$780) and Schuyler (+$830).

Hyundai Elantra models such as GLS & Limited cost around $1727 to $1776 in Waterville. Insurance for a 2011 Hyundai Elantra Limited 4 Door Sedan in Waterville is $1750 while nearby places such as Verona, DeRuyter, Oneida County, Lebanon and Cold Brook are costlier by $560, $580, $580, $610 and $630 respectively

Waterville Jeep Insurance

ModelsInsurance RateChittenangoSpringfieldExeterLee
Patriot$1560+$320-$500-$550-$560
Grand$1640+$330-$530-$580-$590
Compass$1590+$320-$510-$560-$570

Waterville Kia Insurance

Kia Sportage models such as LX, SX, EX & Sportage cost roughly $1577 to $1518 in Waterville compared to Kia Sorento (-$20) Kia Optima (-$180) & Kia Soul (-$40).

Kia Rio models such as LX, 5-door LX, 5-door SX & SX cost around $1727 to $1781 in Waterville. A 2009 Kia Rio 5-door SX 2WD 5 Door Hatchback's insurance costs in Waterville is $1750 compared to close by places such as Fenner (+$530), German Flatts (+$540), Pompey (+$560), Morris (+$580) and Preston (+$610).

Waterville rates for Kia Forte models such as EX, Koup EX, SX, LX & Koup SX are roughly $1715 to $1796. A 2009 Kia Forte Koup SX 2WD 2 Door Coupe's insurance costs in Waterville is $1770 while nearby places such as West Winfield, Litchfield, Richfield, Whitesboro and Westmoreland are costlier by $530, $540, $620, $660 and $690 respectively

Kia Sedona EX insurance rate is $1614 in Waterville. The rates for a car such as 2009 Kia Sedona EX 2WD 4 Door Van would be about $1590 which is about 7% of the total cost of a car.

Waterville Lexus Insurance

Waterville rates for Lexus LS models such as 460 L & 460 are roughly $2582 to $2435 compared to Lexus GX (+$610) Lexus RX (+$630) & Lexus ES (+$690).

Lexus GX460 Premium insurance rate is $1943 in Waterville. A 2011 Lexus GX460 Premium 4 Door Utility's insurance costs in Waterville is $1910 while nearby places such as Smithfield, Pompey, Western, Preston and New Lisbon are costlier by $620, $620, $630, $670 and $690 respectively

Lexus IS models such as 250, 250C, 350, 350C, 350 AWD & F cost nearly $1890 to $3099 in Waterville. The rates for a car such as 2010 Lexus IS 250C 2 Door Convertible would be about $2020 which is about 6% of the total cost of a car.

Waterville Lincoln Insurance

Waterville rates for Lincoln MKS is $1950 compared to Lincoln MKZ (+$200) Lincoln MKT (+$190) & Lincoln Navigator (+$10).

Lincoln MKX insurance rate is $1740 in Waterville. Insurance for a 2012 Lincoln MKX 4 Door 4WD SUV in Waterville is $1720 while nearby places such as Columbia, Plymouth, Steuben, Hartwick and Paris are costlier by $550, $550, $570, $570 and $640 respectively

Waterville Mazda Insurance

Waterville rates for Mazda Mazdaspeed3 is $1875 compared to Mazda Mazda3s (+$50) Mazda MX5 (+$270) & Mazda Mazda5 (+$200).

ModelsInsurance RateIlionLincklaenWhitestownVienna
CX-9$1640+$410-$500-$590-$590
Mazda3i$1780+$450-$550-$640-$640
Mazda2$1640+$410-$500-$590-$590
Mazda6s$1830+$460-$560-$660-$660
Mazda6i$1690+$420-$520-$610-$610

Waterville Nissan Insurance

Nissan Altima models such as 2.5 S & 2.5 cost about $1946 to $1752 in Waterville compared to Nissan Rogue (+$270) Nissan NV3500 (+$220) & Nissan Armada (+$50).

ModelsInsurance RateMarshallRussiaSherrillParis
Pathfinder$1600-$530-$570-$600-$600
Titan$1760-$580-$630-$660-$660
370Z$1960-$650-$700-$730-$730
Murano$1630-$540-$580-$610-$610
Quest$1710-$560-$610-$640-$640
Versa$1660-$550-$600-$620-$620
Juke$1700-$560-$610-$630-$630
Sentra$1870-$620-$670-$700-$700
Maxima$1970-$650-$710-$740-$740

Waterville Toyota Insurance

Waterville rates for Toyota 4Runner models such as SR5 & Limited are around $1649 to $1677 compared to Toyota Sequoia (-$30) Toyota Sienna (+$180) & Toyota Corolla (-$30).

ModelsInsurance RateMiddlefieldMorrisvilleOriskanySmyrna
Avalon$1690-$190-$510-$520-$590
Camry$1720-$190-$520-$530-$600
Prius$1640-$180-$490-$500-$580

Waterville Volkswagen Insurance

Waterville rates for Volkswagen Jetta models such as TDI, S Sport, SE, S & SEL are roughly $1839 to $1792 compared to Volkswagen Golf (-$70) Volkswagen Eos (-$250) & Volkswagen Tiguan (-$160).

Volkswagen GTI models such as Autobahn & GTI cost roughly $1731 to $1805 in Waterville. A 2009 Volkswagen GTI 2 Door Coupe 2.0T's insurance costs in Waterville is $1780 compared to close by places such as Morrisville (+$530), Morris (+$590), Steuben (+$590), Durhamville (+$660) and Marcy (+$680).

ModelsInsurance RateFrankfortHolland PatentEatonWhitesboro
CC$1810-$540-$600-$680-$680
Touareg$2010-$600-$660-$750-$750
Passat$1700-$510-$560-$630-$630


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