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We offer car insurance in Gardners (Adams County), PA:



Car Insurance Agents within 50 miles of Gardners, PA

Riggs Collins Insurance & Financial Services

282 W King St, Abbottstown, PA - 17301 - 1730 near Saint James St,water St

Call: (717) 259-5251
Get a Quote

Earl Tropp State Farm Insurance

55 W Main St, Annville, PA - 17003 - 1700  near Lancaster St,main St

Call: (717) 867-4456
Get a Quote

MetLife

350 W Main St, Annville, PA - 17003 - 1336 near Cherry St,main St

Call: (717) 867-1666
Get a Quote


Gardners, PA Auto Insurance Rates

Gardners, PA residents can save $900 by comparing multiple quotes & reading reviews & research on Gardners car insurance rates, quotes, agents & coverage.

LowestAverageHighest
$1,210 $2,240 $4,590

Gardners Car Insurance Rate Comparisons

Gardners, PA's average car insurance of $2240 differs from South Middleton, PA (-$880), Lake Meade, PA (-$970), Heidlersburg, PA (-$70) and Pennsylvania (-$636)

Gardners South Middleton, PA Lake Meade, PA Heidlersburg, PA Pennsylvania
Median Insurance Rates $2240 -$880 -$970 -$70 -$636

Gardners Car Insurance Savings By Neighborhood & Street Area

Gardners Driver Street Residence & Car Locations Car Details in Gardners Gardners Driver Demographics Gardners Auto Insurance Estimates Recent Gardners Insurance Savings
Other Area
Gablers Rd2003 Lexus IS 300 Base38 year woman$2,410$875
Tree Ln2006 Buick Lucerne CXS68 year male senior$964$587
Wiermans Mill Rd2006 Toyota Corolla CE65 year senior$1,726$868
Rolling Rd2008 Volkswagen Touareg 2 VR6 FSI52 year married man$3,085$819
E Company Farm Rd2010 Chrysler Town and Country Touring16 year teenager$4,934$966
Reservoir Rd2012 Mazda MAZDA3 i Touring16 year female teenager$4,464$873
2nd St2012 Dodge Grand Caravan SXT17 year male teenager$4,934$486
Cranberry Rd2008 Acura MDX Base w/Tech w/RES53 year married woman$1,943$342
Reynolds Rd2014 Honda Civic LX50 year man$2,947$959
Main St2014 Kia Optima LX75 year female senior$1,925$965

Gardners Post DUI Car Insurance Rates

Gardners South Middleton York Springs Dickinson Pennsylvania
Median Post DUI Insurance Rate $4166 -$1637 -$837 -$2325 -$1183
Male Teenager Post DUI Insurance Rate $9707 -$3815 -$1951 -$5418 -$2757
Female Teenager Post DUI Insurance Rate $8582 -$3373 -$1725 -$4790 -$2437

The Post DUI insurance in Gardners, PA's is $4166 compared to South Middleton (-$1637), York Springs (-$837), Dickinson (-$2325) and Pennsylvania (-$1183)

In Gardners, a male teenager with Post DUI pays $1125 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Toyota Corolla CE in Gardners, PA would pay $9238 on auto insurance while a female teenager POST DUI would pay $8167.

Gardners Car Insurance by Segment

Gardners Teenagers Car Insurance Rates Comparison

30 Gardners Teenagers (14% of total population), 0% Male & 100% Female.

Gardners Arendtsville Straban Idaville Pennsylvania
All Teenagers $4860 -$1714 -$2430 -$1605 -$1380
Male Teenager $5219 -$1841 -$2610 -$1724 -$1482
Female Teenager $4614 -$1627 -$2307 -$1524 -$1310

Gardners teenagers pay $4860 in insurance in contrast with Arendtsville (-$1714), Straban (-$2430), Idaville (-$1605) and Pennsylvania (-$1380). The difference between Male & Female teenagers in Gardners is $605

Example

  • 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $4,725
  • 2010 Audi A5 2.0T quattro Premium Female Teenager Insurance Rate $5,471

Gardners Men & Women Car Insurance

202 Gardners Adults (100% of total population), 37% Men & 63% Women.

Gardners Cooke Table Rock Hunterstown Pennsylvania
All Women $2016 -$1017 -$288 -$126 -$573
Married Women $1792 -$904 -$256 -$112 -$509
All Men $3203 -$1616 -$458 -$200 -$910
Married Men $3180 -$1604 -$454 -$198 -$903

The typical insurance rate of $3203 that Gardners Men pay varies from Cooke (-$1616), Table Rock (-$458), Hunterstown (-$200) and Pennsylvania (-$910). In Gardners, married men pay $1388 more than married women.

Example

  • 2013 Hyundai Santa Fe GLS Married Men Insurance Rate $2,575
  • 2013 Lincoln MKS EcoBoost Married Women Insurance Rate $3,274

Gardners Senior Car Insurance

37 Gardners Seniors (18% of total population), 41% Senior Men & 59% Senior Women.

Gardners Lake Meade Table Rock Flora Dale Pennsylvania
All Seniors $1814 -$786 -$259 -$32 -$515
Senior Men $985 -$427 -$141 -$17 -$280
Senior Women $2240 -$970 -$320 -$40 -$636

Gardners seniors pay $1814 in insurance compared to Lake Meade (-$786), Table Rock (-$259), Flora Dale (-$32) and Pennsylvania (-$515). In Gardners, senior men pay $1255 less than senior women.

Gardners Car Insurance Discounts for Multiple Vehicles

Gardners Population with 1 Vehicle 0 (0% of Gardners population), 2 Vehicles 46 (62% of the Gardners population) and 3 vehicles 19 (26% of the population)

Gardners Table Rock Arendtsville Hunterstown Pennsylvania
2 Vehicles $4256 -$608 -$1501 -$266 -$1208
3 Vehicles $6496 -$928 -$2291 -$406 -$1844
4 Vehicles $8736 -$1248 -$3081 -$546 -$2480

Gardners Insurance Rates by Make

Gardners Acura Insurance

Acura RDX models such as RDX & Tech cost roughly $1925 to $2023 in Gardners compared to Acura TL (-$610) Acura ZDX (-$90) & Acura TSX (-$580).

Acura MDX insurance rate is $1999 in Gardners. The rates for a car such as 2010 Acura MDX 5 Door 4WD Utility would be about $1970 which is about 4% of the total cost of a car.

Gardners Audi Insurance

Gardners rates for Audi A3 models such as 2.0 TDI Premium Plus, 2.0 TDI, 2.0T Quattro & 2.0T are about $2457 to $2414 compared to Audi Q5 (+$310) Audi TT (-$450) & Audi A8 (-$1100).

Audi TTS 2.0 Quattro insurance rate is $3047 in Gardners. A 2009 Audi TTS 2.0 Quattro 2 Door Coupe AWD's insurance costs in Gardners is $3000 & varies from close by regions such as Steelton (-$1200), Dickinson (-$1150), Enola (+$670), Sabillasville, MD (+$910) and Carroll (+$1170).

Gardners rates for Audi Q7 models such as 3.0 Quattro, Premium, S-line Prestige & TDI Prestige are approximately $2346 to $2543. Insurance for a 2012 Audi Q7 S-line Prestige 4 Door MPV AWD in Gardners is $2460 while nearby places such as New Oxford, Hampden and Lake Heritage are costlier by $130, $760 and $790 respectively whereas Monaghan and Arendtsville are cheaper by $820 and $240 respectively.

Audi S4 3.0 Quattro insurance rate is $2850 in Gardners. The rates for a car such as 2009 Audi S4 3.0 Quattro 4 Door Sedan AWD would be about $2800 which is about 3% of the total cost of a car.

ModelsInsurance RateValley GreenParkvilleWeigelstownGermany
S5$2960-$140-$210-$290-$920
A5$2750-$130-$200-$270-$850
A4$2750-$130-$200-$270-$850
A7$2960-$140-$210-$290-$920
A6$2940-$140-$210-$290-$910

Gardners BMW Insurance

BMW 6 series models such as 650i & 640i cost nearly $3596 to $3203 in Gardners compared to BMW 5 series (+$510) BMW Z series (+$480) & BMW 1 series (+$960).

BMW M3 insurance rate is $3392 in Gardners. A 2011 BMW M3 2 Door Coupe's insurance costs in Gardners is $3340 while nearby places such as Landisburg and Orrstown are costlier by $660 and $760 respectively whereas Mechanicsburg, Taneytown, MD and Lake Meade are cheaper by $1500, $1120 and $700 respectively.

ModelsInsurance RateLittlestownFayettevilleHighfield-Cascade, MDNorth York
7 series$3650+$400-$450-$1150-$1400
3 series$2980+$320-$360-$940-$1140
X series$2340+$250-$290-$740-$900

Gardners Buick Insurance

ModelsInsurance RateMechanicsburgDickinsonUpper AllenDover
Lacrosse$2300+$1030+$880+$410-$120
Enclave$1990+$890+$760+$350-$110
Regal$2260+$1010+$870+$400-$120

Gardners Cadillac Insurance

Cadillac CTS models such as Luxury, Premium, CTS, Performance & V cost approximately $2735 to $3456 in Gardners. Insurance for a 2008 Cadillac CTS Luxury 4 Door Sedan in Gardners is $2690 while nearby places such as New Kingstown and Landisburg are costlier by $280 and $530 respectively whereas Fairview, South Newton and Biglerville are cheaper by $590, $410 and $190 respectively.

Cadillac SRX models such as Premium Turbo AWD, Premium, Luxury, Performance, Performance Turbo AWD & SRX cost nearly $2213 to $2633 in Gardners. Insurance for a 2012 Cadillac SRX Premium 4 Door Utility in Gardners is $2180 compared to nearby places such as Manchester (-$440), Orrtanna (-$350), Quincy (-$130), Shiremanstown (+$100) and New Oxford (+$120).

Gardners rates for Cadillac Escalade models such as Escalade, Luxury, EXT, ESV, EXT Luxury, EXT Premium, Premium, ESV Luxury, ESV Premium, Platinum, Hybrid, ESV Platinum & Platinum Hybrid are around $2336 to $2693. The rates for a car such as 2009 Cadillac Escalade Platinum 4 Door Utility Ethanol would be about $2480 which is about 2% of the total cost of a car.

Gardners Chevrolet Insurance

Chevrolet Avalanche models such as LS, LTZ & LT cost about $1885 to $1864 in Gardners compared to Chevrolet Express (+$300) Chevrolet Equinox (+$260) & Chevrolet Malibu (-$310).

Chevrolet Corvette models such as Corvette, GS, Z06 & ZR1 cost approximately $3096 to $4168 in Gardners. The rates for a car such as 2008 Chevrolet Corvette ZR1 2 Door Coupe would be about $4100 which is about 8% of the total cost of a car.

ModelsInsurance RateStrabanSouth MiddletonNew OxfordFayetteville
Cruze$1850+$560+$280-$100-$230
Camaro$2470+$750+$380-$130-$300
Silverado$1940+$590+$300-$100-$240

Gardners Chrysler Insurance

ModelsInsurance RateCookeSouthamptonTable RockHampden
300$2520+$780+$100-$500-$780
200$2310+$710+$90-$460-$710
Town$2270+$700+$90-$450-$700
300C$2740+$840+$110-$540-$850

Gardners Dodge Insurance

Dodge Durango models such as Citadel, R/T, SXT & Crew cost around $1981 to $1871 in Gardners compared to Dodge Avenger (-$480) Dodge Charger (-$750) & Dodge Journey (-$40).

Dodge Grand Caravan SXT insurance rate is $1829 in Gardners. The rates for a car such as 2009 Dodge Grand Caravan SXT 2WD 4 Door Van would be about $1800 which is about 7% of the total cost of a car.

Dodge Challenger models such as SXT, R/T & SRT8 cost approximately $2371 to $2723 in Gardners. A 2008 Dodge Challenger SRT8 2 Door Coupe's insurance costs in Gardners is $2680 while nearby places such as York Springs and Carroll are costlier by $310 and $1050 respectively whereas Taneytown, MD, Shiloh and Lower Frankford are cheaper by $900, $210 and $210 respectively.

Gardners Ford Insurance

Ford Transit models such as Connect XLT & Connect XLT Premium cost about $1850 to $1720 in Gardners compared to Ford Taurus (-$580) Ford F-150 (-$140) & Ford Focus (-$40).

Gardners rates for Ford Edge models such as SE, SEL, Sport & Limited are approximately $1571 to $1990. Insurance for a 2012 Ford Edge SEL 4 Door 4WD Utility in Gardners is $1880 & differs from places such as New Cumberland (-$820), Camp Hill (-$410), Bonneauville (-$190), Upper Frankford (+$440) and Newville (+$500).

Ford Flex models such as SE, SEL & Limited cost nearly $1945 to $2026 in Gardners. The rates for a car such as 2008 Ford Flex SEL 4WD 4 Door MPV would be about $1970 which is about 5% of the total cost of a car.

ModelsInsurance RateHamiltonbanShilohWormleysburgSabillasville, MD
Explorer$1830+$210+$140-$130-$550
Expedition$1990+$230+$150-$140-$600
Fiesta$1760+$200+$140-$130-$530
Fusion$2470+$280+$190-$180-$750
Mustang$2910+$330+$220-$210-$880

Gardners GMC Insurance

Gardners rates for GMC Acadia models such as SLT, Denali & SLE are roughly $1910 to $1974 compared to GMC Sierra (-$70) GMC Terrain (+$130) & GMC Yukon (-$0).

Gardners Honda Insurance

Gardners rates for Honda Civic models such as LX & EX are approximately $2058 to $2463 compared to Honda Pilot (+$160) Honda Insight (+$290) & Honda Fit (+$340).

Honda CR-Z models such as CR-Z & EX cost around $1909 to $1948 in Gardners. The rates for a car such as 2011 Honda CR-Z 2 Door Coupe Hybrid would be about $1880 which is about 3% of the total cost of a car.

ModelsInsurance RateDickinsonCashtownSouth MiddletonNewburg borough
Accord$2270+$870+$810+$350-$160
CR-V$2350+$900+$840+$360-$170
Odyssey$2260+$870+$810+$340-$160

Gardners Hyundai Insurance

Gardners rates for Hyundai Veloster is $1874 compared to Hyundai Elantra (-$70) Hyundai Equus (-$1180) & Hyundai Sonata (-$540).

Gardners rates for Hyundai Tucson models such as GLS, GL & Limited are nearly $1685 to $1946. Insurance for a 2009 Hyundai Tucson GLS 2WD 4 Door Utility in Gardners is $1660 while nearby places such as New Oxford, Parkville and Lake Heritage are costlier by $90, $120 and $530 respectively whereas Huntington and Guilford are cheaper by $480 and $380 respectively.

Gardners rates for Hyundai Accent models such as GS, SE & GLS are roughly $1861 to $1917. A 2009 Hyundai Accent SE 5 Door Hatchback's insurance costs in Gardners is $1850 & varies from places such as Mechanicsburg (-$830), Cooke (-$570), South Newton (-$280), Newburg (+$130) and Germany (+$570).

Hyundai Genesis models such as 2.0T Premium, 2.0T Track, 2.0T, 3.8 Track, 3.8 Grand Touring, Genesis & R-Spec cost about $1976 to $2767 in Gardners. The rates for a car such as 2009 Hyundai Genesis 3.8 Grand Touring 2 Door Coupe would be about $2020 which is about 5% of the total cost of a car.

Gardners Jeep Insurance

Jeep Compass models such as Sport & Limited cost nearly $1801 to $1876 in Gardners. Insurance for a 2013 Jeep Compass Limited 4WD 4 Door Utility in Gardners is $1850 & varies from close by places such as Cashtown (-$660), Cooke (-$570), South Newton (-$280), Newberry (+$100) and McKnightstown (+$630).

Jeep Grand models such as Cherokee Laredo, Cherokee Overland & Cherokee Limited cost roughly $1794 to $1960 in Gardners. A 2013 Jeep Grand Cherokee Limited 4WD 4 Door Utility's insurance costs in Gardners is $1930 while nearby places such as Dover is costlier by $100 whereas Harrisburg, Wayne Heights, Scotland and Southampton are cheaper by $650, $460, $260 and $80 respectively.

Jeep Patriot models such as Sport & Limited cost nearly $1720 to $1843 in Gardners. The rates for a car such as 2013 Jeep Patriot Sport 2WD 4 Door Utility would be about $1700 which is about 2% of the total cost of a car.

Gardners Kia Insurance

Kia Sorento models such as LX, SX & EX cost around $1800 to $1814 in Gardners compared to Kia Rio (-$60) Kia Sedona (-$500) & Kia Sportage (+$50).

ModelsInsurance RateYorkIdavilleSouthamptonNorth York
Optima$2080+$810+$130+$80-$800
Soul$2240+$880+$150+$90-$860
Forte$1900+$740+$120+$80-$730

Gardners Lexus Insurance

Gardners rates for Lexus GX 460 is $2165 compared to Lexus LS (-$1110) Lexus IS (-$680) & Lexus ES (-$590).

Gardners rates for Lexus RX models such as 450h & 350 are roughly $2200 to $2615. Insurance for a 2008 Lexus RX 450h 4 Door Utility Hybrid in Gardners is $2160 compared to places such as Cooke (-$670), Wayne Heights (-$520), Camp Hill (-$480), Pen Mar (-$90) and Table Rock (+$430).

Lexus GX460 Premium insurance rate is $2191 in Gardners. The rates for a car such as 2008 Lexus GX460 Premium 4 Door Utility would be about $2150 which is about 7% of the total cost of a car.

Gardners Lincoln Insurance

Gardners rates for Lincoln MKX is $2050 compared to Lincoln Navigator (+$740) Lincoln MKT (+$820) & Lincoln MKZ (+$410).

Lincoln MKS insurance rate is $2478 in Gardners. Insurance for a 2010 Lincoln MKS 4 Door Sedan in Gardners is $2440 while nearby places such as Valley Green, Fayetteville and Upper Frankford are costlier by $120, $300 and $570 respectively whereas Gettysburg and Bendersville are cheaper by $1030 and $220 respectively.

Gardners Mazda Insurance

Mazda Mazda5 models such as Sport, Mazda5 & Grand Touring cost nearly $2388 to $2443 in Gardners compared to Mazda CX-9 (+$520) Mazda Mazda2 (+$700) & Mazda Mazda6i (-$50).

ModelsInsurance RateCarlisleSteeltonBlue Ridge SummitYork Springs
MX5$2480+$1110+$990+$830-$290
Mazda3i$1990+$890+$790+$660-$230
Mazda6s$2550+$1140+$1020+$850-$300
Mazda3s$2520+$1130+$1000+$840-$290
Mazdaspeed3$2070+$930+$820+$690-$240

Gardners Nissan Insurance

Gardners rates for Nissan Armada Platinum is $2084 compared to Nissan Quest (+$80) Nissan Rogue (+$160) & Nissan Juke (+$90).

ModelsInsurance RateNew CumberlandNorth NewtonGreeneUpper Frankford
Pathfinder$1800+$780+$260+$200-$420
NV3500$1870+$810+$270+$200-$440
Altima$2440+$1060+$360+$260-$570
Titan$2010+$880+$290+$220-$470
370Z$2860+$1250+$420+$310-$670
Murano$2440+$1060+$360+$260-$570
Versa$1920+$840+$280+$210-$450
Sentra$2080+$910+$300+$230-$490
Maxima$2870+$1250+$420+$310-$670

Gardners Toyota Insurance

Gardners rates for Toyota Sienna is $2274 compared to Toyota Camry (-$320) Toyota 4Runner (-$120) & Toyota Corolla (+$190).

ModelsInsurance RateTaneytown, MDNorth NewtonCumberland CountyWest Pennsboro
Avalon$2610+$880+$380+$300+$170
Sequoia$2050+$690+$300+$240+$130
Prius$1880+$630+$270+$220+$120

Gardners Volkswagen Insurance

Volkswagen GTI models such as GTI & Autobahn cost about $2010 to $2393 in Gardners compared to Volkswagen Tiguan (+$100) Volkswagen Golf (+$190) & Volkswagen CC (-$10).

Volkswagen Passat models such as S, SE, SEL & TDI SEL cost roughly $2355 to $2541 in Gardners. Insurance for a 2011 Volkswagen Passat SEL 4 Door Sedan in Gardners is $2450 & differs from places such as Hanover (-$1020), Latimore (-$770), Adams County (-$590), North Codorus (-$250) and Valley Green (+$120).

ModelsInsurance RateMechanicsburgYorkLower MifflinNewville
Eos$2240+$1000+$880-$190-$590
Jetta$1920+$860+$750-$160-$510
Touareg$2190+$980+$860-$190-$580


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